Question 1

What is the asking price for 123 7TH, Montpelier?

Accepted Answer

123 7TH, Montpelier is listed at $324,000 ($124/sqft). The original list price was $334,900, representing a reduction of $10,900. This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 123 7TH, Montpelier have?

Accepted Answer

This Residential features 5 bedrooms, 2 bathrooms, 2,604 square feet of living space. It is a 3-story home. The lot is 0.12 acres.

Question 3

When was 123 7TH, Montpelier built?

Accepted Answer

This property was built in 1936, making it 90 years old. This established home has character and may feature unique architectural details. A thorough inspection is recommended to assess systems and structure.

Question 4

What type of property is 123 7TH, Montpelier?

Accepted Answer

123 7TH, Montpelier is a Residential (Single Family Residence). The architectural style is Tri/Multi-Level.  Zoning: Single-Family, Multi-Family, Short Term Rental Allowed.

Question 5

Does 123 7TH, Montpelier have a garage or parking?

Accepted Answer

Yes, this property includes a 1-car garage and 4 open parking spaces. Total parking capacity: 5 vehicles.

Question 6

Is there an HOA for 123 7TH, Montpelier?

Accepted Answer

No, this property is not part of a homeowners association, which means no monthly HOA fees. Homeowners maintain full control over their property without HOA restrictions or assessments.

Question 7

What are the property taxes for 123 7TH, Montpelier?

Accepted Answer

Annual property taxes for this property are approximately $844 (about $70/month). This represents an effective tax rate of approximately 0.26% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 123 7TH, Montpelier?

Accepted Answer

Interior features include: Closet: Walk-In, Den/Office, Disposal, Kitchen: Updated, Video Camera(s). Exterior features include: Double Pane Windows, Out Buildings, Patio: Covered. The home has 1 fireplace.

Question 9

Is 123 7TH, Montpelier a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Strong STR Cash Flow" with a deal score of 90/100. Key deal signals: 3% price reduction from original list; $551/mo STR net cash flow (+26.2% return on spend); 174.0 days on market — potential negotiation opportunity. The price is 2% above similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

How does this price compare to similar homes in Montpelier?

Accepted Answer

The median price for similar properties in the area is $317,500 (based on 10 homes). At $324,000, this listing is 2% above the median for comparable homes. It ranks #Fair Price among similar listings by value.

Question 11

Has the price been reduced on 123 7TH, Montpelier?

Accepted Answer

Yes, the price has been reduced by 3.3% from the original list price of $334,900 to the current price of $324,000 — a reduction of $10,900. Price reductions can indicate seller motivation or market adjustment.

Question 12

What would the monthly mortgage payment be for 123 7TH, Montpelier?

Accepted Answer

At the current 30-year mortgage rate of 6.30% with 20% down, the estimated monthly principal and interest payment is $1,604. Including estimated taxes, the total monthly cost is approximately $1,674. A 15-year mortgage at 5.65% would be $2,139/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 13

How long has 123 7TH, Montpelier been on the market?

Accepted Answer

This property has been listed for 174 days. The average days on market in Montpelier is 122 days, meaning this listing is taking longer than the local average. Extended time on market may present negotiation opportunities for buyers.

Question 14

What recreation is near 123 7TH, Montpelier?

Accepted Answer

This property has a recreation score of 100/100. Nearby recreation includes: Heritage Park park (0.1 mi); Bear Lake State Park (24.9 mi). Skiing: Beaver Mountain Resort (27.3 mi). Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 15

What amenities and services are near 123 7TH, Montpelier?

Accepted Answer

This property has an amenity proximity score of 98/100. Nearby services include: Grocery: Jensen Market (0.1 mi); Hospital: Bear Lake Memorial Specialty Clinic (0.2 mi); Pharmacy: Bear Lake Drug (0.2 mi); Dining: Dan's Drive In (0.0 mi). Gas station: 0.3 miles. Gym: Absolute Fitness (0.2 mi).

Question 16

How far is the nearest hospital from 123 7TH, Montpelier?

Accepted Answer

The nearest hospital is Bear Lake Memorial Specialty Clinic, approximately 0.2 miles from the property. The nearest fire station is 0.3 miles away. Proximity to emergency services is an important safety factor for homebuyers.

