Question 1

What is the asking price for 490 700, Clearfield?

Accepted Answer

490 700, Clearfield is listed at $249,000 ($240/sqft). The original list price was $260,000, representing a reduction of $11,000. This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 490 700, Clearfield have?

Accepted Answer

This Residential features 2 bedrooms, 2 bathrooms, 1,037 square feet of living space. It is a 1-story home. The lot is 0.01 acres.

Question 3

When was 490 700, Clearfield built?

Accepted Answer

This property was built in 2000, making it 26 years old. Built in the early 2000s, the home benefits from modern construction standards and may have updated systems.

Question 4

What type of property is 490 700, Clearfield?

Accepted Answer

490 700, Clearfield is a Residential (Condominium). The architectural style is Condo; Top Level. It is located in the MEADOW CONDOS subdivision. Zoning: Multi-Family.

Question 5

Does 490 700, Clearfield have a garage or parking?

Accepted Answer

Yes, this property includes a carport. Total parking capacity: 1 vehicles.

Question 6

Is there an HOA for 490 700, Clearfield?

Accepted Answer

Yes, this property is part of a homeowners association. HOA fees are $288. HOA fees typically cover shared amenities, landscaping, and community maintenance.

Question 7

What are the property taxes for 490 700, Clearfield?

Accepted Answer

Annual property taxes for this property are approximately $1,337 (about $111/month). This represents an effective tax rate of approximately 0.54% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 490 700, Clearfield?

Accepted Answer

Interior features include: Bath: Primary, Disposal. Exterior features include: Balcony. The home has 1 fireplace. Private pool included.

Question 9

Is 490 700, Clearfield a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Great Deal (vs Similar)" with a deal score of 51/100. Key deal signals: Priced 15% below similar homes; Priced 14% below market median (per-type); 4% price reduction from original list. The price is 15% below similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

How does this price compare to similar homes in Clearfield?

Accepted Answer

The median price for similar properties in the area is $292,000 (based on 10 homes). At $249,000, this listing is 15% below the median for comparable homes. It ranks #Below Similar among similar listings by value.

Question 11

Has the price been reduced on 490 700, Clearfield?

Accepted Answer

Yes, the price has been reduced by 4.2% from the original list price of $260,000 to the current price of $249,000 — a reduction of $11,000. Price reductions can indicate seller motivation or market adjustment.

Question 12

What would the monthly mortgage payment be for 490 700, Clearfield?

Accepted Answer

At the current 30-year mortgage rate of 6.46% with 20% down, the estimated monthly principal and interest payment is $1,254. Including estimated taxes and HOA fees, the total monthly cost is approximately $1,653. A 15-year mortgage at 5.77% would be $1,656/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 13

How long has 490 700, Clearfield been on the market?

Accepted Answer

This property has been listed for 5 days. The average days on market in Clearfield is 50 days, meaning this listing is moving faster than the local average. This is a fresh listing — act quickly if interested.

Question 14

Is 490 700, Clearfield a good investment property?

Accepted Answer

Based on market rental data, this property has an estimated annual rent of $13,825 with a gross rental yield of 5.5%. Net rental yield (after estimated expenses): 3.6%.  Estimated debt service coverage ratio (DSCR): 0.69. Investor score: 49/100. These are estimates based on area comparables.

Question 15

What is the estimated rental income for 490 700, Clearfield?

Accepted Answer

Based on area comparables, the estimated monthly rent for this property is $1,152 ($13,824/year). The gross rent multiplier is 18.0x (lower is generally better for investors). Actual rental income will depend on property condition, local demand, and management approach.

Question 16

What lifestyle features does 490 700, Clearfield offer?

Accepted Answer

Propaired's AI has identified 2 lifestyle features for this property: Pool, Sport Court. The primary lifestyle niche is "pool." These tags are derived from MLS data, property features, and location analysis.

Question 17

Does 490 700, Clearfield have a pool?

Accepted Answer

Yes, this property includes a private pool.  Utah summers can reach 100°F+, making a pool a valuable amenity. Consider seasonal maintenance costs of approximately $2,000-$4,000/year for a Utah pool.

Question 18

What recreation is near 490 700, Clearfield?

