Question 1

What is the asking price for 846 SAPPHIRE, Morgan?

Accepted Answer

846 SAPPHIRE, Morgan is listed at $330,000 ($168/sqft).  This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 846 SAPPHIRE, Morgan have?

Accepted Answer

This Residential features 3 bedrooms, 3 bathrooms, 1,959 square feet of living space. It is a 3-story home. The lot is 0.04 acres.

Question 3

When was 846 SAPPHIRE, Morgan built?

Accepted Answer

This property was built in 2008, making it 18 years old. Built in the early 2000s, the home benefits from modern construction standards and may have updated systems.

Question 4

What type of property is 846 SAPPHIRE, Morgan?

Accepted Answer

846 SAPPHIRE, Morgan is a Residential (Townhouse). The architectural style is Townhouse; Row-mid. It is located in the QUAIL HOLLOW SUBDIVISION subdivision. Zoning: Single-Family, Multi-Family.

Question 5

Does 846 SAPPHIRE, Morgan have a garage or parking?

Accepted Answer

Yes, this property includes a 2-car garage and 4 open parking spaces. Total parking capacity: 6 vehicles.

Question 6

Is there an HOA for 846 SAPPHIRE, Morgan?

Accepted Answer

Yes, this property is part of a homeowners association. HOA fees are $140 monthly. HOA fees typically cover shared amenities, landscaping, and community maintenance.

Question 7

What are the property taxes for 846 SAPPHIRE, Morgan?

Accepted Answer

Annual property taxes for this property are approximately $1,724 (about $144/month). This represents an effective tax rate of approximately 0.52% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 846 SAPPHIRE, Morgan?

Accepted Answer

Interior features include: Alarm: Fire, Bath: Primary, Bath: Sep. Tub/Shower, Closet: Walk-In, Disposal. Exterior features include: Double Pane Windows, Entry (Foyer), Lighting, Sliding Glass Doors, Patio: Open.    View: Mountain(s).

Question 9

Is 846 SAPPHIRE, Morgan a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Exceptional Deal" with a deal score of 100/100. Key deal signals: Priced 21% below similar homes; Priced 21% below market median (per-type); $850/mo LT net cash flow (+36.1% return on spend). The price is 21% below similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

How does this price compare to similar homes in Morgan?

Accepted Answer

The median price for similar properties in the area is $417,000 (based on 5 homes). At $330,000, this listing is 21% below the median for comparable homes. It ranks #Deep Discount among similar listings by value.

Question 11

What would the monthly mortgage payment be for 846 SAPPHIRE, Morgan?

Accepted Answer

At the current 30-year mortgage rate of 6.30% with 20% down, the estimated monthly principal and interest payment is $1,634. Including estimated taxes and HOA fees, the total monthly cost is approximately $1,918. A 15-year mortgage at 5.65% would be $2,178/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 12

How long has 846 SAPPHIRE, Morgan been on the market?

Accepted Answer

This property has been listed for 1 days. The average days on market in Morgan is 75 days, meaning this listing is moving faster than the local average. This is a fresh listing — act quickly if interested.

Question 13

Is 846 SAPPHIRE, Morgan a good investment property?

Accepted Answer

Based on market rental data, this property has an estimated annual rent of $43,748 with a gross rental yield of 13.3%. Net rental yield (after estimated expenses): 8.6%. This property passes the 1% rule — monthly rent exceeds 1% of purchase price. Estimated debt service coverage ratio (DSCR): 1.96. Investor score: 63/100. These are estimates based on area comparables.

Question 14

What is the estimated rental income for 846 SAPPHIRE, Morgan?

Accepted Answer

Based on area comparables, the estimated monthly rent for this property is $3,646 ($43,752/year). The gross rent multiplier is 7.5x (lower is generally better for investors). Actual rental income will depend on property condition, local demand, and management approach.

Question 15

What lifestyle features does 846 SAPPHIRE, Morgan offer?