Question 17

What schools serve 123 7TH, Montpelier?

Accepted Answer

Assigned schools: Elementary: A. J. Winters; Middle: Bear Lake; High: Bear Lake.   School district: BEAR LAKE COUNTY.

Question 18

What high school is near 123 7TH, Montpelier?

Accepted Answer

The nearest high school is Bear Lake. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 19

What elementary school is near 123 7TH, Montpelier?

Accepted Answer

The nearest elementary school is A. J. Winters. Propaired provides full school ratings and comparison data for all schools in this area.

Question 20

What middle school is near 123 7TH, Montpelier?

Accepted Answer

The nearest middle school is Bear Lake.

Question 21

Is 123 7TH, Montpelier in a flood zone?

Accepted Answer

This property is classified as low.  Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 22

How does this listing compare to the Montpelier market?

Accepted Answer

123 7TH, Montpelier is listed at $324,000, which is above the Montpelier median of $299,000 by $25,000. There are currently 31 active listings in Montpelier. Homes in Montpelier sell in an average of 122 days. The average sale-to-list ratio is 94.3%.

Question 23

What is the Montpelier real estate market like in 2026?

Accepted Answer

In 2026, the median home price in Montpelier is $299,000. There are currently 31 active listings. Homes sell in an average of 122 days. The average sale-to-list ratio is 94.3%. This listing at $324,000 is above the Montpelier 2026 median.

Question 24

Are there other homes for sale in Montpelier?

Accepted Answer

Yes — there are currently 31 active listings in Montpelier. Browse all Montpelier homes for sale at propaired.ai/listings/id/montpelier. Prices range around a median of $299,000. Homes in Montpelier are selling in about 122 days on average.

Question 25

How does this price compare to the Utah state average?

Accepted Answer

At $324,000, this property is below the Utah state median of $510,000 by $186,000. Montpelier prices are 41% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 26

What is the Propaired intelligence score for 123 7TH, Montpelier?

Accepted Answer

This property has a Propaired intelligence score of 61/100, combining deal value (90), recreation access (100), amenity proximity (98), broadband quality (N/A), and lifestyle features (0 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 27

What heating and cooling systems does 123 7TH, Montpelier have?

Accepted Answer

Heating: Forced Air,Gas: Central,Gas: Stove. Cooling: Evaporative Cooling,Natural Ventilation. Given the age of this home, it may be worth requesting a professional HVAC inspection to assess system efficiency and remaining lifespan. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 28

What type of roof does 123 7TH, Montpelier have?

Accepted Answer

The roof material is Metal,Pitched. Metal roofs are highly durable and can last 40-70 years with minimal maintenance. With a 90-year-old home, reviewing recent roof inspections is recommended.

Question 29

Does 123 7TH, Montpelier have a basement?

Accepted Answer

Yes, the basement is described as: Full. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 30

What type of flooring does 123 7TH, Montpelier have?

Accepted Answer

Flooring types include: Carpet,Vinyl.   Carpeted areas provide warmth and comfort, especially in bedrooms. Luxury vinyl/LVP is waterproof, durable, and increasingly popular in Utah homes.

Question 31

What are the water and sewer connections for 123 7TH, Montpelier?

Accepted Answer

Water source: Culinary. Sewer: Sewer: Connected.   Water is a critical consideration in Utah's arid climate.

Question 32

What shopping and dining is near 123 7TH, Montpelier?

Accepted Answer

The nearest restaurant is Dan's Drive In (0.0 miles away) and the nearest grocery store is Jensen Market (0.1 miles). Coffee: Cookie's Coffee (0.4 mi). Banking: Zions Bank (0.2 mi). Overall amenity proximity score: 98/100.

Question 33

What would homeowner's insurance cost for 123 7TH, Montpelier?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $324,000, expect approximately $972-$1,620/year ($81-$135/month).  Older homes may see higher premiums due to outdated electrical or plumbing systems. Get multiple quotes — rates vary significantly by insurer.

Question 34

What are the estimated closing costs for 123 7TH, Montpelier?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $324,000, expect approximately $6,480-$16,200 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 35

How does the property tax compare to the list price at 123 7TH, Montpelier?

