Question 1

What is the asking price for 1028 ELGIN, Millcreek?

Accepted Answer

1028 ELGIN, Millcreek is listed at $739,000 ($340/sqft). The original list price was $750,000, representing a reduction of $11,000. Current status: Pending.

Question 2

How many bedrooms and bathrooms does 1028 ELGIN, Millcreek have?

Accepted Answer

This Residential features 5 bedrooms, 2 bathrooms, 2,176 square feet of living space. It is a 2-story home. The lot is 0.17 acres.

Question 3

When was 1028 ELGIN, Millcreek built?

Accepted Answer

This property was built in 1948, making it 78 years old. This established home has character and may feature unique architectural details. A thorough inspection is recommended to assess systems and structure.

Question 4

What type of property is 1028 ELGIN, Millcreek?

Accepted Answer

1028 ELGIN, Millcreek is a Residential (Single Family Residence). The architectural style is Bungalow/Cottage. It is located in the PARK subdivision. Zoning: Single-Family.

Question 5

Does 1028 ELGIN, Millcreek have a garage or parking?

Accepted Answer

Yes, this property includes a 2-car garage and 3 open parking spaces. Total parking capacity: 5 vehicles.

Question 6

Is there an HOA for 1028 ELGIN, Millcreek?

Accepted Answer

No, this property is not part of a homeowners association, which means no monthly HOA fees. Homeowners maintain full control over their property without HOA restrictions or assessments.

Question 7

What are the property taxes for 1028 ELGIN, Millcreek?

Accepted Answer

Annual property taxes for this property are approximately $4,096 (about $341/month). This represents an effective tax rate of approximately 0.55% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 1028 ELGIN, Millcreek?

Accepted Answer

Interior features include: Kitchen: Updated, Oven: Gas, Range: Gas, Range/Oven: Free Stdng., Granite Countertops. Exterior features include: Double Pane Windows, Patio: Covered. The home has 1 fireplace.

Question 9

How long has 1028 ELGIN, Millcreek been on the market?

Accepted Answer

This property has been listed for 18 days. The average days on market in Millcreek is 45 days, meaning this listing is moving faster than the local average.

Question 10

What schools serve 1028 ELGIN, Millcreek?

Accepted Answer

Assigned schools: Elementary: Nibley Park; Middle: Hillside; High: Highland. There are 5 schools within 3 miles of this property. The highest-rated nearby school is Olympus High with a 62% state performance score (2.4 miles away). School district: Salt Lake.

Question 11

What high school is near 1028 ELGIN, Millcreek?

Accepted Answer

The nearest high school is Highland. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 12

What elementary school is near 1028 ELGIN, Millcreek?

Accepted Answer

The nearest elementary school is Nibley Park (1.3 miles away). State performance score: 58%. District: Granite District. Propaired provides full school ratings and comparison data for all schools in this area.

Question 13

What middle school is near 1028 ELGIN, Millcreek?

Accepted Answer

The nearest middle school is Hillside.

Question 14

How good are the schools near 1028 ELGIN, Millcreek?

Accepted Answer

Of the 5 schools within 3 miles, 5 have state performance data with an average score of 59%.  School quality is a key factor in home values — properties near top-rated schools typically command a 5-10% premium. Visit each school's detail page on Propaired for full performance breakdowns.

Question 15

How does this listing compare to the Millcreek market?

Accepted Answer

1028 ELGIN, Millcreek is listed at $739,000, which is above the Millcreek median of $635,000 by $104,000. There are currently 125 active listings in Millcreek. Homes in Millcreek sell in an average of 45 days. The average sale-to-list ratio is 98.8%.

Question 16

What is the Millcreek real estate market like in 2026?

Accepted Answer

In 2026, the median home price in Millcreek is $635,000. There are currently 125 active listings. Homes sell in an average of 45 days. The average sale-to-list ratio is 98.8%. This listing at $739,000 is above the Millcreek 2026 median.

Question 17

Are there other homes for sale in Millcreek?

Accepted Answer

Yes — there are currently 125 active listings in Millcreek. Browse all Millcreek homes for sale at propaired.ai/listings/ut/millcreek. Prices range around a median of $635,000. Homes in Millcreek are selling in about 45 days on average.

Question 18

How does this price compare to the Utah state average?

