Question 1

What is the asking price for 260 RIVER COVE, Morgan?

Accepted Answer

260 RIVER COVE, Morgan is listed at $450,000 ($261/sqft).  This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 260 RIVER COVE, Morgan have?

Accepted Answer

This Residential features 3 bedrooms, 2 bathrooms, 1,723 square feet of living space. It is a 1-story home. The lot is 0.05 acres.

Question 3

When was 260 RIVER COVE, Morgan built?

Accepted Answer

This property was built in 1998, making it 28 years old. Homes from this era often feature solid construction. Buyers should review the condition of the roof, HVAC, and plumbing.

Question 4

What type of property is 260 RIVER COVE, Morgan?

Accepted Answer

260 RIVER COVE, Morgan is a Residential (Condominium). The architectural style is Patio Home. It is located in the RIVER CV PH 2 PRUD subdivision. Zoning: Single-Family.

Question 5

Does 260 RIVER COVE, Morgan have a garage or parking?

Accepted Answer

Yes, this property includes a 2-car garage and 2 open parking spaces. Total parking capacity: 4 vehicles.

Question 6

Is there an HOA for 260 RIVER COVE, Morgan?

Accepted Answer

Yes, this property is part of a homeowners association. HOA fees are $225 monthly. HOA fees typically cover shared amenities, landscaping, and community maintenance.

Question 7

What are the property taxes for 260 RIVER COVE, Morgan?

Accepted Answer

Annual property taxes for this property are approximately $2,596 (about $216/month). This represents an effective tax rate of approximately 0.58% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 260 RIVER COVE, Morgan?

Accepted Answer

Interior features include: Disposal, Range/Oven: Free Stdng.. Exterior features include: Patio: Open. The home has 1 fireplace.   View: Mountain(s).

Question 9

Is 260 RIVER COVE, Morgan a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Standard" with a deal score of 50/100. Key deal signals: 3.1% year-over-year market appreciation.  This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

What would the monthly mortgage payment be for 260 RIVER COVE, Morgan?

Accepted Answer

At the current 30-year mortgage rate of 6.43% with 20% down, the estimated monthly principal and interest payment is $2,259. Including estimated taxes and HOA fees, the total monthly cost is approximately $2,700. A 15-year mortgage at 5.79% would be $2,997/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 11

How long has 260 RIVER COVE, Morgan been on the market?

Accepted Answer

This property has been listed for 33 days. The average days on market in Morgan is 48 days, meaning this listing is moving faster than the local average.

Question 12

What lifestyle features does 260 RIVER COVE, Morgan offer?

Accepted Answer

Propaired's AI has identified 3 lifestyle features for this property: OHV/ATV Trails, Luxury Estate, Investor Special. The primary lifestyle niche is "luxury_estate." These tags are derived from MLS data, property features, and location analysis.

Question 13

What makes 260 RIVER COVE, Morgan a luxury property?

Accepted Answer

This property is classified as a luxury estate based on its price point, features, and location. At 1,723 sqft on 0.05 acres, it offers premium living.    Luxury properties in Utah benefit from no state estate tax and relatively low property tax rates.

Question 14

What recreation is near 260 RIVER COVE, Morgan?

Accepted Answer

This property has a recreation score of 59/100. Nearby recreation includes: Farmington Canyon trailhead (10.1 mi); Riverside Park park (0.2 mi); Round Valley Golf Course (2.8 mi); East Canyon State Park (10.3 mi). Skiing: Snowbasin Resort (14.9 mi). Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 15

What amenities and services are near 260 RIVER COVE, Morgan?

Accepted Answer

This property has an amenity proximity score of 99/100. Nearby services include: Grocery: Ridley's Family Markets (0.3 mi); Hospital: Albrechtsen & Fanelli Orthodontics Morgan (0.0 mi); Pharmacy: Ridley's Pharmacy (0.3 mi); Dining: McDonald's (0.4 mi). Gas station: 0.2 miles. Gym: Corner Cove Wellness (0.1 mi).

Question 16

How far is the nearest hospital from 260 RIVER COVE, Morgan?

Accepted Answer

The nearest hospital is Albrechtsen & Fanelli Orthodontics Morgan, approximately 0.0 miles from the property. The nearest fire station is 0.2 miles away. Proximity to emergency services is an important safety factor for homebuyers.

Question 17

What schools serve 260 RIVER COVE, Morgan?