Accepted Answer

This property has a recreation score of 59/100. Nearby recreation includes: Kays Creek trailhead (4.6 mi); Penny Lane park (0.1 mi); Hill Air Force Base Hubbard Golf Course (3.5 mi); Antelope Island State Park (11.8 mi). Skiing: Snowbasin Resort (9.6 mi). Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 19

Are there hiking trails near 490 700, Clearfield?

Accepted Answer

Yes, the nearest trailhead is Kays Creek, just 4.6 miles from the property. Antelope Island State Park is 11.8 miles away. Utah has over 10,000 miles of hiking trails across its diverse terrain, from desert canyons to alpine meadows.

Question 20

What amenities and services are near 490 700, Clearfield?

Accepted Answer

This property has an amenity proximity score of 100/100. Nearby services include: Grocery: Maverik (0.2 mi); Hospital: Utah Hair Restoration (1.2 mi); Pharmacy: The Green Goat (1.2 mi); Dining: Ramen Garden (0.4 mi). Gas station: 0.2 miles. Gym: Rocky Mountain Tumbling & Cheer (0.8 mi).

Question 21

How far is the nearest hospital from 490 700, Clearfield?

Accepted Answer

The nearest hospital is Utah Hair Restoration, approximately 1.2 miles from the property. The nearest fire station is 0.9 miles away. Proximity to emergency services is an important safety factor for homebuyers.

Question 22

What schools serve 490 700, Clearfield?

Accepted Answer

Assigned schools: Elementary: South Clearfield; Middle: North Davis; High: Clearfield.   School district: Davis.

Question 23

What is the internet speed at 490 700, Clearfield?

Accepted Answer

This property has a broadband score of 100/100 (Excellent). Best available speed: 10000 Mbps download / 10000 Mbps upload. Fiber internet is available at this address. Available providers: AT&T (25 Mbps, Fixed Wireless); Beehive Broadband (1000 Mbps, Fiber); CenturyLink (1000 Mbps, Fiber). Total providers: 12.

Question 24

Is 490 700, Clearfield in a flood zone?

Accepted Answer

This property is classified as low. FEMA flood zone: X (AREA OF MINIMAL FLOOD HAZARD). Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 25

How does this listing compare to the Clearfield market?

Accepted Answer

490 700, Clearfield is listed at $249,000, which is below the Clearfield median of $397,000 by $148,000. There are currently 51 active listings in Clearfield. Homes in Clearfield sell in an average of 50 days. The average sale-to-list ratio is 99.5%.

Question 26

How does this price compare to the Utah state average?

Accepted Answer

At $249,000, this property is below the Utah state median of $510,000 by $261,000. Clearfield prices are 22% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 27

What is the Propaired intelligence score for 490 700, Clearfield?

Accepted Answer

This property has a Propaired intelligence score of 62/100, combining deal value (51), recreation access (59), amenity proximity (100), broadband quality (100), and lifestyle features (2 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 28

What heating and cooling systems does 490 700, Clearfield have?

Accepted Answer

Heating: Hot Water. Cooling: Central Air. Modern HVAC systems typically last 15-20 years with proper maintenance. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 29

Does 490 700, Clearfield have a basement?

Accepted Answer

Yes, the basement is described as: None. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 30

What type of flooring does 490 700, Clearfield have?

Accepted Answer

Flooring types include: Carpet,Linoleum,Tile.  Tile flooring is durable and ideal for high-traffic areas and bathrooms. Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 31

What are the water and sewer connections for 490 700, Clearfield?

Accepted Answer

Water source: Culinary. Sewer: Sewer: Connected.   Water is a critical consideration in Utah's arid climate.

Question 32

What shopping and dining is near 490 700, Clearfield?

Accepted Answer

The nearest restaurant is Ramen Garden (0.4 miles away) and the nearest grocery store is Maverik (0.2 miles). Coffee: Scooter's Coffee (0.3 mi). Banking: First Community Bank (0.2 mi). Overall amenity proximity score: 100/100.

Question 33

What would homeowner's insurance cost for 490 700, Clearfield?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $249,000, expect approximately $747-$1,245/year ($62-$104/month).   Get multiple quotes — rates vary significantly by insurer.

Question 34

What are the estimated closing costs for 490 700, Clearfield?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $249,000, expect approximately $4,980-$12,450 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 35

How does the property tax compare to the list price at 490 700, Clearfield?

Accepted Answer

The annual property tax of $1,337 represents an effective rate of 0.54% relative to the list price of $249,000. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 36

What are the total estimated monthly costs for 490 700, Clearfield?

