Question 1

What is the asking price for 498 COLD SPRINGS, Fish Haven?

Accepted Answer

498 COLD SPRINGS, Fish Haven is listed at $104,000. The original list price was $119,000, representing a reduction of $15,000. This listing is currently active and available for showings.

Question 2

What type of property is 498 COLD SPRINGS, Fish Haven?

Accepted Answer

498 COLD SPRINGS, Fish Haven is a Land (Residential).  It is located in the BEAR LAKE WEST SUB 1 PLAT B subdivision. Zoning: Single-Family.

Question 3

Is there an HOA for 498 COLD SPRINGS, Fish Haven?

Accepted Answer

Yes, this property is part of a homeowners association. HOA fees are $620 annually. HOA fees typically cover shared amenities, landscaping, and community maintenance.

Question 4

What are the property taxes for 498 COLD SPRINGS, Fish Haven?

Accepted Answer

Annual property taxes for this property are approximately $241 (about $20/month). This represents an effective tax rate of approximately 0.23% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 5

How long has 498 COLD SPRINGS, Fish Haven been on the market?

Accepted Answer

This property has been listed for 345 days. The average days on market in Fish Haven is 77 days, meaning this listing is taking longer than the local average. Extended time on market may present negotiation opportunities for buyers.

Question 6

What schools serve 498 COLD SPRINGS, Fish Haven?

Accepted Answer

Assigned schools: Elementary: Paris; Middle: Bear Lake; High: Bear Lake.   School district: BEAR LAKE COUNTY.

Question 7

What high school is near 498 COLD SPRINGS, Fish Haven?

Accepted Answer

The nearest high school is Bear Lake. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 8

What elementary school is near 498 COLD SPRINGS, Fish Haven?

Accepted Answer

The nearest elementary school is Paris. Propaired provides full school ratings and comparison data for all schools in this area.

Question 9

What middle school is near 498 COLD SPRINGS, Fish Haven?

Accepted Answer

The nearest middle school is Bear Lake.

Question 10

How does this listing compare to the Fish Haven market?

Accepted Answer

498 COLD SPRINGS, Fish Haven is listed at $104,000, which is below the Fish Haven median of $630,000 by $526,000. There are currently 33 active listings in Fish Haven. Homes in Fish Haven sell in an average of 77 days. The average sale-to-list ratio is 97.4%.

Question 11

What is the Fish Haven real estate market like in 2026?

Accepted Answer

In 2026, the median home price in Fish Haven is $630,000. There are currently 33 active listings. Homes sell in an average of 77 days. The average sale-to-list ratio is 97.4%. This listing at $104,000 is below the Fish Haven 2026 median.

Question 12

Are there other homes for sale in Fish Haven?

Accepted Answer

Yes — there are currently 33 active listings in Fish Haven. Browse all Fish Haven homes for sale at propaired.ai/listings/id/fish-haven. Prices range around a median of $630,000. Homes in Fish Haven are selling in about 77 days on average.

Question 13

How does this price compare to the Utah state average?

Accepted Answer

At $104,000, this property is below the Utah state median of $525,000 by $421,000. Fish Haven prices are 20% above the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 14

What would homeowner's insurance cost for 498 COLD SPRINGS, Fish Haven?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $104,000, expect approximately $312-$520/year ($26-$43/month).   Get multiple quotes — rates vary significantly by insurer.

Question 15

What are the estimated closing costs for 498 COLD SPRINGS, Fish Haven?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $104,000, expect approximately $2,080-$5,200 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 16

How does the property tax compare to the list price at 498 COLD SPRINGS, Fish Haven?

Accepted Answer

The annual property tax of $241 represents an effective rate of 0.23% relative to the list price of $104,000. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 17

Is 498 COLD SPRINGS, Fish Haven eligible for FHA or VA financing?

Accepted Answer

At $104,000, this property is likely within FHA loan limits for most Utah counties. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 18

What is the price trend in Fish Haven?

Accepted Answer

Fish Haven's median price has increased 19.8% month-over-month. Current median: $630,000. Days on market have increased by 260.7% month-over-month. Homes are selling at 97.4% of list price on average. Monitor these trends to time your offer strategically.

Question 19

What school district is 498 COLD SPRINGS, Fish Haven in?

Accepted Answer

This property is in the BEAR LAKE COUNTY school district. Assigned elementary: Paris. Assigned middle: Bear Lake. Assigned high: Bear Lake. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 20

Is 498 COLD SPRINGS, Fish Haven move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 21

Does 498 COLD SPRINGS, Fish Haven come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 22

What is the lot like at 498 COLD SPRINGS, Fish Haven?

Accepted Answer

The lot is 0.37 acres. Lot features: Terrain: Grad Slope,View: Lake,View: Mountain,View: Valley,Wooded,Terrain: Flat. Terrain: Terrain: Flat, Terrain: Grad Slope. Views: Valley,Trees/Woods.  Lot characteristics affect usability, privacy, and future improvement potential.

Question 23

What utilities are available at 498 COLD SPRINGS, Fish Haven?

Accepted Answer

Available utilities include: Natural Gas Not Available,Power: Stubbed,Sewer: Stubbed.   Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

498 COLD SPRINGS, Fish Haven, ID 83287

498 COLD SPRINGS DR, Fish Haven, ID 83287

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