Accepted Answer

The annual property tax of $844 represents an effective rate of 0.26% relative to the list price of $324,000. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 36

What are the total estimated monthly costs for 123 7TH, Montpelier?

Accepted Answer

Estimated total monthly housing cost: $1,782. This includes principal & interest ($1,604 at 6.30% with 20% down), property tax ($70/mo), and estimated insurance (~$108/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 37

Is 123 7TH, Montpelier eligible for FHA or VA financing?

Accepted Answer

At $324,000, this property is likely within FHA loan limits for most Utah counties. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 38

Could 123 7TH, Montpelier be a 1031 exchange property?

Accepted Answer

Yes, 123 7TH, Montpelier could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 39

How does 123 7TH, Montpelier compare to recently sold homes nearby?

Accepted Answer

Based on 10 comparable properties, the median sold price in this area is $317,500. This listing is 2% above the comparable median. It ranks Fair Price among similar listings by value. The median for this property type specifically is $299,900. Comparable analysis is based on similar size, age, and location.

Question 40

What is the price trend in Montpelier?

Accepted Answer

Montpelier's median price has remained stable month-over-month. Current median: $299,000. Days on market have decreased by 0.0% month-over-month. Homes are selling at 94.3% of list price on average. Monitor these trends to time your offer strategically.

Question 41

Is 123 7TH, Montpelier overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Strong STR Cash Flow." The asking price is within 5% of the comparable median, indicating market-appropriate pricing. Deal score: 90/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 42

What school district is 123 7TH, Montpelier in?

Accepted Answer

This property is in the BEAR LAKE COUNTY school district. Assigned elementary: A. J. Winters. Assigned middle: Bear Lake. Assigned high: Bear Lake. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 43

What parks are near 123 7TH, Montpelier?

Accepted Answer

The nearest local park is Heritage Park (0.1 miles away). The nearest state park is Bear Lake State Park (24.9 miles).  Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 44

What water activities are near 123 7TH, Montpelier?

Accepted Answer

Water recreation near this property includes: Bear Lake (25.4 mi).  Utah offers diverse water recreation from mountain reservoirs to desert lakes. Popular activities include boating, kayaking, paddle boarding, and fishing — a Utah fishing license is required for anglers.

Question 45

Is 123 7TH, Montpelier move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 46

What updates might 123 7TH, Montpelier need?

Accepted Answer

At 90 years old, common updates to consider include: roof replacement (if original), HVAC system update, electrical panel upgrade, water heater replacement. Current roof: Metal,Pitched. Current heating: Forced Air,Gas: Central,Gas: Stove. These are general guidelines based on typical component lifespans — the actual condition depends on maintenance history. Always get a professional inspection and ask the seller for maintenance records and any recent upgrades.

Question 47

Does 123 7TH, Montpelier come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 48

What is the lot like at 123 7TH, Montpelier?

Accepted Answer

The lot is 0.12 acres. Lot features: Curb & Gutter,Fenced: Part,Secluded,Sprinkler: Auto-Part. Terrain: Curb & Gutter, Fenced: Part, Secluded Yard, Sprinkler: Auto-Part, Terrain, Flat.   Lot characteristics affect usability, privacy, and future improvement potential.

Question 49

What utilities are available at 123 7TH, Montpelier?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Water Connected. Water source: Culinary. Sewer: Sewer: Connected. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 50

Does 123 7TH, Montpelier have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Forced Air,Gas: Central,Gas: Stove. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating. The cooling system (Evaporative Cooling,Natural Ventilation) operates separately. Natural gas availability also supports gas ranges, water heaters, and fireplaces.

Question 51

Is there EV charging near 123 7TH, Montpelier?

Accepted Answer

The nearest EV charging station is Valdez Mechanix, approximately 7.3 miles from the property. With a 1-car garage, installing a home Level 2 EV charger is straightforward — most installations cost $500-$2,000 including the charger. Utah offers a growing EV charging network along major corridors and in urban centers.

123 7TH, Montpelier, ID 83254

123 S 7TH ST, Montpelier, ID 83254

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