Question 1

What is the asking price for 260 450, Ephraim?

Accepted Answer

260 450, Ephraim is listed at $429,000 ($238/sqft).  This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 260 450, Ephraim have?

Accepted Answer

This Residential features 3 bedrooms, 2 bathrooms, 1,800 square feet of living space. It is a 1-story home. The lot is 0.21 acres.

Question 3

When was 260 450, Ephraim built?

Accepted Answer

This property was built in 2026, making it 0 years old. As a newer construction, it likely features modern building codes, energy-efficient systems, and contemporary finishes.

Question 4

What type of property is 260 450, Ephraim?

Accepted Answer

260 450, Ephraim is a Residential (Single Family Residence). The architectural style is Rambler/Ranch. It is located in the ESTATES AT EPHRAIM CROSSING PHASE 3 SUBD subdivision. Zoning: Single-Family.

Question 5

Does 260 450, Ephraim have a garage or parking?

Accepted Answer

Yes, this property includes a 2-car garage. Total parking capacity: 2 vehicles.

Question 6

Is there an HOA for 260 450, Ephraim?

Accepted Answer

Yes, this property is part of a homeowners association. HOA fees are $25 monthly. HOA fees typically cover shared amenities, landscaping, and community maintenance.

Question 7

What are the property taxes for 260 450, Ephraim?

Accepted Answer

Annual property taxes for this property are approximately $2,168 (about $181/month). This represents an effective tax rate of approximately 0.51% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 260 450, Ephraim?

Accepted Answer

Interior features include: Alarm: Fire, Closet: Walk-In, Disposal, Floor Drains, Range/Oven: Built-In. Exterior features include: Double Pane Windows, Patio: Covered, Porch: Open, Sliding Glass Doors.

Question 9

Is 260 450, Ephraim a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Standard" with a deal score of 50/100.  This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

What would the monthly mortgage payment be for 260 450, Ephraim?

Accepted Answer

At the current 30-year mortgage rate of 6.43% with 20% down, the estimated monthly principal and interest payment is $2,153. Including estimated taxes and HOA fees, the total monthly cost is approximately $2,359. A 15-year mortgage at 5.79% would be $2,857/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 11

How long has 260 450, Ephraim been on the market?

Accepted Answer

This property has been listed for 0 days. The average days on market in Ephraim is 83 days, meaning this listing is moving faster than the local average. This is a fresh listing — act quickly if interested.

Question 12

What lifestyle features does 260 450, Ephraim offer?

Accepted Answer

Propaired's AI has identified 2 lifestyle features for this property: Luxury Estate, New Construction. The primary lifestyle niche is "luxury_estate." These tags are derived from MLS data, property features, and location analysis.

Question 13

Is 260 450, Ephraim new construction?

Accepted Answer

Yes, this is a new construction property built in 2026. New construction in Utah typically includes modern energy codes, current building standards, builder warranties, and contemporary finishes.  Review the builder warranty terms and any remaining items on the builder punch list.

Question 14

What makes 260 450, Ephraim a luxury property?

Accepted Answer

This property is classified as a luxury estate based on its price point, features, and location. At 1,800 sqft on 0.21 acres, it offers premium living.    Luxury properties in Utah benefit from no state estate tax and relatively low property tax rates.

Question 15

What schools serve 260 450, Ephraim?

Accepted Answer

Assigned schools: Elementary: Ephraim; Middle: Ephraim; High: Manti. There are 1 schools within 3 miles of this property. The highest-rated nearby school is Ephraim Middle with a 56% state performance score (2.6 miles away). School district: South Sanpete.

Question 16

What high school is near 260 450, Ephraim?

Accepted Answer

The nearest high school is Manti. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 17

What elementary school is near 260 450, Ephraim?

Accepted Answer

The nearest elementary school is Ephraim. Propaired provides full school ratings and comparison data for all schools in this area.

Question 18

What middle school is near 260 450, Ephraim?

Accepted Answer

The nearest middle school is Ephraim.

Question 19

Is 260 450, Ephraim in a flood zone?

Accepted Answer

This property is classified as low.  Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 20

How does this listing compare to the Ephraim market?

Accepted Answer

260 450, Ephraim is listed at $429,000, which is above the Ephraim median of $424,000 by $5,000. There are currently 30 active listings in Ephraim. Homes in Ephraim sell in an average of 83 days. The average sale-to-list ratio is 97.2%.

Question 21

What is the Ephraim real estate market like in 2026?

Accepted Answer

In 2026, the median home price in Ephraim is $424,000. There are currently 30 active listings. Homes sell in an average of 83 days. The average sale-to-list ratio is 97.2%. This listing at $429,000 is above the Ephraim 2026 median.

Question 22

Are there other homes for sale in Ephraim?

Accepted Answer

Yes — there are currently 30 active listings in Ephraim. Browse all Ephraim homes for sale at propaired.ai/listings/ut/ephraim. Prices range around a median of $424,000. Homes in Ephraim are selling in about 83 days on average.

