12 CRYSTAL, South Salt Lake, UT 84115
2BD/—BA Residential in South Salt Lake, UT 84115. 780 sqft. Built 1916. Listed at $399,000. MLS #2156691.
2BD/—BA Residential in South Salt Lake, UT 84115. 780 sqft. Built 1916. Listed at $399,000. MLS #2156691.
Lovely cottage home nestled in the city. An urban oasis with a yard lovingly planted and cared for to offer privacy and beauty. Many interior updates include newer LVP flooring, neutral paint, newer windows, an updated bathroom, and a mini-split HVAC system. This home has lots of light and is well insulated for efficiency. Living room features a gas fireplace. Solar panels provide electricity at a fraction of the cost. Front bedroom could be re-divided to return the home to three bedrooms. Vibrant South Salt Lake neighborhood close to restaurants, shopping, breweries, city venues and freeway access. Qualifies for Zions CRA Loan - may allow as little as 3% down with no mortgage insurance, contact agent for info. Easy to show, call for your appointment today. Buyer to verify all.
Property Type
Residential
Property Style
Single Family Residence
Architectural Style
Bungalow/Cottage
Stories
1
Subdivision
SOUTHGATE PARK
County
Salt Lake
Zoning
Single-Family
Construction
Composition
Lot Size
0.12 sq ft
Above Grade Area
780 sq ft
Condition
Blt./Standing
MLS #
2156691
Property Type
Residential
Property Style
Single Family Residence
Architectural Style
Bungalow/Cottage
Stories
1
Subdivision
SOUTHGATE PARK
County
Salt Lake
Zoning
Single-Family
Construction
Composition
Lot Size
0.12 sq ft
Above Grade Area
780 sq ft
Condition
Blt./Standing
MLS #
2156691
List Price
$399,000
Annual Taxes
$1,683
Home Warranty
No
List Price
$399,000
Annual Taxes
$1,683
Home Warranty
No
Heating
Heat Pump
Cooling
Heat Pump
Roof
Asphalt,Membrane
Flooring
Tile
Basement
None
Materials
Composition
Appliances
Dryer,Refrigerator,Washer
Laundry
Electric Dryer Hookup
Patio & Porch
Patio: Open
Water Source
Culinary
Sewer
Sewer: Connected,Sewer: Public
Heating
Heat Pump
Cooling
Heat Pump
Roof
Asphalt,Membrane
Flooring
Tile
Basement
None
Materials
Composition
Appliances
Dryer,Refrigerator,Washer
Laundry
Electric Dryer Hookup
Patio & Porch
Patio: Open
Water Source
Culinary
Sewer
Sewer: Connected,Sewer: Public
Covered Spaces
0
Total Parking
2
Covered Spaces
0
Total Parking
2
Why this is a deal
Classification
Great Deal (vs Similar)
Deal Score
75/100
vs Similar Homes
11% below
vs Market Median
13% above
Area Growth (YoY)
1.2%
Deal Score Breakdown
75/100 · 1 qualifying signal
Priced 11% below the median of similar listings
1.2% year-over-year ZHVI growth in this area
Priced 13% above the per-subtype city median
LT net cashflow -$1,446/mo (-54.4% return on ownership cost) · STR net cashflow -$1,541/mo (-57.9% return). Uses the better of LT or STR against total monthly ownership cost (P&I, tax, insurance, HOA, maintenance).
No price reduction from original list
Ensemble scoring: the best single signal sets the floor, secondary qualifying signals (≥60) each add 5 points up to +20. A home that strongly wins on one dimension is already a great deal — it doesn't need to tick every box.
Why this classification
Monthly Rent
$1,381/mo
Range: $973 – $1,788
Net Monthly Cash Flow
−$1,446 /mo (−$17,346/yr)
Monthly rental income
Monthly ownership cost
Coverage
52%
Net /mo
−$1,446
DSCR
0.61
Est. Annual Revenue
$19,192/yr
$395/night · 39% occupancy · $131/bedroom · $0.43/sqft
Net Monthly Cash Flow
−$1,541 /mo (−$18,494/yr)
Monthly STR income
Monthly ownership cost
Coverage
60%
Net /mo
−$1,541
DSCR
0.56
Elementary
Woodrow WilsonMiddle School
Granite ParkHigh School
CottonwoodSchool District
Granite
Best Download
10 Gbps
Best Upload
10 Gbps
Fiber Available
Yes
Providers
14
Available Providers
$472,340
-16% vs median
64 days
33
$190,700 – $715,000
$1,683
High Crime
29.1
per 1,000
89.6
per 1,000
61.5
per 1,000
180.2
per 1,000
National rates use FBI UCR Index Crimes. Local rates use NIBRS which may include additional offense categories.
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