Question 1

What is the asking price for 12840 HWY 132, Chester?

Accepted Answer

12840 HWY 132, Chester is listed at $499,500. The original list price was $599,500, representing a reduction of $100,000. This listing is currently active and available for showings.

Question 2

When was 12840 HWY 132, Chester built?

Accepted Answer

This property was built in 2024, making it 2 years old. As a newer construction, it likely features modern building codes, energy-efficient systems, and contemporary finishes.

Question 3

What type of property is 12840 HWY 132, Chester?

Accepted Answer

12840 HWY 132, Chester is a Commercial Sale (Industrial).

Question 4

Is there an HOA for 12840 HWY 132, Chester?

Accepted Answer

No, this property is not part of a homeowners association, which means no monthly HOA fees. Homeowners maintain full control over their property without HOA restrictions or assessments.

Question 5

What are the property taxes for 12840 HWY 132, Chester?

Accepted Answer

Annual property taxes for this property are approximately $4,600 (about $383/month). This represents an effective tax rate of approximately 0.92% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 6

How long has 12840 HWY 132, Chester been on the market?

Accepted Answer

This property has been listed for 110 days.  Extended time on market may present negotiation opportunities for buyers.

Question 7

What would homeowner's insurance cost for 12840 HWY 132, Chester?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $499,500, expect approximately $1,499-$2,498/year ($125-$208/month).   Get multiple quotes — rates vary significantly by insurer.

Question 8

What are the estimated closing costs for 12840 HWY 132, Chester?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $499,500, expect approximately $9,990-$24,975 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 9

How does the property tax compare to the list price at 12840 HWY 132, Chester?

Accepted Answer

The annual property tax of $4,600 represents an effective rate of 0.92% relative to the list price of $499,500. This is above the Utah average of approximately 0.58%. Taxes may adjust after a sale based on the county's reassessment. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 10

Is 12840 HWY 132, Chester eligible for FHA or VA financing?

Accepted Answer

At $499,500, this property is likely within FHA loan limits for most Utah counties. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 11

Could 12840 HWY 132, Chester be a 1031 exchange property?

Accepted Answer

Yes, 12840 HWY 132, Chester could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 12

Is 12840 HWY 132, Chester move-in ready?

Accepted Answer

As new construction, this home is expected to be move-in ready with modern finishes and warranties.

Question 13

Does 12840 HWY 132, Chester come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 14

What is the lot like at 12840 HWY 132, Chester?

Accepted Answer

The lot is 4.82 acres.     Lot characteristics affect usability, privacy, and future improvement potential.

12840 HWY 132, Chester, UT 84623

12840 N HWY 132 HWY, Chester, UT 84623

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