685 240, American Fork, UT 84003
5BD/—BA Residential in American Fork, UT 84003. 2,778 sqft. Built 2016. Listed at $635,000. MLS #2165945.
5BD/—BA Residential in American Fork, UT 84003. 2,778 sqft. Built 2016. Listed at $635,000. MLS #2165945.
Don't miss out on this darling American Fork gem! With 5 bedrooms, 3 bathrooms, and 2,778 square feet of finished living space, this home offers plenty of room to live, work, and entertain. The fully finished basement adds valuable flex space for a family room or game room. Step outside and unwind in the included hot tub, creating the perfect spot to relax year-round. Conveniently located near schools, parks, shopping, and easy commuter access. A wonderful opportunity to own a move-in-ready home in a desirable neighborhood!
Property Type
Residential
Property Style
Single Family Residence
Architectural Style
Stories: 2
Stories
2
Subdivision
HARBOR VILLAGE
County
Utah
Zoning
Single-Family
Construction
Clapboard/Masonite,Stone,Stucco
Lot Size
0.17 sq ft
Above Grade Area
1,384 sq ft
Condition
Blt./Standing
MLS #
2165945
Property Type
Residential
Property Style
Single Family Residence
Architectural Style
Stories: 2
Stories
2
Subdivision
HARBOR VILLAGE
County
Utah
Zoning
Single-Family
Construction
Clapboard/Masonite,Stone,Stucco
Lot Size
0.17 sq ft
Above Grade Area
1,384 sq ft
Condition
Blt./Standing
MLS #
2165945
List Price
$635,000
HOA Fees
$60 / Monthly
Annual Taxes
$3,000
Home Warranty
No
List Price
$635,000
HOA Fees
$60 / Monthly
Annual Taxes
$3,000
Home Warranty
No
Heating
Gas: Central
Cooling
Central Air
Roof
Asphalt
Flooring
Carpet,Linoleum
Basement
Full
Materials
Clapboard/Masonite,Stone,Stucco
Appliances
Microwave,Range Hood,Water Softener Owned
Patio & Porch
Patio: Open
Water Source
Culinary,Irrigation: Pressure
Sewer
Sewer: Connected
View
Mountain(s)
Heating
Gas: Central
Cooling
Central Air
Roof
Asphalt
Flooring
Carpet,Linoleum
Basement
Full
Materials
Clapboard/Masonite,Stone,Stucco
Appliances
Microwave,Range Hood,Water Softener Owned
Patio & Porch
Patio: Open
Water Source
Culinary,Irrigation: Pressure
Sewer
Sewer: Connected
View
Mountain(s)
Garage Spaces
2
Covered Spaces
2
Total Parking
2
Garage Spaces
2
Covered Spaces
2
Total Parking
2
Classification
Standard
Deal Score
45/100
vs Similar Homes
14% above
vs Market Median
4% above
Area Growth (YoY)
4.5%
Deal Score Breakdown
45/100
4.5% year-over-year ZHVI growth in this area
Priced 4% above the per-subtype city median
Priced 14% above the median of similar listings
LT net cashflow -$1,356/mo (-31.1% return on ownership cost) · STR net cashflow -$1,197/mo (-27.4% return). Uses the better of LT or STR against total monthly ownership cost (P&I, tax, insurance, HOA, maintenance).
No price reduction from original list
Ensemble scoring: the best single signal sets the floor, secondary qualifying signals (≥60) each add 5 points up to +20. A home that strongly wins on one dimension is already a great deal — it doesn't need to tick every box.
Why this classification
Monthly Rent
$3,418/mo
Range: $1,864 – $4,971
Net Monthly Cash Flow
−$1,356 /mo (−$16,275/yr)
Monthly rental income
Monthly ownership cost
Coverage
78%
Net /mo
−$1,356
DSCR
0.94
Est. Annual Revenue
$54,288/yr
$358/night · 41% occupancy · $123/bedroom · $0.38/sqft
Net Monthly Cash Flow
−$1,196 /mo (−$14,355/yr)
Monthly STR income
Monthly ownership cost
Coverage
104%
Net /mo
−$1,197
DSCR
0.99
$499,540
+27% vs median
50 days
140
$186,500 – $4,500,000
$3,000
$60/monthly
Moderate
7.3
per 1,000
21.9
per 1,000
14.1
per 1,000
43.3
per 1,000
National rates use FBI UCR Index Crimes. Local rates use NIBRS which may include additional offense categories.
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