Question 1

What is the asking price for 12 NORTH BEACH, Saint Charles?

Accepted Answer

12 NORTH BEACH, Saint Charles is listed at $1,400,000.  Current status: Pending.

Question 2

What type of property is 12 NORTH BEACH, Saint Charles?

Accepted Answer

12 NORTH BEACH, Saint Charles is a Land (Agriculture).   Zoning: Agricultural.

Question 3

Is there an HOA for 12 NORTH BEACH, Saint Charles?

Accepted Answer

No, this property is not part of a homeowners association, which means no monthly HOA fees. Homeowners maintain full control over their property without HOA restrictions or assessments.

Question 4

What are the property taxes for 12 NORTH BEACH, Saint Charles?

Accepted Answer

Annual property taxes for this property are approximately $1,200 (about $100/month). This represents an effective tax rate of approximately 0.09% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 5

How long has 12 NORTH BEACH, Saint Charles been on the market?

Accepted Answer

This property has been listed for 268 days. The average days on market in Saint Charles is 85 days, meaning this listing is taking longer than the local average. Extended time on market may present negotiation opportunities for buyers.

Question 6

What schools serve 12 NORTH BEACH, Saint Charles?

Accepted Answer

Assigned schools: Elementary: Paris; Middle: Bear Lake; High: Bear Lake.   School district: BEAR LAKE COUNTY.

Question 7

What high school is near 12 NORTH BEACH, Saint Charles?

Accepted Answer

The nearest high school is Bear Lake. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 8

What elementary school is near 12 NORTH BEACH, Saint Charles?

Accepted Answer

The nearest elementary school is Paris. Propaired provides full school ratings and comparison data for all schools in this area.

Question 9

What middle school is near 12 NORTH BEACH, Saint Charles?

Accepted Answer

The nearest middle school is Bear Lake.

Question 10

How does this listing compare to the Saint Charles market?

Accepted Answer

12 NORTH BEACH, Saint Charles is listed at $1,400,000, which is above the Saint Charles median of $528,000 by $872,000. There are currently 10 active listings in Saint Charles. Homes in Saint Charles sell in an average of 85 days. The average sale-to-list ratio is 92.2%.

Question 11

What is the Saint Charles real estate market like in 2026?

Accepted Answer

In 2026, the median home price in Saint Charles is $528,000. There are currently 10 active listings. Homes sell in an average of 85 days. The average sale-to-list ratio is 92.2%. This listing at $1,400,000 is above the Saint Charles 2026 median.

Question 12

Are there other homes for sale in Saint Charles?

Accepted Answer

Yes — there are currently 10 active listings in Saint Charles. Browse all Saint Charles homes for sale at propaired.ai/listings/id/saint-charles. Prices range around a median of $528,000. Homes in Saint Charles are selling in about 85 days on average.

Question 13

How does this price compare to the Utah state average?

Accepted Answer

At $1,400,000, this property is above the Utah state median of $525,000 by $875,000. Saint Charles prices are 1% above the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 14

What are the water and sewer connections for 12 NORTH BEACH, Saint Charles?

Accepted Answer

Sewer: Septic Tank.  Septic systems require regular pumping (every 3-5 years) and inspection. Budget approximately $300-$500 for routine maintenance. Water is a critical consideration in Utah's arid climate.

Question 15

What would homeowner's insurance cost for 12 NORTH BEACH, Saint Charles?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $1,400,000, expect approximately $4,200-$7,000/year ($350-$583/month).   Get multiple quotes — rates vary significantly by insurer.

Question 16

What are the estimated closing costs for 12 NORTH BEACH, Saint Charles?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $1,400,000, expect approximately $28,000-$70,000 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 17

How does the property tax compare to the list price at 12 NORTH BEACH, Saint Charles?

Accepted Answer

The annual property tax of $1,200 represents an effective rate of 0.09% relative to the list price of $1,400,000. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 18

Is 12 NORTH BEACH, Saint Charles eligible for FHA or VA financing?

Accepted Answer

At $1,400,000, this property may exceed standard FHA loan limits and could require a conventional or jumbo loan. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 19

Could 12 NORTH BEACH, Saint Charles be a 1031 exchange property?

Accepted Answer

Yes, 12 NORTH BEACH, Saint Charles could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 20

What is the price trend in Saint Charles?

Accepted Answer

Saint Charles's median price has remained stable month-over-month. Current median: $528,000. Days on market have decreased by 0.0% month-over-month. Homes are selling at 92.2% of list price on average. Monitor these trends to time your offer strategically.

Question 21

What school district is 12 NORTH BEACH, Saint Charles in?

Accepted Answer

This property is in the BEAR LAKE COUNTY school district. Assigned elementary: Paris. Assigned middle: Bear Lake. Assigned high: Bear Lake. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 22

Is 12 NORTH BEACH, Saint Charles move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 23

Does 12 NORTH BEACH, Saint Charles come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 24

What is the lot like at 12 NORTH BEACH, Saint Charles?

Accepted Answer

The lot is 46.68 acres. Lot features: Corner Lot,Fenced: Full,Terrain: Grad Slope,View: Lake,View: Valley,Terrain: Flat,Horse Property. Terrain: Terrain: Flat, Terrain: Grad Slope. Views: Valley.  Lot characteristics affect usability, privacy, and future improvement potential.

Question 25

What utilities are available at 12 NORTH BEACH, Saint Charles?

Accepted Answer

Available utilities include: Electricity Available,Power: Not Connected,Sewer: Septic Tank.  Sewer: Septic Tank. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

12 NORTH BEACH, Saint Charles, ID 83272

12 N NORTH BEACH RD, Saint Charles, ID 83272

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