Accepted Answer

Assigned schools: Elementary: Morgan; Middle: Morgan; High: Morgan. There are 2 schools within 3 miles of this property. The highest-rated nearby school is Morgan School with a 56% state performance score (0.3 miles away). School district: Morgan.

Question 18

What high school is near 260 RIVER COVE, Morgan?

Accepted Answer

The nearest high school is Morgan. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 19

What elementary school is near 260 RIVER COVE, Morgan?

Accepted Answer

The nearest elementary school is Morgan (0.3 miles away). State performance score: 56%. District: Morgan District. Propaired provides full school ratings and comparison data for all schools in this area.

Question 20

What middle school is near 260 RIVER COVE, Morgan?

Accepted Answer

The nearest middle school is Morgan.

Question 21

What is the internet speed at 260 RIVER COVE, Morgan?

Accepted Answer

This property has a broadband score of 100/100 (Excellent). Best available speed: 10000 Mbps download / 10000 Mbps upload. Fiber internet is available at this address. Available providers: Beehive Broadband (1000 Mbps, Fiber); CenturyLink (40 Mbps, DSL); HughesNet (100 Mbps, Satellite). Total providers: 10.

Question 22

Is 260 RIVER COVE, Morgan in a flood zone?

Accepted Answer

Yes, this property is in a FEMA Special Flood Hazard Area (SFHA). FEMA flood zone: AE. Flood insurance IS required for this property by most lenders.  Always verify current FEMA maps as they are periodically updated.

Question 23

How does this listing compare to the Morgan market?

Accepted Answer

260 RIVER COVE, Morgan is listed at $450,000, which is below the Morgan median of $530,000 by $80,000. There are currently 30 active listings in Morgan. Homes in Morgan sell in an average of 48 days. The average sale-to-list ratio is 97.5%.

Question 24

What is the Morgan real estate market like in 2026?

Accepted Answer

In 2026, the median home price in Morgan is $530,000. There are currently 30 active listings. Homes sell in an average of 48 days. The average sale-to-list ratio is 97.5%. This listing at $450,000 is below the Morgan 2026 median.

Question 25

Are there other homes for sale in Morgan?

Accepted Answer

Yes — there are currently 30 active listings in Morgan. Browse all Morgan homes for sale at propaired.ai/listings/ut/morgan. Prices range around a median of $530,000. Homes in Morgan are selling in about 48 days on average.

Question 26

How does this price compare to the Utah state average?

Accepted Answer

At $450,000, this property is below the Utah state median of $525,000 by $75,000. Morgan prices are 1% above the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 27

What is the Propaired intelligence score for 260 RIVER COVE, Morgan?

Accepted Answer

This property has a Propaired intelligence score of 61/100, combining deal value (50), recreation access (59), amenity proximity (99), broadband quality (100), and lifestyle features (3 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 28

What heating and cooling systems does 260 RIVER COVE, Morgan have?

Accepted Answer

Heating: Forced Air. Cooling: Central Air. Given the age of this home, it may be worth requesting a professional HVAC inspection to assess system efficiency and remaining lifespan. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 29

What type of roof does 260 RIVER COVE, Morgan have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 28-year-old home, reviewing recent roof inspections is recommended.

Question 30

Does 260 RIVER COVE, Morgan have a basement?

Accepted Answer

Yes, the basement is described as: None. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 31

What is 260 RIVER COVE, Morgan constructed from?

Accepted Answer

Construction materials include: Brick,Stucco. Brick construction is durable and low-maintenance, offering excellent insulation and fire resistance.

Question 32

What type of flooring does 260 RIVER COVE, Morgan have?

Accepted Answer

Flooring types include: Carpet,Laminate,Linoleum.   Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 33

What are the water and sewer connections for 260 RIVER COVE, Morgan?

Accepted Answer

Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public.  Municipal sewer service means no septic maintenance costs. Water is a critical consideration in Utah's arid climate.

Question 34

What shopping and dining is near 260 RIVER COVE, Morgan?

Accepted Answer

The nearest restaurant is McDonald's (0.4 miles away) and the nearest grocery store is Ridley's Family Markets (0.3 miles). Coffee: Morgan Perk (0.5 mi). Banking: Goldenwest Credit Union (0.0 mi). Overall amenity proximity score: 99/100.

Question 35

What would homeowner's insurance cost for 260 RIVER COVE, Morgan?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $450,000, expect approximately $1,350-$2,250/year ($113-$188/month). Flood insurance is also required for this property, adding approximately $500-$2,000/year.  Get multiple quotes — rates vary significantly by insurer.

