432 PARK OAK, Millcreek, UT 84107
3BD/—BA Residential in Millcreek, UT 84107. 1,573 sqft. Built 2004. Listed at $415,000. MLS #2158926.
3BD/—BA Residential in Millcreek, UT 84107. 1,573 sqft. Built 2004. Listed at $415,000. MLS #2158926.
PROPERTY QUALIFIES FOR A COMMUNITY REINVESTMENT ACT LOAN WITH AS LITTLE AS 3% DOWN, LOWER INTEREST RATE, AND NO PMI. CONTACT AGENT FOR DETAILS. They don't make them like this anymore! Tucked at the end of a quiet, dead-end street inside the gated Oak Park community, this private row-end townhome offers the kind of space and livability that's hard to find. You're not squished on top of your neighbors, and your own fenced backyard is perfect for your garden, kids, or pets (zoomies encouraged). Step inside to a home designed for real life, where the kitchen opens to a real dining space, and the cozy living area is anchored by a gas fireplace. Thoughtful touches like one-way privacy windows and a main-level half bath keep your private spaces private. Upstairs, the vaulted primary suite feels like a retreat, complete with a walk-in closet and full en-suite bath. And yes, these bedrooms are actually bedroom-sized! Add in a deep garage, ample storage, and stainless steel appliances, and you've got a home that checks all the boxes. The Oak Park community is known for its mature trees, walkable sidewalks, open green space, and a playground that actually gets used, creating a neighborhood that feels established, cared for, and easy to love. HOA includes gated entry, security cameras, landscaping, snow removal, water, sewer, trash, and common area maintenance. Located at the crossroads of Millcreek, Murray, and South Salt Lake, you're minutes from I-15, Trader Joe's, Smith's, Millcreek Common, Granite Library, Murray Park & Aquatic Center, and Fashion Place Mall. Investor-friendly with typical rental rates of $2,000 to $2,500/month. Square footage figures are provided as a courtesy estimate only and were obtained from county records. Buyer is advised to obtain an independent measurement.
Property Type
Residential
Property Style
Condominium
Architectural Style
Townhouse; Row-end
Stories
2
Subdivision
OAK PARK
County
Salt Lake
Zoning
Single-Family, Multi-Family
Construction
Brick,Stucco
Lot Size
0.01 sq ft
Above Grade Area
1,573 sq ft
Condition
Blt./Standing
MLS #
2158926
Property Type
Residential
Property Style
Condominium
Architectural Style
Townhouse; Row-end
Stories
2
Subdivision
OAK PARK
County
Salt Lake
Zoning
Single-Family, Multi-Family
Construction
Brick,Stucco
Lot Size
0.01 sq ft
Above Grade Area
1,573 sq ft
Condition
Blt./Standing
MLS #
2158926
List Price
$415,000
HOA Fees
$300 / Monthly
Annual Taxes
$2,632
Home Warranty
No
List Price
$415,000
HOA Fees
$300 / Monthly
Annual Taxes
$2,632
Home Warranty
No
Heating
Forced Air,Gas: Central
Cooling
Central Air
Roof
Asphalt
Flooring
Carpet,Tile
Basement
None
Materials
Brick,Stucco
Appliances
Ceiling Fan,Dryer,Microwave,Range Hood,Refrigerator,Washer
Laundry
Electric Dryer Hookup
Patio & Porch
Patio: Open
Water Source
Culinary
Sewer
Sewer: Connected,Sewer: Public
View
Mountain(s)
Heating
Forced Air,Gas: Central
Cooling
Central Air
Roof
Asphalt
Flooring
Carpet,Tile
Basement
None
Materials
Brick,Stucco
Appliances
Ceiling Fan,Dryer,Microwave,Range Hood,Refrigerator,Washer
Laundry
Electric Dryer Hookup
Patio & Porch
Patio: Open
Water Source
Culinary
Sewer
Sewer: Connected,Sewer: Public
View
Mountain(s)
Garage Spaces
1
Covered Spaces
1
Total Parking
3
Garage Spaces
1
Covered Spaces
1
Total Parking
3
Classification
Standard
Deal Score
30/100
vs Similar Homes
21% above
vs Market Median
2% above
Area Growth (YoY)
2.0%
Deal Score Breakdown
30/100
LT net cashflow -$76/mo (-2.4% return on ownership cost) · STR net cashflow -$1,168/mo (-36.8% return). Uses the better of LT or STR against total monthly ownership cost (P&I, tax, insurance, HOA, maintenance).
Priced 2% above the per-subtype city median
2.0% year-over-year ZHVI growth in this area
Priced 21% above the median of similar listings
No price reduction from original list
Ensemble scoring: the best single signal sets the floor, secondary qualifying signals (≥60) each add 5 points up to +20. A home that strongly wins on one dimension is already a great deal — it doesn't need to tick every box.
Why this classification
Monthly Rent
$3,520/mo
Range: $2,820 – $4,220
Net Monthly Cash Flow
−$75 /mo (−$904/yr)
Monthly rental income
Monthly ownership cost
Coverage
111%
Net /mo
−$76
DSCR
1.47
Est. Annual Revenue
$34,383/yr
$395/night · 39% occupancy · $131/bedroom · $0.43/sqft
Net Monthly Cash Flow
−$1,166 /mo (−$13,993/yr)
Monthly STR income
Monthly ownership cost
Coverage
90%
Net /mo
−$1,168
DSCR
0.95
Elementary
James E. MossMiddle School
Granite ParkHigh School
CottonwoodSchool District
Granite
Best Download
10 Gbps
Best Upload
10 Gbps
Fiber Available
Yes
Providers
14
Available Providers
$632,700
-34% vs median
51 days
110
$230,000 – $5,295,000
$2,632
$300/monthly
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