Question 1

What is the asking price for 445 TOPAZ, Delta?

Accepted Answer

445 TOPAZ, Delta is listed at $278,000 ($198/sqft).  This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 445 TOPAZ, Delta have?

Accepted Answer

This Residential features 2 bedrooms, 2 bathrooms, 1,407 square feet of living space. It is a 1-story home. The lot is 0.07 acres.

Question 3

When was 445 TOPAZ, Delta built?

Accepted Answer

This property was built in 2005, making it 21 years old. Built in the early 2000s, the home benefits from modern construction standards and may have updated systems.

Question 4

What type of property is 445 TOPAZ, Delta?

Accepted Answer

445 TOPAZ, Delta is a Residential (Single Family Residence). The architectural style is Townhouse; Row-mid. It is located in the TOPAZ TOWNHOMES subdivision. Zoning: Single-Family.

Question 5

Does 445 TOPAZ, Delta have a garage or parking?

Accepted Answer

Yes, this property includes a 2-car garage. Total parking capacity: 2 vehicles.

Question 6

Is there an HOA for 445 TOPAZ, Delta?

Accepted Answer

Yes, this property is part of a homeowners association. HOA fees are $125 monthly. HOA fees typically cover shared amenities, landscaping, and community maintenance.

Question 7

What are the property taxes for 445 TOPAZ, Delta?

Accepted Answer

Annual property taxes for this property are approximately $1,242 (about $104/month). This represents an effective tax rate of approximately 0.45% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 445 TOPAZ, Delta?

Accepted Answer

Interior features include: Bath: Primary, French Doors, Range/Oven: Free Stdng.. Exterior features include: Double Pane Windows, Entry (Foyer), Porch: Open, Patio: Open.

Question 9

Is 445 TOPAZ, Delta a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Great Deal (vs Market)" with a deal score of 87/100. Key deal signals: Priced 7% below similar homes; Priced 18% below market median (per-type). The price is 7% below similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

How does this price compare to similar homes in Delta?

Accepted Answer

The median price for similar properties in the area is $299,500 (based on 10 homes). At $278,000, this listing is 7% below the median for comparable homes. It ranks #Fair Price among similar listings by value.

Question 11

What would the monthly mortgage payment be for 445 TOPAZ, Delta?

Accepted Answer

At the current 30-year mortgage rate of 6.30% with 20% down, the estimated monthly principal and interest payment is $1,377. Including estimated taxes and HOA fees, the total monthly cost is approximately $1,606. A 15-year mortgage at 5.65% would be $1,835/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 12

How long has 445 TOPAZ, Delta been on the market?

Accepted Answer

This property has been listed for 242 days. The average days on market in Delta is 102 days, meaning this listing is taking longer than the local average. Extended time on market may present negotiation opportunities for buyers.

Question 13

What recreation is near 445 TOPAZ, Delta?

Accepted Answer

This property has a recreation score of 85/100. Nearby recreation includes: Sports Park park (0.4 mi); Sunset View Golf Course (2.8 mi); Yuba State Park (28.8 mi); Capitol Reef NP — Cathedral Valley (92.7 mi).  Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 14

How far is 445 TOPAZ, Delta from a national park?

Accepted Answer

Capitol Reef NP — Cathedral Valley is 92.7 miles from the property. Utah is home to five national parks (the "Mighty Five") — Zion, Bryce Canyon, Capitol Reef, Canyonlands, and Arches — plus numerous national monuments and recreation areas.

Question 15

What amenities and services are near 445 TOPAZ, Delta?

Accepted Answer

This property has an amenity proximity score of 100/100. Nearby services include: Grocery: Rally Stop #9 (0.1 mi); Hospital: Intermountain Homecare and Hospice Medical Equipment - Delta, Utah (0.4 mi); Pharmacy: Quality Pharmacy (0.4 mi); Dining: Mi Rancherito Mexican Restaurant (0.0 mi). Gas station: 0.1 miles. Gym: Reef Fitness Gym (0.3 mi).

Question 16

How far is the nearest hospital from 445 TOPAZ, Delta?

Accepted Answer

The nearest hospital is Intermountain Homecare and Hospice Medical Equipment - Delta, Utah, approximately 0.4 miles from the property. The nearest fire station is 0.7 miles away. Proximity to emergency services is an important safety factor for homebuyers.