Accepted Answer

At $739,000, this property is above the Utah state median of $524,900 by $214,100. Millcreek prices are 21% above the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 19

What heating and cooling systems does 1028 ELGIN, Millcreek have?

Accepted Answer

Heating: Forced Air,Gas: Central,>= 95% efficiency. Cooling: Central Air. Given the age of this home, it may be worth requesting a professional HVAC inspection to assess system efficiency and remaining lifespan. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 20

What type of roof does 1028 ELGIN, Millcreek have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 78-year-old home, reviewing recent roof inspections is recommended.

Question 21

Does 1028 ELGIN, Millcreek have a basement?

Accepted Answer

Yes, the basement is described as: Full. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 22

What type of flooring does 1028 ELGIN, Millcreek have?

Accepted Answer

Flooring types include: Laminate,Tile.  Tile flooring is durable and ideal for high-traffic areas and bathrooms.

Question 23

What are the water and sewer connections for 1028 ELGIN, Millcreek?

Accepted Answer

Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public.  Municipal sewer service means no septic maintenance costs. Water is a critical consideration in Utah's arid climate.

Question 24

What would homeowner's insurance cost for 1028 ELGIN, Millcreek?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $739,000, expect approximately $2,217-$3,695/year ($185-$308/month).  Older homes may see higher premiums due to outdated electrical or plumbing systems. Get multiple quotes — rates vary significantly by insurer.

Question 25

What are the estimated closing costs for 1028 ELGIN, Millcreek?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $739,000, expect approximately $14,780-$36,950 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 26

How does the property tax compare to the list price at 1028 ELGIN, Millcreek?

Accepted Answer

The annual property tax of $4,096 represents an effective rate of 0.55% relative to the list price of $739,000. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 27

Is 1028 ELGIN, Millcreek eligible for FHA or VA financing?

Accepted Answer

At $739,000, this property may exceed standard FHA loan limits and could require a conventional or jumbo loan. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 28

Could 1028 ELGIN, Millcreek be a 1031 exchange property?

Accepted Answer

Yes, 1028 ELGIN, Millcreek could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 29

What is the price trend in Millcreek?

Accepted Answer

Millcreek's median price has increased 22.9% month-over-month. Current median: $635,000. Days on market have decreased by 8.1% month-over-month. Homes are selling at 98.8% of list price on average. Monitor these trends to time your offer strategically.

Question 30

What school district is 1028 ELGIN, Millcreek in?

Accepted Answer

This property is in the Salt Lake school district. Assigned elementary: Nibley Park. Assigned middle: Hillside. Assigned high: Highland. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 31

How do nearby schools rank statewide?

Accepted Answer

Of the 5 nearby schools with state rankings, the highest-ranked is Rosecrest School at #151 statewide (59% performance score). Other ranked nearby schools include William Penn School (#191) and Olympus High (#229). Utah has approximately 1,000+ public schools, so a top-200 ranking indicates a strong-performing school.

Question 32

Is 1028 ELGIN, Millcreek move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 33

What updates might 1028 ELGIN, Millcreek need?

Accepted Answer

At 78 years old, common updates to consider include: roof replacement (if original), HVAC system update, electrical panel upgrade, water heater replacement. Current roof: Asphalt. Current heating: Forced Air,Gas: Central,>= 95% efficiency. These are general guidelines based on typical component lifespans — the actual condition depends on maintenance history. Always get a professional inspection and ask the seller for maintenance records and any recent upgrades.

Question 34

Does 1028 ELGIN, Millcreek come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 35

What is the lot like at 1028 ELGIN, Millcreek?

Accepted Answer

The lot is 0.17 acres. Lot features: Sprinkler: Auto-Full. Terrain: Sprinkler: Auto-Full.   Lot characteristics affect usability, privacy, and future improvement potential.

Question 36

What utilities are available at 1028 ELGIN, Millcreek?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Sewer: Public,Water Connected. Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 37

Does 1028 ELGIN, Millcreek have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Forced Air,Gas: Central,>= 95% efficiency. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating. The cooling system (Central Air) operates separately. Natural gas availability also supports gas ranges, water heaters, and fireplaces.

1028 ELGIN, Millcreek, UT 84106

1028 E ELGIN AVE, Millcreek, UT 84106

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