Question 1

What is the asking price for 197 400, Clearfield?

Accepted Answer

197 400, Clearfield is listed at $360,000 ($290/sqft).  This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 197 400, Clearfield have?

Accepted Answer

This Residential features 2 bedrooms, 2 bathrooms, 1,241 square feet of living space. It is a 2-story home. The lot is 0.12 acres.

Question 3

When was 197 400, Clearfield built?

Accepted Answer

This property was built in 1990, making it 36 years old. Homes from this era often feature solid construction. Buyers should review the condition of the roof, HVAC, and plumbing.

Question 4

What type of property is 197 400, Clearfield?

Accepted Answer

197 400, Clearfield is a Residential (Single Family Residence). The architectural style is Tri/Multi-Level. It is located in the YORKSHIRE subdivision. Zoning: Single-Family.

Question 5

Does 197 400, Clearfield have a garage or parking?

Accepted Answer

Yes, this property includes 2 open parking spaces. Total parking capacity: 2 vehicles.

Question 6

Is there an HOA for 197 400, Clearfield?

Accepted Answer

No, this property is not part of a homeowners association, which means no monthly HOA fees. Homeowners maintain full control over their property without HOA restrictions or assessments.

Question 7

What are the property taxes for 197 400, Clearfield?

Accepted Answer

Annual property taxes for this property are approximately $2,032 (about $169/month). This represents an effective tax rate of approximately 0.56% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 197 400, Clearfield?

Accepted Answer

Interior features include: Den/Office, Disposal, Range/Oven: Free Stdng., Vaulted Ceilings. Exterior features include: Double Pane Windows.    View: Mountain(s).

Question 9

Is 197 400, Clearfield a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Great Deal (vs Similar)" with a deal score of 90/100. Key deal signals: Priced 17% below similar homes; 5.0% year-over-year market appreciation. The price is 17% below similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

How does this price compare to similar homes in Clearfield?

Accepted Answer

The median price for similar properties in the area is $432,000 (based on 9 homes). At $360,000, this listing is 17% below the median for comparable homes. It ranks #Below Similar among similar listings by value.

Question 11

What would the monthly mortgage payment be for 197 400, Clearfield?

Accepted Answer

At the current 30-year mortgage rate of 6.49% with 20% down, the estimated monthly principal and interest payment is $1,818. Including estimated taxes, the total monthly cost is approximately $1,987. A 15-year mortgage at 5.84% would be $2,405/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 12

How long has 197 400, Clearfield been on the market?

Accepted Answer

This property has been listed for 18 days. The average days on market in Clearfield is 45 days, meaning this listing is moving faster than the local average.

Question 13

Is 197 400, Clearfield a good investment property?

Accepted Answer

Based on market rental data, this property has an estimated annual rent of $25,465 with a gross rental yield of 7.1%. Net rental yield (after estimated expenses): 4.6%.  Estimated debt service coverage ratio (DSCR): 1.03. Investor score: 55/100. These are estimates based on area comparables.

Question 14

What is the estimated rental income for 197 400, Clearfield?

Accepted Answer

Based on area comparables, the estimated monthly rent for this property is $2,122 ($25,464/year). The gross rent multiplier is 14.1x (lower is generally better for investors). Actual rental income will depend on property condition, local demand, and management approach.

Question 15

What recreation is near 197 400, Clearfield?

Accepted Answer

This property has a recreation score of 61/100. Nearby recreation includes: Riverdale Drive trailhead (4.5 mi); Train Watch Park park (0.1 mi); Schneiters Bluff Golf Course (3.5 mi); Antelope Island State Park (11.6 mi). Skiing: Snowbasin Resort (9.4 mi). Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 16

Are there hiking trails near 197 400, Clearfield?

Accepted Answer

Yes, the nearest trailhead is Riverdale Drive, just 4.5 miles from the property. Antelope Island State Park is 11.6 miles away. Utah has over 10,000 miles of hiking trails across its diverse terrain, from desert canyons to alpine meadows.

Question 17

What amenities and services are near 197 400, Clearfield?

Accepted Answer

This property has an amenity proximity score of 92/100. Nearby services include: Grocery: Rancho Markets (1.1 mi); Hospital: Guardian Dealer Services (2.4 mi); Pharmacy: North View Pharmacy (2.5 mi); Dining: Living Spaces Café (1.9 mi). Gas station: 0.7 miles. Gym: Shred with Shrek (0.4 mi).

Question 18

How far is the nearest hospital from 197 400, Clearfield?

Accepted Answer

The nearest hospital is Guardian Dealer Services, approximately 2.4 miles from the property. The nearest fire station is 0.4 miles away. Proximity to emergency services is an important safety factor for homebuyers.

Question 19

What schools serve 197 400, Clearfield?

Accepted Answer

Assigned schools: Elementary: Holt; Middle: North Davis; High: Clearfield. There are 3 schools within 3 miles of this property. The highest-rated nearby school is Bluff Ridge School with a 53% state performance score (2.8 miles away). School district: Davis.

