Question 1

What is the asking price for 195 2325, Clearfield?

Accepted Answer

195 2325, Clearfield is listed at $545,000 ($238/sqft). The original list price was $560,000, representing a reduction of $15,000. Current status: Active Under Contract.

Question 2

How many bedrooms and bathrooms does 195 2325, Clearfield have?

Accepted Answer

This Residential features 5 bedrooms, 4 bathrooms, 2,286 square feet of living space. It is a 4-story home. The lot is 0.15 acres.

Question 3

When was 195 2325, Clearfield built?

Accepted Answer

This property was built in 2004, making it 22 years old. Built in the early 2000s, the home benefits from modern construction standards and may have updated systems.

Question 4

What type of property is 195 2325, Clearfield?

Accepted Answer

195 2325, Clearfield is a Residential (Single Family Residence). The architectural style is Tri/Multi-Level. It is located in the CARALYN PARK ESTATE PLAT B subdivision. Zoning: Single-Family.

Question 5

Does 195 2325, Clearfield have a garage or parking?

Accepted Answer

Yes, this property includes a 2-car garage and 5 open parking spaces. Total parking capacity: 7 vehicles. The property also accommodates RV parking.

Question 6

Is there an HOA for 195 2325, Clearfield?

Accepted Answer

Yes, this property is part of a homeowners association. HOA fees are $20 monthly. HOA fees typically cover shared amenities, landscaping, and community maintenance.

Question 7

What are the property taxes for 195 2325, Clearfield?

Accepted Answer

Annual property taxes for this property are approximately $2,731 (about $228/month). This represents an effective tax rate of approximately 0.50% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 195 2325, Clearfield?

Accepted Answer

Interior features include: Closet: Walk-In, Disposal, Jetted Tub, Kitchen: Updated, Smart Thermostat(s).     View: Mountain(s).

Question 9

Is 195 2325, Clearfield a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Standard" with a deal score of 21/100. Key deal signals: 5.6% gross rental yield.  This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

Has the price been reduced on 195 2325, Clearfield?

Accepted Answer

Yes, the price has been reduced by 2.7% from the original list price of $560,000 to the current price of $545,000 — a reduction of $15,000. Price reductions can indicate seller motivation or market adjustment.

Question 11

What would the monthly mortgage payment be for 195 2325, Clearfield?

Accepted Answer

At the current 30-year mortgage rate of 6.38% with 20% down, the estimated monthly principal and interest payment is $2,722. Including estimated taxes and HOA fees, the total monthly cost is approximately $2,970. A 15-year mortgage at 5.75% would be $3,621/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 12

How long has 195 2325, Clearfield been on the market?

Accepted Answer

This property has been listed for 38 days. The average days on market in Clearfield is 50 days, meaning this listing is moving faster than the local average.

Question 13

Is 195 2325, Clearfield a good investment property?

Accepted Answer

Based on market rental data, this property has an estimated annual rent of $30,284 with a gross rental yield of 5.6%. Net rental yield (after estimated expenses): 3.6%.  Estimated debt service coverage ratio (DSCR): 0.70. Investor score: 34/100. These are estimates based on area comparables.

Question 14

Can 195 2325, Clearfield be used as a short-term rental?

Accepted Answer

This property shows potential for short-term rental use (Airbnb/VRBO). Estimated annual STR revenue: $30,284 (1.0x long-term rental income). Check local zoning regulations and HOA rules before purchasing for STR purposes — many Utah municipalities have specific short-term rental ordinances.

Question 15

What is the estimated rental income for 195 2325, Clearfield?

Accepted Answer

Based on area comparables, the estimated monthly rent for this property is $2,524 ($30,288/year). The gross rent multiplier is 18.0x (lower is generally better for investors). Actual rental income will depend on property condition, local demand, and management approach.

Question 16

What lifestyle features does 195 2325, Clearfield offer?

Accepted Answer

Propaired's AI has identified 4 lifestyle features for this property: RV-Friendly, Hot Tub/Spa, New Construction, Short-Term Rental Potential. The primary lifestyle niche is "str_potential." These tags are derived from MLS data, property features, and location analysis.

Question 17

Is 195 2325, Clearfield new construction?

Accepted Answer

Yes, this is a new construction property built in 2004. New construction in Utah typically includes modern energy codes, current building standards, builder warranties, and contemporary finishes.  Review the builder warranty terms and any remaining items on the builder punch list.

Question 18

What schools serve 195 2325, Clearfield?

Accepted Answer

Assigned schools: Elementary: Antelope; Middle: North Davis; High: Clearfield.   School district: Davis.

Question 19

How does this listing compare to the Clearfield market?

Accepted Answer

195 2325, Clearfield is listed at $545,000, which is above the Clearfield median of $397,000 by $148,000. There are currently 51 active listings in Clearfield. Homes in Clearfield sell in an average of 50 days. The average sale-to-list ratio is 99.5%.

Question 20

How does this price compare to the Utah state average?

Accepted Answer

At $545,000, this property is above the Utah state median of $510,000 by $35,000. Clearfield prices are 22% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 21

What is the Propaired intelligence score for 195 2325, Clearfield?

Accepted Answer

This property has a Propaired intelligence score of 27/100, combining deal value (21), recreation access (N/A), amenity proximity (N/A), broadband quality (N/A), and lifestyle features (4 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 22

What heating and cooling systems does 195 2325, Clearfield have?