Question 17

What schools serve 445 TOPAZ, Delta?

Accepted Answer

Assigned schools: Elementary: Delta; Middle: Delta; High: Delta. There are 3 schools within 3 miles of this property. The highest-rated nearby school is Delta High with a 57% state performance score (0.6 miles away). School district: Millard.

Question 18

What high school is near 445 TOPAZ, Delta?

Accepted Answer

The nearest high school is Delta. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 19

What elementary school is near 445 TOPAZ, Delta?

Accepted Answer

The nearest elementary school is Delta. Propaired provides full school ratings and comparison data for all schools in this area.

Question 20

What middle school is near 445 TOPAZ, Delta?

Accepted Answer

The nearest middle school is Delta.

Question 21

How good are the schools near 445 TOPAZ, Delta?

Accepted Answer

Of the 3 schools within 3 miles, 3 have state performance data with an average score of 54%.  School quality is a key factor in home values — properties near top-rated schools typically command a 5-10% premium. Visit each school's detail page on Propaired for full performance breakdowns.

Question 22

What is the internet speed at 445 TOPAZ, Delta?

Accepted Answer

This property has a broadband score of 95/100 (Excellent). Best available speed: 1000 Mbps download / 100 Mbps upload. Fiber is not currently available at this address. Available providers: AT&T (25 Mbps, Fixed Wireless); CentraCom (1000 Mbps, Cable); CentraCom (500 Mbps, Fixed Wireless). Total providers: 7.

Question 23

Is 445 TOPAZ, Delta in a flood zone?

Accepted Answer

This property is classified as low.  Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 24

How does this listing compare to the Delta market?

Accepted Answer

445 TOPAZ, Delta is listed at $278,000, which is below the Delta median of $330,000 by $52,000. There are currently 19 active listings in Delta. Homes in Delta sell in an average of 102 days. The average sale-to-list ratio is 99.1%.

Question 25

What is the Delta real estate market like in 2026?

Accepted Answer

In 2026, the median home price in Delta is $330,000. There are currently 19 active listings. Homes sell in an average of 102 days. The average sale-to-list ratio is 99.1%. This listing at $278,000 is below the Delta 2026 median.

Question 26

Are there other homes for sale in Delta?

Accepted Answer

Yes — there are currently 19 active listings in Delta. Browse all Delta homes for sale at propaired.ai/listings/ut/delta. Prices range around a median of $330,000. Homes in Delta are selling in about 102 days on average.

Question 27

How does this price compare to the Utah state average?

Accepted Answer

At $278,000, this property is below the Utah state median of $510,000 by $232,000. Delta prices are 35% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 28

What is the Propaired intelligence score for 445 TOPAZ, Delta?

Accepted Answer

This property has a Propaired intelligence score of 58/100, combining deal value (87), recreation access (85), amenity proximity (100), broadband quality (95), and lifestyle features (0 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 29

What heating and cooling systems does 445 TOPAZ, Delta have?

Accepted Answer

Heating: Forced Air,Gas: Central. Cooling: Central Air. Modern HVAC systems typically last 15-20 years with proper maintenance. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 30

What type of roof does 445 TOPAZ, Delta have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 21-year-old home, reviewing recent roof inspections is recommended.

Question 31

Does 445 TOPAZ, Delta have a basement?

Accepted Answer

Yes, the basement is described as: None. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 32

What is 445 TOPAZ, Delta constructed from?

Accepted Answer

Construction materials include: Stucco. The construction type affects long-term maintenance requirements and insurance costs.

Question 33

What type of flooring does 445 TOPAZ, Delta have?

Accepted Answer

Flooring types include: Tile.  Tile flooring is durable and ideal for high-traffic areas and bathrooms.

Question 34

What are the water and sewer connections for 445 TOPAZ, Delta?

Accepted Answer

Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public.  Municipal sewer service means no septic maintenance costs. Water is a critical consideration in Utah's arid climate.

Question 35

What shopping and dining is near 445 TOPAZ, Delta?

Accepted Answer

The nearest restaurant is Mi Rancherito Mexican Restaurant (0.0 miles away) and the nearest grocery store is Rally Stop #9 (0.1 miles). Coffee: Sip-eee-ooo (25.6 mi). Banking: Zions Bank (0.6 mi). Overall amenity proximity score: 100/100.

