Question 1

What is the asking price for 681 ISLAND, Morgan?

Accepted Answer

681 ISLAND, Morgan is listed at $1,050,000 ($408/sqft).  This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 681 ISLAND, Morgan have?

Accepted Answer

This Residential features 4 bedrooms, 3 bathrooms, 2,574 square feet of living space. It is a 3-story home. The lot is 1.05 acres.

Question 3

When was 681 ISLAND, Morgan built?

Accepted Answer

This property was built in 2019, making it 7 years old. Built in the early 2000s, the home benefits from modern construction standards and may have updated systems.

Question 4

What type of property is 681 ISLAND, Morgan?

Accepted Answer

681 ISLAND, Morgan is a Residential (Single Family Residence). The architectural style is Stories: 2. It is located in the TURNER SUBDIVISION subdivision. Zoning: Single-Family.

Question 5

Does 681 ISLAND, Morgan have a garage or parking?

Accepted Answer

Yes, this property includes a 2-car garage and 10 open parking spaces. Total parking capacity: 12 vehicles.

Question 6

Is there an HOA for 681 ISLAND, Morgan?

Accepted Answer

No, this property is not part of a homeowners association, which means no monthly HOA fees. Homeowners maintain full control over their property without HOA restrictions or assessments.

Question 7

What are the property taxes for 681 ISLAND, Morgan?

Accepted Answer

Annual property taxes for this property are approximately $4,709 (about $392/month). This represents an effective tax rate of approximately 0.45% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 681 ISLAND, Morgan?

Accepted Answer

Interior features include: Bath: Primary, Closet: Walk-In, Disposal, Floor Drains, Oven: Gas. Exterior features include: Barn, Deck; Covered, Double Pane Windows, Horse Property, Out Buildings. The home has 1 fireplace.   View: Mountain(s).

Question 9

Is 681 ISLAND, Morgan a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Standard" with a deal score of 10/100. The price is 68% above similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

How does this price compare to similar homes in Morgan?

Accepted Answer

The median price for similar properties in the area is $623,499 (based on 4 homes). At $1,050,000, this listing is 68% above the median for comparable homes. It ranks #Premium among similar listings by value.

Question 11

What would the monthly mortgage payment be for 681 ISLAND, Morgan?

Accepted Answer

At the current 30-year mortgage rate of 6.30% with 20% down, the estimated monthly principal and interest payment is $5,199. Including estimated taxes, the total monthly cost is approximately $5,591. A 15-year mortgage at 5.65% would be $6,931/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 12

How long has 681 ISLAND, Morgan been on the market?

Accepted Answer

This property has been listed for 28 days. The average days on market in Morgan is 75 days, meaning this listing is moving faster than the local average.

Question 13

Is 681 ISLAND, Morgan a good investment property?

Accepted Answer

Based on market rental data, this property has an estimated annual rent of $41,489 with a gross rental yield of 4.0%. Net rental yield (after estimated expenses): 2.6%.  Estimated debt service coverage ratio (DSCR): 0.59. Investor score: 22/100. These are estimates based on area comparables.

Question 14

What is the estimated rental income for 681 ISLAND, Morgan?

Accepted Answer

Based on area comparables, the estimated monthly rent for this property is $3,457 ($41,484/year). The gross rent multiplier is 25.3x (lower is generally better for investors). Actual rental income will depend on property condition, local demand, and management approach.

Question 15

What lifestyle features does 681 ISLAND, Morgan offer?

Accepted Answer

Propaired's AI has identified 2 lifestyle features for this property: Equestrian, Scenic Views. The primary lifestyle niche is "equestrian." These tags are derived from MLS data, property features, and location analysis.

Question 16

Is 681 ISLAND, Morgan suitable for horses?

Accepted Answer

Yes, this property is tagged as equestrian-friendly. The MLS listing confirms horse keeping is permitted. The 1.05-acre lot provides space for pasture and facilities. Check with the local municipality for any animal keeping permits required.

Question 17

What recreation is near 681 ISLAND, Morgan?

Accepted Answer

This property has a recreation score of 46/100. Nearby recreation includes: Farmington Canyon trailhead (9.1 mi); Milton Park park (1.4 mi); Round Valley Golf Course (4.1 mi); East Canyon State Park (11.5 mi). Skiing: Snowbasin Resort (13.6 mi). Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 18

Are there hiking trails near 681 ISLAND, Morgan?

Accepted Answer

Yes, the nearest trailhead is Farmington Canyon, just 9.1 miles from the property. East Canyon State Park is 11.5 miles away. Utah has over 10,000 miles of hiking trails across its diverse terrain, from desert canyons to alpine meadows.

Question 19

What amenities and services are near 681 ISLAND, Morgan?