Accepted Answer

Estimated total monthly housing cost: $1,736. This includes principal & interest ($1,254 at 6.46% with 20% down), property tax ($111/mo), HOA ($288/mo), and estimated insurance (~$83/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 37

Is 490 700, Clearfield eligible for FHA or VA financing?

Accepted Answer

At $249,000, this property is likely within FHA loan limits for most Utah counties. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 38

What is the estimated cap rate for 490 700, Clearfield?

Accepted Answer

The estimated cap rate (net rental yield) for this property is 3.6%, based on estimated annual rent of $13,825 and a purchase price of $249,000. Lower cap rates often indicate appreciation-focused markets where property values are expected to rise.

Question 39

Is Clearfield a good rental market?

Accepted Answer

Estimated monthly rent in Clearfield is approximately $1,837. Homes in Clearfield sell in an average of 50 days, indicating healthy demand in this market. There are 51 active listings currently. Gross rental yield in this area: 5.5%. Utah's steady population growth continues to drive rental demand.

Question 40

Could 490 700, Clearfield be a 1031 exchange property?

Accepted Answer

Yes, 490 700, Clearfield could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 41

How does 490 700, Clearfield compare to recently sold homes nearby?

Accepted Answer

Based on 10 comparable properties, the median sold price in this area is $292,000. This listing is 15% below the comparable median. It ranks Below Similar among similar listings by value. The median for this property type specifically is $289,000. Comparable analysis is based on similar size, age, and location.

Question 42

Is the Clearfield neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 2.1% over the past year. The current Zillow Home Value Index for this area is $414,741. This listing is priced at 60% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 43

What is the price trend in Clearfield?

Accepted Answer

Clearfield's median price has increased 36.1% month-over-month. Current median: $397,000. Days on market have decreased by 64.2% month-over-month. Homes are selling at 99.5% of list price on average. Monitor these trends to time your offer strategically.

Question 44

Is 490 700, Clearfield overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Great Deal (vs Similar)." At 15% below comparable homes, this property appears competitively priced. Deal score: 51/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 45

What school district is 490 700, Clearfield in?

Accepted Answer

This property is in the Davis school district. Assigned elementary: South Clearfield. Assigned middle: North Davis. Assigned high: Clearfield. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 46

What parks are near 490 700, Clearfield?

Accepted Answer

The nearest local park is Penny Lane (0.1 miles away). The nearest state park is Antelope Island State Park (11.8 miles).  Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 47

Is there a golf course near 490 700, Clearfield?

Accepted Answer

The nearest golf course is Hill Air Force Base Hubbard Golf Course, 3.5 miles from the property. Utah has over 80 golf courses statewide with a season running from March through November in most areas.

Question 48

What water activities are near 490 700, Clearfield?

Accepted Answer

Water recreation near this property includes: Pineview Reservoir (14.6 mi); boat ramp at Ogden Bay WMA small boat (11.0 mi); fishing at Ogden River (10.6 mi).  Utah offers diverse water recreation from mountain reservoirs to desert lakes. Popular activities include boating, kayaking, paddle boarding, and fishing — a Utah fishing license is required for anglers.

Question 49

Is 490 700, Clearfield move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 50

What updates might 490 700, Clearfield need?

Accepted Answer

At 26 years old, common updates to consider include: roof replacement (if original), HVAC system update, water heater replacement.  Current heating: Hot Water. These are general guidelines based on typical component lifespans — the actual condition depends on maintenance history. Always get a professional inspection and ask the seller for maintenance records and any recent upgrades.

Question 51

Does 490 700, Clearfield come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 52

What is the lot like at 490 700, Clearfield?

Accepted Answer

The lot is 0.01 acres.     Lot characteristics affect usability, privacy, and future improvement potential.

Question 53

What utilities are available at 490 700, Clearfield?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Water Connected. Water source: Culinary. Sewer: Sewer: Connected. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 54

Is there EV charging near 490 700, Clearfield?

Accepted Answer

The nearest EV charging station is ChargePoint Charging Station, approximately 0.9 miles from the property. A home EV charger can be installed if 240V electrical service is available. Utah offers a growing EV charging network along major corridors and in urban centers. Convenient public charging is available nearby for supplemental needs.

490 700, Clearfield, UT 84015

490 E 700 S #D39, Clearfield, UT 84015

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