Question 36

What would homeowner's insurance cost for 445 TOPAZ, Delta?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $278,000, expect approximately $834-$1,390/year ($70-$116/month).   Get multiple quotes — rates vary significantly by insurer.

Question 37

What are the estimated closing costs for 445 TOPAZ, Delta?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $278,000, expect approximately $5,560-$13,900 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 38

How does the property tax compare to the list price at 445 TOPAZ, Delta?

Accepted Answer

The annual property tax of $1,242 represents an effective rate of 0.45% relative to the list price of $278,000. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 39

What are the total estimated monthly costs for 445 TOPAZ, Delta?

Accepted Answer

Estimated total monthly housing cost: $1,699. This includes principal & interest ($1,377 at 6.30% with 20% down), property tax ($104/mo), HOA ($125/mo), and estimated insurance (~$93/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 40

Is 445 TOPAZ, Delta eligible for FHA or VA financing?

Accepted Answer

At $278,000, this property is likely within FHA loan limits for most Utah counties. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 41

Could 445 TOPAZ, Delta be a 1031 exchange property?

Accepted Answer

Yes, 445 TOPAZ, Delta could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 42

How does 445 TOPAZ, Delta compare to recently sold homes nearby?

Accepted Answer

Based on 10 comparable properties, the median sold price in this area is $299,500. This listing is 7% below the comparable median. It ranks Fair Price among similar listings by value. The median for this property type specifically is $339,000. Comparable analysis is based on similar size, age, and location.

Question 43

Is the Delta neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 1.7% over the past year. The current Zillow Home Value Index for this area is $338,666. This listing is priced at 82% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 44

What is the price trend in Delta?

Accepted Answer

Delta's median price has decreased 10.8% month-over-month. Current median: $330,000. Days on market have decreased by 7.4% month-over-month. Homes are selling at 99.1% of list price on average. Monitor these trends to time your offer strategically.

Question 45

Is 445 TOPAZ, Delta overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Great Deal (vs Market)." At 7% below comparable homes, this property appears competitively priced. Deal score: 87/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 46

What school district is 445 TOPAZ, Delta in?

Accepted Answer

This property is in the Millard school district. Assigned elementary: Delta. Assigned middle: Delta. Assigned high: Delta. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 47

How do nearby schools rank statewide?

Accepted Answer

Of the 3 nearby schools with state rankings, the highest-ranked is Delta High at #219 statewide (57% performance score). Other ranked nearby schools include Delta Middle (#308) and Delta North School (#341). Utah has approximately 1,000+ public schools, so a top-200 ranking indicates a strong-performing school.

Question 48

What parks are near 445 TOPAZ, Delta?

Accepted Answer

The nearest local park is Sports Park (0.4 miles away). The nearest state park is Yuba State Park (28.8 miles). Nearest national park: Capitol Reef NP — Cathedral Valley (92.7 miles). Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 49

Is there a golf course near 445 TOPAZ, Delta?

Accepted Answer

The nearest golf course is Sunset View Golf Course, 2.8 miles from the property. Utah has over 80 golf courses statewide with a season running from March through November in most areas. Close proximity to a golf course is a desirable feature that can enhance property value.

Question 50

Is 445 TOPAZ, Delta move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 51

Does 445 TOPAZ, Delta come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 52

What is the lot like at 445 TOPAZ, Delta?

Accepted Answer

The lot is 0.07 acres. Lot features: Fenced: Part,Road: Paved,Sprinkler: Auto-Full. Terrain: Fenced: Part, Road: Paved, Sprinkler: Auto-Full, Terrain, Flat.   Lot characteristics affect usability, privacy, and future improvement potential.

Question 53

What utilities are available at 445 TOPAZ, Delta?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Sewer: Public,Water Connected. Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 54

Does 445 TOPAZ, Delta have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Forced Air,Gas: Central. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating. The cooling system (Central Air) operates separately. Natural gas availability also supports gas ranges, water heaters, and fireplaces.

Question 55

Is there EV charging near 445 TOPAZ, Delta?

Accepted Answer

The nearest EV charging station is Tesla Supercharger, approximately 24.9 miles from the property. With a 2-car garage, installing a home Level 2 EV charger is straightforward — most installations cost $500-$2,000 including the charger. Utah offers a growing EV charging network along major corridors and in urban centers.

445 TOPAZ, Delta, UT 84624

445 TOPAZ BLVD #10, Delta, UT 84624

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