Accepted Answer

Propaired's AI has identified 2 lifestyle features for this property: Scenic Views, New Construction. The primary lifestyle niche is "new_construction." These tags are derived from MLS data, property features, and location analysis.

Question 16

Is 846 SAPPHIRE, Morgan new construction?

Accepted Answer

Yes, this is a new construction property built in 2008. New construction in Utah typically includes modern energy codes, current building standards, builder warranties, and contemporary finishes.  Review the builder warranty terms and any remaining items on the builder punch list.

Question 17

What recreation is near 846 SAPPHIRE, Morgan?

Accepted Answer

This property has a recreation score of 56/100. Nearby recreation includes: Farmington Canyon trailhead (10.3 mi); Riverside Park park (1.0 mi); Round Valley Golf Course (3.0 mi); East Canyon State Park (11.3 mi). Skiing: Snowbasin Resort (14.1 mi). Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 18

What amenities and services are near 846 SAPPHIRE, Morgan?

Accepted Answer

This property has an amenity proximity score of 95/100. Nearby services include: Grocery: Ridley's Family Markets (0.7 mi); Hospital: Albrechtsen & Fanelli Orthodontics Morgan (1.0 mi); Pharmacy: Ridley's Pharmacy (0.7 mi); Dining: Subway (0.8 mi). Gas station: 0.8 miles. Gym: Mountain Top Power Tumbling & Cheer (0.9 mi).

Question 19

How far is the nearest hospital from 846 SAPPHIRE, Morgan?

Accepted Answer

The nearest hospital is Albrechtsen & Fanelli Orthodontics Morgan, approximately 1.0 miles from the property. The nearest fire station is 0.2 miles away. Proximity to emergency services is an important safety factor for homebuyers.

Question 20

What schools serve 846 SAPPHIRE, Morgan?

Accepted Answer

Assigned schools: Elementary: Morgan; Middle: Morgan; High: Morgan. There are 2 schools within 3 miles of this property. The highest-rated nearby school is Morgan School with a 56% state performance score (1.4 miles away). School district: Morgan.

Question 21

What high school is near 846 SAPPHIRE, Morgan?

Accepted Answer

The nearest high school is Morgan. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 22

What elementary school is near 846 SAPPHIRE, Morgan?

Accepted Answer

The nearest elementary school is Morgan (1.4 miles away). State performance score: 56%. District: Morgan District. Propaired provides full school ratings and comparison data for all schools in this area.

Question 23

What middle school is near 846 SAPPHIRE, Morgan?

Accepted Answer

The nearest middle school is Morgan.

Question 24

What is the internet speed at 846 SAPPHIRE, Morgan?

Accepted Answer

This property has a broadband score of 100/100 (Excellent). Best available speed: 10000 Mbps download / 10000 Mbps upload. Fiber internet is available at this address. Available providers: Beehive Broadband (1000 Mbps, Fiber); CenturyLink (1000 Mbps, Fiber); CenturyLink (40 Mbps, DSL). Total providers: 11.

Question 25

Is 846 SAPPHIRE, Morgan in a flood zone?

Accepted Answer

This property is classified as low. FEMA flood zone: X (AREA OF MINIMAL FLOOD HAZARD). Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 26

How does this listing compare to the Morgan market?

Accepted Answer

846 SAPPHIRE, Morgan is listed at $330,000, which is below the Morgan median of $549,900 by $219,900. There are currently 19 active listings in Morgan. Homes in Morgan sell in an average of 75 days. The average sale-to-list ratio is 97.1%.

Question 27

What is the Morgan real estate market like in 2026?

Accepted Answer

In 2026, the median home price in Morgan is $549,900. There are currently 19 active listings. Homes sell in an average of 75 days. The average sale-to-list ratio is 97.1%. This listing at $330,000 is below the Morgan 2026 median.

Question 28

Are there other homes for sale in Morgan?

Accepted Answer

Yes — there are currently 19 active listings in Morgan. Browse all Morgan homes for sale at propaired.ai/listings/ut/morgan. Prices range around a median of $549,900. Homes in Morgan are selling in about 75 days on average.