Accepted Answer

This property has an amenity proximity score of 76/100. Nearby services include: Grocery: Ridley's Family Markets (1.4 mi); Hospital: Albrechtsen & Fanelli Orthodontics Morgan (1.5 mi); Pharmacy: Ridley's Pharmacy (1.4 mi); Dining: McDonald's (1.4 mi). Gas station: 1.5 miles. Gym: Corner Cove Wellness (1.5 mi).

Question 20

How far is the nearest hospital from 681 ISLAND, Morgan?

Accepted Answer

The nearest hospital is Albrechtsen & Fanelli Orthodontics Morgan, approximately 1.5 miles from the property. The nearest fire station is 1.4 miles away. Proximity to emergency services is an important safety factor for homebuyers.

Question 21

What schools serve 681 ISLAND, Morgan?

Accepted Answer

Assigned schools: Elementary: Morgan; Middle: Morgan; High: Morgan.   School district: Morgan.

Question 22

What high school is near 681 ISLAND, Morgan?

Accepted Answer

The nearest high school is Morgan. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 23

What elementary school is near 681 ISLAND, Morgan?

Accepted Answer

The nearest elementary school is Morgan. Propaired provides full school ratings and comparison data for all schools in this area.

Question 24

What middle school is near 681 ISLAND, Morgan?

Accepted Answer

The nearest middle school is Morgan.

Question 25

What is the internet speed at 681 ISLAND, Morgan?

Accepted Answer

This property has a broadband score of 100/100 (Excellent). Best available speed: 10000 Mbps download / 10000 Mbps upload. Fiber internet is available at this address. Available providers: AT&T (25 Mbps, Fixed Wireless); CenturyLink (0 Mbps, DSL); HughesNet (100 Mbps, Satellite). Total providers: 9.

Question 26

Is 681 ISLAND, Morgan in a flood zone?

Accepted Answer

This property is classified as low. FEMA flood zone: X (AREA OF MINIMAL FLOOD HAZARD). Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 27

How does this listing compare to the Morgan market?

Accepted Answer

681 ISLAND, Morgan is listed at $1,050,000, which is above the Morgan median of $549,900 by $500,100. There are currently 19 active listings in Morgan. Homes in Morgan sell in an average of 75 days. The average sale-to-list ratio is 97.1%.

Question 28

What is the Morgan real estate market like in 2026?

Accepted Answer

In 2026, the median home price in Morgan is $549,900. There are currently 19 active listings. Homes sell in an average of 75 days. The average sale-to-list ratio is 97.1%. This listing at $1,050,000 is above the Morgan 2026 median.

Question 29

Are there other homes for sale in Morgan?

Accepted Answer

Yes — there are currently 19 active listings in Morgan. Browse all Morgan homes for sale at propaired.ai/listings/ut/morgan. Prices range around a median of $549,900. Homes in Morgan are selling in about 75 days on average.

Question 30

How does this price compare to the Utah state average?

Accepted Answer

At $1,050,000, this property is above the Utah state median of $510,000 by $540,000. Morgan prices are 8% above the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 31

What is the Propaired intelligence score for 681 ISLAND, Morgan?

Accepted Answer

This property has a Propaired intelligence score of 42/100, combining deal value (10), recreation access (46), amenity proximity (76), broadband quality (100), and lifestyle features (2 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 32

What heating and cooling systems does 681 ISLAND, Morgan have?

Accepted Answer

Heating: Forced Air,Gas: Central. Cooling: Central Air. Modern HVAC systems typically last 15-20 years with proper maintenance. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 33

What type of roof does 681 ISLAND, Morgan have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 7-year-old home, reviewing recent roof inspections is recommended.

Question 34

Does 681 ISLAND, Morgan have a basement?

Accepted Answer

Yes, the basement is described as: Full. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 35

What is 681 ISLAND, Morgan constructed from?

Accepted Answer

Construction materials include: Cement Siding. The construction type affects long-term maintenance requirements and insurance costs.

Question 36

What type of flooring does 681 ISLAND, Morgan have?

Accepted Answer

Flooring types include: Carpet,Tile.  Tile flooring is durable and ideal for high-traffic areas and bathrooms. Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 37

What are the water and sewer connections for 681 ISLAND, Morgan?

Accepted Answer

Water source: Culinary,Secondary,Shares. Sewer: Sewer: Connected,Sewer: Public.  Municipal sewer service means no septic maintenance costs. Water is a critical consideration in Utah's arid climate.

Question 38

What shopping and dining is near 681 ISLAND, Morgan?

Accepted Answer

The nearest restaurant is McDonald's (1.4 miles away) and the nearest grocery store is Ridley's Family Markets (1.4 miles). Coffee: Morgan Perk (1.7 mi). Banking: Golden West Credit Union (1.5 mi). Overall amenity proximity score: 76/100.

Question 39

What would homeowner's insurance cost for 681 ISLAND, Morgan?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $1,050,000, expect approximately $3,150-$5,250/year ($263-$438/month).   Get multiple quotes — rates vary significantly by insurer.