Accepted Answer

Heating: Gas: Central. Cooling: Central Air. Modern HVAC systems typically last 15-20 years with proper maintenance. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 23

What type of roof does 195 2325, Clearfield have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 22-year-old home, reviewing recent roof inspections is recommended.

Question 24

Does 195 2325, Clearfield have a basement?

Accepted Answer

Yes, the basement is described as: Full. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 25

What is 195 2325, Clearfield constructed from?

Accepted Answer

Construction materials include: Stone,Stucco. Stone construction provides exceptional durability and a premium aesthetic.

Question 26

What type of flooring does 195 2325, Clearfield have?

Accepted Answer

Flooring types include: Carpet.   Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 27

What are the water and sewer connections for 195 2325, Clearfield?

Accepted Answer

Water source: Culinary. Sewer: Sewer: Connected.   Water is a critical consideration in Utah's arid climate.

Question 28

What would homeowner's insurance cost for 195 2325, Clearfield?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $545,000, expect approximately $1,635-$2,725/year ($136-$227/month).   Get multiple quotes — rates vary significantly by insurer.

Question 29

What are the estimated closing costs for 195 2325, Clearfield?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $545,000, expect approximately $10,900-$27,250 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 30

How does the property tax compare to the list price at 195 2325, Clearfield?

Accepted Answer

The annual property tax of $2,731 represents an effective rate of 0.50% relative to the list price of $545,000. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 31

What are the total estimated monthly costs for 195 2325, Clearfield?

Accepted Answer

Estimated total monthly housing cost: $3,152. This includes principal & interest ($2,722 at 6.38% with 20% down), property tax ($228/mo), HOA ($20/mo), and estimated insurance (~$182/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 32

Is 195 2325, Clearfield eligible for FHA or VA financing?

Accepted Answer

At $545,000, this property may exceed standard FHA loan limits and could require a conventional or jumbo loan. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 33

What is the estimated cap rate for 195 2325, Clearfield?

Accepted Answer

The estimated cap rate (net rental yield) for this property is 3.6%, based on estimated annual rent of $30,284 and a purchase price of $545,000. Lower cap rates often indicate appreciation-focused markets where property values are expected to rise.

Question 34

Is Clearfield a good rental market?

Accepted Answer

Estimated monthly rent in Clearfield is approximately $1,837. Homes in Clearfield sell in an average of 50 days, indicating healthy demand in this market. There are 51 active listings currently. Gross rental yield in this area: 5.6%. Utah's steady population growth continues to drive rental demand.

Question 35

Could 195 2325, Clearfield be a 1031 exchange property?

Accepted Answer

Yes, 195 2325, Clearfield could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 36

Is the Clearfield neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 2.1% over the past year. The current Zillow Home Value Index for this area is $414,741. This listing is priced at 131% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 37

What is the price trend in Clearfield?

Accepted Answer

Clearfield's median price has increased 36.1% month-over-month. Current median: $397,000. Days on market have decreased by 64.2% month-over-month. Homes are selling at 99.5% of list price on average. Monitor these trends to time your offer strategically.

Question 38

What school district is 195 2325, Clearfield in?

Accepted Answer

This property is in the Davis school district. Assigned elementary: Antelope. Assigned middle: North Davis. Assigned high: Clearfield. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 39

Is 195 2325, Clearfield move-in ready?

Accepted Answer

As new construction, this home is expected to be move-in ready with modern finishes and warranties.

Question 40

What updates might 195 2325, Clearfield need?

Accepted Answer

At 22 years old, common updates to consider include: HVAC system update. Current roof: Asphalt. Current heating: Gas: Central. These are general guidelines based on typical component lifespans — the actual condition depends on maintenance history. Always get a professional inspection and ask the seller for maintenance records and any recent upgrades.

Question 41

Does 195 2325, Clearfield come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 42

What is the lot like at 195 2325, Clearfield?

Accepted Answer

The lot is 0.15 acres. Lot features: Curb & Gutter,Fenced: Full,Road: Paved,Secluded,Sidewalks,Sprinkler: Auto-Full,View: Mountain,Drip Irrigation: Auto-Part. Terrain: Curb & Gutter, Fenced: Full, Road: Paved, Secluded Yard, Sidewalks, Sprinkler: Auto-Full, View: Mountain, Drip Irrigation: Auto-Part. Views: Mountain(s).  Lot characteristics affect usability, privacy, and future improvement potential.

Question 43

What utilities are available at 195 2325, Clearfield?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Water Connected. Water source: Culinary. Sewer: Sewer: Connected. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 44

Does 195 2325, Clearfield have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Gas: Central. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating. The cooling system (Central Air) operates separately. Natural gas availability also supports gas ranges, water heaters, and fireplaces.

Question 45

Can I park an RV or boat at 195 2325, Clearfield?

Accepted Answer

Yes, this property is tagged as RV-friendly, accommodating RV, boat, or trailer parking. The 0.15-acre lot provides ample space. In addition to the 2-car garage, there is space for large vehicle storage. RV parking capability is a sought-after feature in Utah given the state's proximity to national parks, lakes, and outdoor recreation. Verify any HOA restrictions on RV/boat parking if applicable.

195 2325, Clearfield, UT 84015

195 E 2325 S, Clearfield, UT 84015

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