Question 36

What are the estimated closing costs for 260 RIVER COVE, Morgan?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $450,000, expect approximately $9,000-$22,500 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 37

How does the property tax compare to the list price at 260 RIVER COVE, Morgan?

Accepted Answer

The annual property tax of $2,596 represents an effective rate of 0.58% relative to the list price of $450,000. This is near the Utah average effective rate of approximately 0.58%. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 38

What are the total estimated monthly costs for 260 RIVER COVE, Morgan?

Accepted Answer

Estimated total monthly housing cost: $2,850. This includes principal & interest ($2,259 at 6.43% with 20% down), property tax ($216/mo), HOA ($225/mo), and estimated insurance (~$150/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 39

Is 260 RIVER COVE, Morgan eligible for FHA or VA financing?

Accepted Answer

At $450,000, this property is likely within FHA loan limits for most Utah counties. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 40

Could 260 RIVER COVE, Morgan be a 1031 exchange property?

Accepted Answer

Yes, 260 RIVER COVE, Morgan could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 41

Is the Morgan neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 3.0% over the past year. The current Zillow Home Value Index for this area is $251,420. This listing is priced at 179% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 42

What is the price trend in Morgan?

Accepted Answer

Morgan's median price has remained stable month-over-month. Current median: $530,000. Days on market have increased by 286.5% month-over-month. Homes are selling at 97.5% of list price on average. Monitor these trends to time your offer strategically.

Question 43

What school district is 260 RIVER COVE, Morgan in?

Accepted Answer

This property is in the Morgan school district. Assigned elementary: Morgan. Assigned middle: Morgan. Assigned high: Morgan. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 44

How do nearby schools rank statewide?

Accepted Answer

Of the 2 nearby schools with state rankings, the highest-ranked is Morgan Middle at #272 statewide (50% performance score). Other ranked nearby schools include Morgan School (#330). Utah has approximately 1,000+ public schools, so a top-200 ranking indicates a strong-performing school.

Question 45

What parks are near 260 RIVER COVE, Morgan?

Accepted Answer

The nearest local park is Riverside Park (0.2 miles away). The nearest state park is East Canyon State Park (10.3 miles).  Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 46

Is there a golf course near 260 RIVER COVE, Morgan?

Accepted Answer

The nearest golf course is Round Valley Golf Course, 2.8 miles from the property. Utah has over 80 golf courses statewide with a season running from March through November in most areas. Close proximity to a golf course is a desirable feature that can enhance property value.

Question 47

What water activities are near 260 RIVER COVE, Morgan?

Accepted Answer

Water recreation near this property includes: Echo Reservoir (14.3 mi); boat ramp at East Canyon (9.2 mi); fishing at Ogden River (16.2 mi).  Utah offers diverse water recreation from mountain reservoirs to desert lakes. Popular activities include boating, kayaking, paddle boarding, and fishing — a Utah fishing license is required for anglers.

Question 48

Is 260 RIVER COVE, Morgan move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 49

What updates might 260 RIVER COVE, Morgan need?

Accepted Answer

At 28 years old, common updates to consider include: roof replacement (if original), HVAC system update, water heater replacement. Current roof: Asphalt. Current heating: Forced Air. These are general guidelines based on typical component lifespans — the actual condition depends on maintenance history. Always get a professional inspection and ask the seller for maintenance records and any recent upgrades.

Question 50

Does 260 RIVER COVE, Morgan come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 51

What is the lot like at 260 RIVER COVE, Morgan?

Accepted Answer

The lot is 0.05 acres. Lot features: Curb & Gutter,Road: Paved,Sidewalks,View: Mountain. Terrain: Curb & Gutter, Road: Paved, Sidewalks, Terrain, Flat, View: Mountain. Views: Mountain(s).  Lot characteristics affect usability, privacy, and future improvement potential.

Question 52

What utilities are available at 260 RIVER COVE, Morgan?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Sewer: Public,Water Connected. Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 53

Is there EV charging near 260 RIVER COVE, Morgan?

Accepted Answer

The nearest EV charging station is Electric Vehicle Charging Station, approximately 15.8 miles from the property. With a 2-car garage, installing a home Level 2 EV charger is straightforward — most installations cost $500-$2,000 including the charger. Utah offers a growing EV charging network along major corridors and in urban centers.

260 RIVER COVE, Morgan, UT 84050

260 RIVER COVE DR, Morgan, UT 84050

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Amenities NearbyScore: 99/100

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