Question 20

What high school is near 197 400, Clearfield?

Accepted Answer

The nearest high school is Clearfield. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 21

What elementary school is near 197 400, Clearfield?

Accepted Answer

The nearest elementary school is Holt (2.3 miles away). State performance score: 51%. District: Davis District. Propaired provides full school ratings and comparison data for all schools in this area.

Question 22

What middle school is near 197 400, Clearfield?

Accepted Answer

The nearest middle school is North Davis.

Question 23

How good are the schools near 197 400, Clearfield?

Accepted Answer

Of the 3 schools within 3 miles, 3 have state performance data with an average score of 51%.  School quality is a key factor in home values — properties near top-rated schools typically command a 5-10% premium. Visit each school's detail page on Propaired for full performance breakdowns.

Question 24

What is the internet speed at 197 400, Clearfield?

Accepted Answer

This property has a broadband score of 100/100 (Excellent). Best available speed: 10000 Mbps download / 10000 Mbps upload. Fiber internet is available at this address. Available providers: AT&T (100 Mbps, Fixed Wireless); AT&T (25 Mbps, Fixed Wireless); Beehive Broadband (1000 Mbps, Fiber). Total providers: 14.

Question 25

Is 197 400, Clearfield in a flood zone?

Accepted Answer

This property is classified as low. FEMA flood zone: X (AREA OF MINIMAL FLOOD HAZARD). Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 26

How does this listing compare to the Clearfield market?

Accepted Answer

197 400, Clearfield is listed at $360,000, which is below the Clearfield median of $425,000 by $65,000. There are currently 66 active listings in Clearfield. Homes in Clearfield sell in an average of 45 days. The average sale-to-list ratio is 99.3%.

Question 27

What is the Clearfield real estate market like in 2026?

Accepted Answer

In 2026, the median home price in Clearfield is $425,000. There are currently 66 active listings. Homes sell in an average of 45 days. The average sale-to-list ratio is 99.3%. This listing at $360,000 is below the Clearfield 2026 median.

Question 28

Are there other homes for sale in Clearfield?

Accepted Answer

Yes — there are currently 66 active listings in Clearfield. Browse all Clearfield homes for sale at propaired.ai/listings/ut/clearfield. Prices range around a median of $425,000. Homes in Clearfield are selling in about 45 days on average.

Question 29

How does this price compare to the Utah state average?

Accepted Answer

At $360,000, this property is below the Utah state median of $528,000 by $168,000. Clearfield prices are 20% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 30

What is the Propaired intelligence score for 197 400, Clearfield?

Accepted Answer

This property has a Propaired intelligence score of 54/100, combining deal value (90), recreation access (61), amenity proximity (92), broadband quality (100), and lifestyle features (0 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 31

What heating and cooling systems does 197 400, Clearfield have?

Accepted Answer

Heating: Forced Air. Cooling: Central Air. Given the age of this home, it may be worth requesting a professional HVAC inspection to assess system efficiency and remaining lifespan. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 32

What type of roof does 197 400, Clearfield have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 36-year-old home, reviewing recent roof inspections is recommended.

Question 33

Does 197 400, Clearfield have a basement?

Accepted Answer

Yes, the basement is described as: Partial. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 34

What is 197 400, Clearfield constructed from?

Accepted Answer

Construction materials include: Aluminum,Brick. Brick construction is durable and low-maintenance, offering excellent insulation and fire resistance.

Question 35

What type of flooring does 197 400, Clearfield have?

Accepted Answer

Flooring types include: Laminate,Tile,Bamboo.  Tile flooring is durable and ideal for high-traffic areas and bathrooms.

Question 36

What are the water and sewer connections for 197 400, Clearfield?

Accepted Answer

Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public.  Municipal sewer service means no septic maintenance costs. Water is a critical consideration in Utah's arid climate.

Question 37

What shopping and dining is near 197 400, Clearfield?

Accepted Answer

The nearest restaurant is Living Spaces Café (1.9 miles away) and the nearest grocery store is Rancho Markets (1.1 miles). Coffee: Scooter's Coffee (1.3 mi). Banking: First Community Bank (1.1 mi). Overall amenity proximity score: 92/100.

Question 38

What would homeowner's insurance cost for 197 400, Clearfield?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $360,000, expect approximately $1,080-$1,800/year ($90-$150/month).   Get multiple quotes — rates vary significantly by insurer.

Question 39

What are the estimated closing costs for 197 400, Clearfield?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $360,000, expect approximately $7,200-$18,000 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 40

How does the property tax compare to the list price at 197 400, Clearfield?

Accepted Answer

The annual property tax of $2,032 represents an effective rate of 0.56% relative to the list price of $360,000. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 41

What are the total estimated monthly costs for 197 400, Clearfield?