Question 40

What are the estimated closing costs for 681 ISLAND, Morgan?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $1,050,000, expect approximately $21,000-$52,500 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 41

How does the property tax compare to the list price at 681 ISLAND, Morgan?

Accepted Answer

The annual property tax of $4,709 represents an effective rate of 0.45% relative to the list price of $1,050,000. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 42

What are the total estimated monthly costs for 681 ISLAND, Morgan?

Accepted Answer

Estimated total monthly housing cost: $5,941. This includes principal & interest ($5,199 at 6.30% with 20% down), property tax ($392/mo), and estimated insurance (~$350/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 43

Is 681 ISLAND, Morgan eligible for FHA or VA financing?

Accepted Answer

At $1,050,000, this property may exceed standard FHA loan limits and could require a conventional or jumbo loan. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 44

What is the estimated cap rate for 681 ISLAND, Morgan?

Accepted Answer

The estimated cap rate (net rental yield) for this property is 2.6%, based on estimated annual rent of $41,489 and a purchase price of $1,050,000. Lower cap rates often indicate appreciation-focused markets where property values are expected to rise.

Question 45

Is Morgan a good rental market?

Accepted Answer

Estimated monthly rent in Morgan is approximately $3,295. Homes in Morgan sell in an average of 75 days, indicating moderate demand in this market. There are 19 active listings currently. Gross rental yield in this area: 4.0%. Utah's steady population growth continues to drive rental demand.

Question 46

Could 681 ISLAND, Morgan be a 1031 exchange property?

Accepted Answer

Yes, 681 ISLAND, Morgan could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 47

How does 681 ISLAND, Morgan compare to recently sold homes nearby?

Accepted Answer

Based on 4 comparable properties, the median sold price in this area is $623,499. This listing is 68% above the comparable median. It ranks Premium among similar listings by value. The median for this property type specifically is $774,950. Comparable analysis is based on similar size, age, and location.

Question 48

Is the Morgan neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 0.8% over the past year. The current Zillow Home Value Index for this area is $726,688. This listing is priced at 145% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 49

What is the price trend in Morgan?

Accepted Answer

Morgan's median price has increased 52.1% month-over-month. Current median: $549,900. Days on market have increased by 25.4% month-over-month. Homes are selling at 97.1% of list price on average. Monitor these trends to time your offer strategically.

Question 50

Is 681 ISLAND, Morgan overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Standard." At 68% above comparable homes, the asking price is above the local median. Verify that premium features justify the price difference. Deal score: 10/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 51

What school district is 681 ISLAND, Morgan in?

Accepted Answer

This property is in the Morgan school district. Assigned elementary: Morgan. Assigned middle: Morgan. Assigned high: Morgan. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 52

What parks are near 681 ISLAND, Morgan?

Accepted Answer

The nearest local park is Milton Park (1.4 miles away). The nearest state park is East Canyon State Park (11.5 miles).  Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 53

Is there a golf course near 681 ISLAND, Morgan?

Accepted Answer

The nearest golf course is Round Valley Golf Course, 4.1 miles from the property. Utah has over 80 golf courses statewide with a season running from March through November in most areas.

Question 54

What water activities are near 681 ISLAND, Morgan?

Accepted Answer

Water recreation near this property includes: Pineview Reservoir (15.0 mi); boat ramp at East Canyon (10.5 mi); fishing at Ogden River (14.8 mi).  Utah offers diverse water recreation from mountain reservoirs to desert lakes. Popular activities include boating, kayaking, paddle boarding, and fishing — a Utah fishing license is required for anglers.

Question 55

Is 681 ISLAND, Morgan move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 56

Does 681 ISLAND, Morgan come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 57

What is the lot like at 681 ISLAND, Morgan?

Accepted Answer

The lot is 1.05 acres. Lot features: Fenced: Full,Road: Paved,Sprinkler: Auto-Full,View: Mountain. Terrain: Fenced: Full, Road: Paved, Sprinkler: Auto-Full, Terrain, Flat, View: Mountain. Views: Mountain(s).  Lot characteristics affect usability, privacy, and future improvement potential.

Question 58

What utilities are available at 681 ISLAND, Morgan?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Sewer: Public,Water Connected. Water source: Culinary,Secondary,Shares. Sewer: Sewer: Connected,Sewer: Public. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 59

Does 681 ISLAND, Morgan have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Forced Air,Gas: Central. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating. The cooling system (Central Air) operates separately. Natural gas availability also supports gas ranges, water heaters, and fireplaces.

Question 60

Is there EV charging near 681 ISLAND, Morgan?

Accepted Answer

The nearest EV charging station is EV Charger, approximately 11.4 miles from the property. With a 2-car garage, installing a home Level 2 EV charger is straightforward — most installations cost $500-$2,000 including the charger. Utah offers a growing EV charging network along major corridors and in urban centers.

681 ISLAND, Morgan, UT 84050

681 W ISLAND RD, Morgan, UT 84050

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