Question 29

How does this price compare to the Utah state average?

Accepted Answer

At $330,000, this property is below the Utah state median of $510,000 by $180,000. Morgan prices are 8% above the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 30

What is the Propaired intelligence score for 846 SAPPHIRE, Morgan?

Accepted Answer

This property has a Propaired intelligence score of 89/100, combining deal value (100), recreation access (56), amenity proximity (95), broadband quality (100), and lifestyle features (2 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 31

What heating and cooling systems does 846 SAPPHIRE, Morgan have?

Accepted Answer

Heating: Forced Air,Gas: Central,>= 95% efficiency. Cooling: Central Air. Modern HVAC systems typically last 15-20 years with proper maintenance. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 32

What type of roof does 846 SAPPHIRE, Morgan have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 18-year-old home, reviewing recent roof inspections is recommended.

Question 33

Does 846 SAPPHIRE, Morgan have a basement?

Accepted Answer

Yes, the basement is described as: Daylight,Entrance,Full. A daylight basement features windows for natural light, making the space more livable. Check for any signs of moisture or foundation issues during the home inspection.

Question 34

What is 846 SAPPHIRE, Morgan constructed from?

Accepted Answer

Construction materials include: Brick,Stucco. Brick construction is durable and low-maintenance, offering excellent insulation and fire resistance.

Question 35

What type of flooring does 846 SAPPHIRE, Morgan have?

Accepted Answer

Flooring types include: Carpet,Laminate,Tile.  Tile flooring is durable and ideal for high-traffic areas and bathrooms. Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 36

What are the water and sewer connections for 846 SAPPHIRE, Morgan?

Accepted Answer

Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public.  Municipal sewer service means no septic maintenance costs. Water is a critical consideration in Utah's arid climate.

Question 37

What shopping and dining is near 846 SAPPHIRE, Morgan?

Accepted Answer

The nearest restaurant is Subway (0.8 miles away) and the nearest grocery store is Ridley's Family Markets (0.7 miles). Coffee: Grounds For Coffee (0.9 mi). Banking: Goldenwest Credit Union (1.0 mi). Overall amenity proximity score: 95/100.

Question 38

What would homeowner's insurance cost for 846 SAPPHIRE, Morgan?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $330,000, expect approximately $990-$1,650/year ($83-$138/month).   Get multiple quotes — rates vary significantly by insurer.

Question 39

What are the estimated closing costs for 846 SAPPHIRE, Morgan?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $330,000, expect approximately $6,600-$16,500 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 40

How does the property tax compare to the list price at 846 SAPPHIRE, Morgan?

Accepted Answer

The annual property tax of $1,724 represents an effective rate of 0.52% relative to the list price of $330,000. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 41

What are the total estimated monthly costs for 846 SAPPHIRE, Morgan?

Accepted Answer

Estimated total monthly housing cost: $2,028. This includes principal & interest ($1,634 at 6.30% with 20% down), property tax ($144/mo), HOA ($140/mo), and estimated insurance (~$110/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 42

Is 846 SAPPHIRE, Morgan eligible for FHA or VA financing?

Accepted Answer

At $330,000, this property is likely within FHA loan limits for most Utah counties. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 43

What is the estimated cap rate for 846 SAPPHIRE, Morgan?

Accepted Answer

The estimated cap rate (net rental yield) for this property is 8.6%, based on estimated annual rent of $43,748 and a purchase price of $330,000. A cap rate above 6% is generally considered strong for residential investment. This property also passes the 1% rule.

Question 44

Is Morgan a good rental market?

Accepted Answer

Estimated monthly rent in Morgan is approximately $2,625. Homes in Morgan sell in an average of 75 days, indicating moderate demand in this market. There are 19 active listings currently. Gross rental yield in this area: 13.3%. Utah's steady population growth continues to drive rental demand.

Question 45

Could 846 SAPPHIRE, Morgan be a 1031 exchange property?

