Question 1

What is the asking price for 238 4 TH, Montpelier?

Accepted Answer

238 4 TH, Montpelier is listed at $225,000. The original list price was $275,000, representing a reduction of $50,000. This listing is currently active and available for showings.

Question 2

When was 238 4 TH, Montpelier built?

Accepted Answer

This property was built in 1960, making it 66 years old. This established home has character and may feature unique architectural details. A thorough inspection is recommended to assess systems and structure.

Question 3

What type of property is 238 4 TH, Montpelier?

Accepted Answer

238 4 TH, Montpelier is a Commercial Sale (Retail).

Question 4

Is there an HOA for 238 4 TH, Montpelier?

Accepted Answer

No, this property is not part of a homeowners association, which means no monthly HOA fees. Homeowners maintain full control over their property without HOA restrictions or assessments.

Question 5

What are the property taxes for 238 4 TH, Montpelier?

Accepted Answer

Annual property taxes for this property are approximately $912 (about $76/month). This represents an effective tax rate of approximately 0.41% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 6

How long has 238 4 TH, Montpelier been on the market?

Accepted Answer

This property has been listed for 1434 days. The average days on market in Montpelier is 199 days, meaning this listing is taking longer than the local average. Extended time on market may present negotiation opportunities for buyers.

Question 7

How does this listing compare to the Montpelier market?

Accepted Answer

238 4 TH, Montpelier is listed at $225,000, which is below the Montpelier median of $288,000 by $63,000. There are currently 29 active listings in Montpelier. Homes in Montpelier sell in an average of 199 days. The average sale-to-list ratio is 96.8%.

Question 8

What is the Montpelier real estate market like in 2026?

Accepted Answer

In 2026, the median home price in Montpelier is $288,000. There are currently 29 active listings. Homes sell in an average of 199 days. The average sale-to-list ratio is 96.8%. This listing at $225,000 is below the Montpelier 2026 median.

Question 9

Are there other homes for sale in Montpelier?

Accepted Answer

Yes — there are currently 29 active listings in Montpelier. Browse all Montpelier homes for sale at propaired.ai/listings/id/montpelier. Prices range around a median of $288,000. Homes in Montpelier are selling in about 199 days on average.

Question 10

How does this price compare to the Utah state average?

Accepted Answer

At $225,000, this property is below the Utah state median of $525,000 by $300,000. Montpelier prices are 45% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 11

What would homeowner's insurance cost for 238 4 TH, Montpelier?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $225,000, expect approximately $675-$1,125/year ($56-$94/month).  Older homes may see higher premiums due to outdated electrical or plumbing systems. Get multiple quotes — rates vary significantly by insurer.

Question 12

What are the estimated closing costs for 238 4 TH, Montpelier?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $225,000, expect approximately $4,500-$11,250 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 13

How does the property tax compare to the list price at 238 4 TH, Montpelier?

Accepted Answer

The annual property tax of $912 represents an effective rate of 0.41% relative to the list price of $225,000. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 14

Is 238 4 TH, Montpelier eligible for FHA or VA financing?

Accepted Answer

At $225,000, this property is likely within FHA loan limits for most Utah counties. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 15

Could 238 4 TH, Montpelier be a 1031 exchange property?

Accepted Answer

Yes, 238 4 TH, Montpelier could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 16

What is the price trend in Montpelier?

Accepted Answer

Montpelier's median price has increased 9.9% month-over-month. Current median: $288,000. Days on market have increased by 15.5% month-over-month. Homes are selling at 96.8% of list price on average. Monitor these trends to time your offer strategically.

Question 17

Is 238 4 TH, Montpelier move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 18

What updates might 238 4 TH, Montpelier need?

Accepted Answer

At 66 years old, common updates to consider include: roof replacement (if original), HVAC system update, electrical panel upgrade, water heater replacement.   These are general guidelines based on typical component lifespans — the actual condition depends on maintenance history. Always get a professional inspection and ask the seller for maintenance records and any recent upgrades.

Question 19

Does 238 4 TH, Montpelier come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 20

What is the lot like at 238 4 TH, Montpelier?

Accepted Answer

The lot is 0.37 acres.     Lot characteristics affect usability, privacy, and future improvement potential.

238 4 TH, Montpelier, ID 83254

238 S 4 TH ST, Montpelier, ID 83254

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