Accepted Answer

Estimated total monthly housing cost: $2,107. This includes principal & interest ($1,818 at 6.49% with 20% down), property tax ($169/mo), and estimated insurance (~$120/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 42

Is 197 400, Clearfield eligible for FHA or VA financing?

Accepted Answer

At $360,000, this property is likely within FHA loan limits for most Utah counties. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 43

What is the estimated cap rate for 197 400, Clearfield?

Accepted Answer

The estimated cap rate (net rental yield) for this property is 4.6%, based on estimated annual rent of $25,465 and a purchase price of $360,000. A cap rate of 4-6% is typical for residential properties in growing Utah markets.

Question 44

Is Clearfield a good rental market?

Accepted Answer

Estimated monthly rent in Clearfield is approximately $2,048. Homes in Clearfield sell in an average of 45 days, indicating healthy demand in this market. There are 66 active listings currently. Gross rental yield in this area: 7.1%. Utah's steady population growth continues to drive rental demand.

Question 45

Could 197 400, Clearfield be a 1031 exchange property?

Accepted Answer

Yes, 197 400, Clearfield could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 46

How does 197 400, Clearfield compare to recently sold homes nearby?

Accepted Answer

Based on 9 comparable properties, the median sold price in this area is $432,000. This listing is 17% below the comparable median. It ranks Below Similar among similar listings by value. The median for this property type specifically is $489,500. Comparable analysis is based on similar size, age, and location.

Question 47

Is the Clearfield neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 5.0% over the past year. The current Zillow Home Value Index for this area is $160,181. This listing is priced at 225% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 48

What is the price trend in Clearfield?

Accepted Answer

Clearfield's median price has decreased 1.2% month-over-month. Current median: $425,000. Days on market have increased by 31.7% month-over-month. Homes are selling at 99.3% of list price on average. Monitor these trends to time your offer strategically.

Question 49

Is 197 400, Clearfield overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Great Deal (vs Similar)." At 17% below comparable homes, this property appears competitively priced. Deal score: 90/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 50

What school district is 197 400, Clearfield in?

Accepted Answer

This property is in the Davis school district. Assigned elementary: Holt. Assigned middle: North Davis. Assigned high: Clearfield. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 51

How do nearby schools rank statewide?

Accepted Answer

Of the 3 nearby schools with state rankings, the highest-ranked is Bluff Ridge School at #255 statewide (53% performance score). Other ranked nearby schools include Syracuse School (#294) and West Point Jr High (#345). Utah has approximately 1,000+ public schools, so a top-200 ranking indicates a strong-performing school.

Question 52

What parks are near 197 400, Clearfield?

Accepted Answer

The nearest local park is Train Watch Park (0.1 miles away). The nearest state park is Antelope Island State Park (11.6 miles).  Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 53

Is there a golf course near 197 400, Clearfield?

Accepted Answer

The nearest golf course is Schneiters Bluff Golf Course, 3.5 miles from the property. Utah has over 80 golf courses statewide with a season running from March through November in most areas.

Question 54

What water activities are near 197 400, Clearfield?

Accepted Answer

Water recreation near this property includes: Pineview Reservoir (14.3 mi); boat ramp at Ogden Bay WMA small boat (9.7 mi); fishing at Ogden River (10.2 mi).  Utah offers diverse water recreation from mountain reservoirs to desert lakes. Popular activities include boating, kayaking, paddle boarding, and fishing — a Utah fishing license is required for anglers.

Question 55

Is 197 400, Clearfield move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 56

What updates might 197 400, Clearfield need?

Accepted Answer

At 36 years old, common updates to consider include: roof replacement (if original), HVAC system update, electrical panel upgrade, water heater replacement. Current roof: Asphalt. Current heating: Forced Air. These are general guidelines based on typical component lifespans — the actual condition depends on maintenance history. Always get a professional inspection and ask the seller for maintenance records and any recent upgrades.

Question 57

Does 197 400, Clearfield come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 58

What is the lot like at 197 400, Clearfield?

Accepted Answer

The lot is 0.12 acres. Lot features: Curb & Gutter,Fenced: Full,Secluded,Sprinkler: Auto-Full,View: Mountain. Terrain: Curb & Gutter, Fenced: Full, Secluded Yard, Sprinkler: Auto-Full, View: Mountain. Views: Mountain(s).  Lot characteristics affect usability, privacy, and future improvement potential.

Question 59

What utilities are available at 197 400, Clearfield?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Sewer: Public,Water Connected. Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 60

Is there EV charging near 197 400, Clearfield?

Accepted Answer

The nearest EV charging station is ChargePoint Charging Station, approximately 0.3 miles from the property. A home EV charger can be installed if 240V electrical service is available. Utah offers a growing EV charging network along major corridors and in urban centers. Convenient public charging is available nearby for supplemental needs.

197 400, Clearfield, UT 84015

197 N 400 W, Clearfield, UT 84015

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