Accepted Answer

Yes, 846 SAPPHIRE, Morgan could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 46

How does 846 SAPPHIRE, Morgan compare to recently sold homes nearby?

Accepted Answer

Based on 5 comparable properties, the median sold price in this area is $417,000. This listing is 21% below the comparable median. It ranks Deep Discount among similar listings by value. The median for this property type specifically is $417,000. Comparable analysis is based on similar size, age, and location.

Question 47

Is the Morgan neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 0.8% over the past year. The current Zillow Home Value Index for this area is $726,688. This listing is priced at 45% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 48

What is the price trend in Morgan?

Accepted Answer

Morgan's median price has increased 52.1% month-over-month. Current median: $549,900. Days on market have increased by 25.4% month-over-month. Homes are selling at 97.1% of list price on average. Monitor these trends to time your offer strategically.

Question 49

Is 846 SAPPHIRE, Morgan overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Exceptional Deal." At 21% below comparable homes, this property appears competitively priced. Deal score: 100/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 50

What school district is 846 SAPPHIRE, Morgan in?

Accepted Answer

This property is in the Morgan school district. Assigned elementary: Morgan. Assigned middle: Morgan. Assigned high: Morgan. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 51

How do nearby schools rank statewide?

Accepted Answer

Of the 2 nearby schools with state rankings, the highest-ranked is Morgan Middle at #272 statewide (50% performance score). Other ranked nearby schools include Morgan School (#330). Utah has approximately 1,000+ public schools, so a top-200 ranking indicates a strong-performing school.

Question 52

What parks are near 846 SAPPHIRE, Morgan?

Accepted Answer

The nearest local park is Riverside Park (1.0 miles away). The nearest state park is East Canyon State Park (11.3 miles).  Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 53

Is there a golf course near 846 SAPPHIRE, Morgan?

Accepted Answer

The nearest golf course is Round Valley Golf Course, 3.0 miles from the property. Utah has over 80 golf courses statewide with a season running from March through November in most areas. Close proximity to a golf course is a desirable feature that can enhance property value.

Question 54

What water activities are near 846 SAPPHIRE, Morgan?

Accepted Answer

Water recreation near this property includes: Echo Reservoir (14.9 mi); boat ramp at East Canyon (10.2 mi); fishing at Ogden River (15.3 mi).  Utah offers diverse water recreation from mountain reservoirs to desert lakes. Popular activities include boating, kayaking, paddle boarding, and fishing — a Utah fishing license is required for anglers.

Question 55

Is 846 SAPPHIRE, Morgan move-in ready?

Accepted Answer

As new construction, this home is expected to be move-in ready with modern finishes and warranties.

Question 56

Does 846 SAPPHIRE, Morgan come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 57

What is the lot like at 846 SAPPHIRE, Morgan?

Accepted Answer

The lot is 0.04 acres. Lot features: Curb & Gutter,Road: Paved,Sidewalks,Sprinkler: Auto-Full,Terrain: Grad Slope,View: Mountain. Terrain: Curb & Gutter, Road: Paved, Sidewalks, Sprinkler: Auto-Full, Terrain: Grad Slope, View: Mountain. Views: Mountain(s).  Lot characteristics affect usability, privacy, and future improvement potential.

Question 58

What utilities are available at 846 SAPPHIRE, Morgan?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Sewer: Public,Water Connected. Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 59

Does 846 SAPPHIRE, Morgan have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Forced Air,Gas: Central,>= 95% efficiency. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating. The cooling system (Central Air) operates separately. Natural gas availability also supports gas ranges, water heaters, and fireplaces.

Question 60

Is there EV charging near 846 SAPPHIRE, Morgan?

Accepted Answer

The nearest EV charging station is EV Charger, approximately 12.6 miles from the property. With a 2-car garage, installing a home Level 2 EV charger is straightforward — most installations cost $500-$2,000 including the charger. Utah offers a growing EV charging network along major corridors and in urban centers.

846 SAPPHIRE, Morgan, UT 84050

846 N SAPPHIRE ST, Morgan, UT 84050

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