Question 1

What is the asking price for 522 CLAY, Montpelier?

Accepted Answer

522 CLAY, Montpelier is listed at $239,900 ($119/sqft).  Current status: Pending.

Question 2

How many bedrooms and bathrooms does 522 CLAY, Montpelier have?

Accepted Answer

This Residential features 4 bedrooms, 2 bathrooms, 2,020 square feet of living space. It is a 3-story home. The lot is 0.19 acres.

Question 3

When was 522 CLAY, Montpelier built?

Accepted Answer

This property was built in 1944, making it 82 years old. This established home has character and may feature unique architectural details. A thorough inspection is recommended to assess systems and structure.

Question 4

What type of property is 522 CLAY, Montpelier?

Accepted Answer

522 CLAY, Montpelier is a Residential (Single Family Residence). The architectural style is Bungalow/Cottage.  Zoning: Single-Family.

Question 5

Is there an HOA for 522 CLAY, Montpelier?

Accepted Answer

No, this property is not part of a homeowners association, which means no monthly HOA fees. Homeowners maintain full control over their property without HOA restrictions or assessments.

Question 6

What are the property taxes for 522 CLAY, Montpelier?

Accepted Answer

Annual property taxes for this property are approximately $615 (about $51/month). This represents an effective tax rate of approximately 0.26% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 7

What are the key features of 522 CLAY, Montpelier?

Accepted Answer

Interior features include: Range/Oven: Free Stdng.. Exterior features include: Basement Entrance, Out Buildings, Lighting.    View: Mountain(s).

Question 8

How long has 522 CLAY, Montpelier been on the market?

Accepted Answer

This property has been listed for 8 days. The average days on market in Montpelier is 199 days, meaning this listing is moving faster than the local average. This is a fresh listing — act quickly if interested.

Question 9

What schools serve 522 CLAY, Montpelier?

Accepted Answer

Assigned schools: Elementary: A. J. Winters; Middle: Bear Lake; High: Bear Lake.   School district: BEAR LAKE COUNTY.

Question 10

What high school is near 522 CLAY, Montpelier?

Accepted Answer

The nearest high school is Bear Lake. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 11

What elementary school is near 522 CLAY, Montpelier?

Accepted Answer

The nearest elementary school is A. J. Winters. Propaired provides full school ratings and comparison data for all schools in this area.

Question 12

What middle school is near 522 CLAY, Montpelier?

Accepted Answer

The nearest middle school is Bear Lake.

Question 13

How does this listing compare to the Montpelier market?

Accepted Answer

522 CLAY, Montpelier is listed at $239,900, which is below the Montpelier median of $288,000 by $48,100. There are currently 29 active listings in Montpelier. Homes in Montpelier sell in an average of 199 days. The average sale-to-list ratio is 96.8%.

Question 14

What is the Montpelier real estate market like in 2026?

Accepted Answer

In 2026, the median home price in Montpelier is $288,000. There are currently 29 active listings. Homes sell in an average of 199 days. The average sale-to-list ratio is 96.8%. This listing at $239,900 is below the Montpelier 2026 median.

Question 15

Are there other homes for sale in Montpelier?

Accepted Answer

Yes — there are currently 29 active listings in Montpelier. Browse all Montpelier homes for sale at propaired.ai/listings/id/montpelier. Prices range around a median of $288,000. Homes in Montpelier are selling in about 199 days on average.

Question 16

How does this price compare to the Utah state average?

Accepted Answer

At $239,900, this property is below the Utah state median of $525,000 by $285,100. Montpelier prices are 45% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 17

What heating and cooling systems does 522 CLAY, Montpelier have?

Accepted Answer

Heating: Forced Air. Cooling system details are not listed. Given the age of this home, it may be worth requesting a professional HVAC inspection to assess system efficiency and remaining lifespan. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 18

What type of roof does 522 CLAY, Montpelier have?

Accepted Answer

The roof material is Metal. Metal roofs are highly durable and can last 40-70 years with minimal maintenance. With a 82-year-old home, reviewing recent roof inspections is recommended.

Question 19

Does 522 CLAY, Montpelier have a basement?

Accepted Answer

Yes, the basement is described as: Full. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 20

What is 522 CLAY, Montpelier constructed from?

Accepted Answer

Construction materials include: Metal Siding. The construction type affects long-term maintenance requirements and insurance costs.

Question 21

What type of flooring does 522 CLAY, Montpelier have?

Accepted Answer

Flooring types include: Carpet,Laminate,Tile.  Tile flooring is durable and ideal for high-traffic areas and bathrooms. Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 22

What are the water and sewer connections for 522 CLAY, Montpelier?

Accepted Answer

Water source: Culinary. Sewer: Sewer: Connected.   Water is a critical consideration in Utah's arid climate.

Question 23

What would homeowner's insurance cost for 522 CLAY, Montpelier?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $239,900, expect approximately $720-$1,200/year ($60-$100/month).  Older homes may see higher premiums due to outdated electrical or plumbing systems. Get multiple quotes — rates vary significantly by insurer.

Question 24

What are the estimated closing costs for 522 CLAY, Montpelier?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $239,900, expect approximately $4,798-$11,995 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 25

How does the property tax compare to the list price at 522 CLAY, Montpelier?

Accepted Answer

The annual property tax of $615 represents an effective rate of 0.26% relative to the list price of $239,900. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 26

Is 522 CLAY, Montpelier eligible for FHA or VA financing?

Accepted Answer

At $239,900, this property is likely within FHA loan limits for most Utah counties. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 27

Could 522 CLAY, Montpelier be a 1031 exchange property?

Accepted Answer

Yes, 522 CLAY, Montpelier could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 28

What is the price trend in Montpelier?

Accepted Answer

Montpelier's median price has increased 9.9% month-over-month. Current median: $288,000. Days on market have increased by 15.5% month-over-month. Homes are selling at 96.8% of list price on average. Monitor these trends to time your offer strategically.

Question 29

What school district is 522 CLAY, Montpelier in?

Accepted Answer

This property is in the BEAR LAKE COUNTY school district. Assigned elementary: A. J. Winters. Assigned middle: Bear Lake. Assigned high: Bear Lake. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 30

Is 522 CLAY, Montpelier move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 31

What updates might 522 CLAY, Montpelier need?

Accepted Answer

At 82 years old, common updates to consider include: roof replacement (if original), HVAC system update, electrical panel upgrade, water heater replacement. Current roof: Metal. Current heating: Forced Air. These are general guidelines based on typical component lifespans — the actual condition depends on maintenance history. Always get a professional inspection and ask the seller for maintenance records and any recent upgrades.

Question 32

Does 522 CLAY, Montpelier come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 33

What is the lot like at 522 CLAY, Montpelier?

Accepted Answer

The lot is 0.19 acres. Lot features: Fenced: Part,Secluded,View: Mountain. Terrain: Fenced: Part, Secluded Yard, Terrain, Flat, View: Mountain. Views: Mountain(s).  Lot characteristics affect usability, privacy, and future improvement potential.

Question 34

What utilities are available at 522 CLAY, Montpelier?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Water Connected. Water source: Culinary. Sewer: Sewer: Connected. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

522 CLAY, Montpelier, ID 83254

522 CLAY ST, Montpelier, ID 83254

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