Question 23

How does this price compare to the Utah state average?

Accepted Answer

At $429,000, this property is below the Utah state median of $525,000 by $96,000. Ephraim prices are 19% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 24

What is the Propaired intelligence score for 260 450, Ephraim?

Accepted Answer

This property has a Propaired intelligence score of 38/100, combining deal value (50), recreation access (N/A), amenity proximity (N/A), broadband quality (N/A), and lifestyle features (2 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 25

What heating and cooling systems does 260 450, Ephraim have?

Accepted Answer

Heating: Gas: Central,>= 95% efficiency. Cooling: Central Air. Modern HVAC systems typically last 15-20 years with proper maintenance. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 26

What type of roof does 260 450, Ephraim have?

Accepted Answer

The roof material is Metal. Metal roofs are highly durable and can last 40-70 years with minimal maintenance. With a 0-year-old home, reviewing recent roof inspections is recommended.

Question 27

Does 260 450, Ephraim have a basement?

Accepted Answer

Yes, the basement is described as: None. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 28

What is 260 450, Ephraim constructed from?

Accepted Answer

Construction materials include: Stone,Other. Stone construction provides exceptional durability and a premium aesthetic.

Question 29

What are the water and sewer connections for 260 450, Ephraim?

Accepted Answer

Water source: Culinary. Sewer: Sewer: Connected.   Water is a critical consideration in Utah's arid climate.

Question 30

What would homeowner's insurance cost for 260 450, Ephraim?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $429,000, expect approximately $1,287-$2,145/year ($107-$179/month).   Get multiple quotes — rates vary significantly by insurer.

Question 31

What are the estimated closing costs for 260 450, Ephraim?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $429,000, expect approximately $8,580-$21,450 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 32

How does the property tax compare to the list price at 260 450, Ephraim?

Accepted Answer

The annual property tax of $2,168 represents an effective rate of 0.51% relative to the list price of $429,000. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 33

What are the total estimated monthly costs for 260 450, Ephraim?

Accepted Answer

Estimated total monthly housing cost: $2,502. This includes principal & interest ($2,153 at 6.43% with 20% down), property tax ($181/mo), HOA ($25/mo), and estimated insurance (~$143/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 34

Is 260 450, Ephraim eligible for FHA or VA financing?

Accepted Answer

At $429,000, this property is likely within FHA loan limits for most Utah counties. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 35

Could 260 450, Ephraim be a 1031 exchange property?

Accepted Answer

Yes, 260 450, Ephraim could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 36

What is the price trend in Ephraim?

Accepted Answer

Ephraim's median price has decreased 6.4% month-over-month. Current median: $424,000. Days on market have increased by 122.4% month-over-month. Homes are selling at 97.2% of list price on average. Monitor these trends to time your offer strategically.

Question 37

What school district is 260 450, Ephraim in?

Accepted Answer

This property is in the South Sanpete school district. Assigned elementary: Ephraim. Assigned middle: Ephraim. Assigned high: Manti. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 38

Is 260 450, Ephraim move-in ready?

Accepted Answer

As new construction, this home is expected to be move-in ready with modern finishes and warranties. A professional home inspection is always recommended before purchase to identify any needed repairs.

Question 39

Does 260 450, Ephraim come with a home warranty?

Accepted Answer

Yes, a home warranty is included with this property. Home warranties typically cover major systems (HVAC, plumbing, electrical) and appliances for one year, providing peace of mind for buyers. Review the warranty terms to understand coverage limits and deductibles.

Question 40

What is the lot like at 260 450, Ephraim?

Accepted Answer

The lot is 0.21 acres. Lot features: Road: Paved,Sidewalks. Terrain: Road: Paved, Sidewalks, Terrain, Flat.   Lot characteristics affect usability, privacy, and future improvement potential.

Question 41

What utilities are available at 260 450, Ephraim?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Water Connected. Water source: Culinary. Sewer: Sewer: Connected. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 42

Does 260 450, Ephraim have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Gas: Central,>= 95% efficiency. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating. The cooling system (Central Air) operates separately. Natural gas availability also supports gas ranges, water heaters, and fireplaces.

260 450, Ephraim, UT 84627

260 W 450 S, Ephraim, UT 84627

About This Property

Features & Amenities

Property Info

Financial

Structure & Systems

Parking

Property Intelligence

Lifestyle

Flood Zone

Deal Analysis

Investment Potential

Short-Term Rental

Schools

All Property Details

Property Info

Bedrooms & Baths

Financial

Structure

Lot & Land

Parking

Amenities

Utilities

Schools

Timeline

Ephraim Market Context

Crime & Safety

Ephraim compared to:

vs National Average (FBI UCR 2024)

Connect with a Buyer’s Agent

Similar Homes

$525,000

$455,000

$575,000

Find Your Dream Home

Frequently Asked Questions

Discover