Question 1

What is the asking price for 1138 ELGIN, Millcreek?

Accepted Answer

1138 ELGIN, Millcreek is listed at $570,000 ($262/sqft).  This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 1138 ELGIN, Millcreek have?

Accepted Answer

This Residential features 4 bedrooms, 4 bathrooms, 2,176 square feet of living space. It is a 3-story home. The lot is 0.01 acres.

Question 3

When was 1138 ELGIN, Millcreek built?

Accepted Answer

This property was built in 1999, making it 27 years old. Homes from this era often feature solid construction. Buyers should review the condition of the roof, HVAC, and plumbing.

Question 4

What type of property is 1138 ELGIN, Millcreek?

Accepted Answer

1138 ELGIN, Millcreek is a Residential (Townhouse). The architectural style is Townhouse; Row-mid.  Zoning: Single-Family.

Question 5

Does 1138 ELGIN, Millcreek have a garage or parking?

Accepted Answer

Yes, this property includes a 2-car garage and 1 open parking space. Total parking capacity: 3 vehicles.

Question 6

Is there an HOA for 1138 ELGIN, Millcreek?

Accepted Answer

Yes, this property is part of a homeowners association. HOA fees are $250 monthly. HOA fees typically cover shared amenities, landscaping, and community maintenance.

Question 7

What are the property taxes for 1138 ELGIN, Millcreek?

Accepted Answer

Annual property taxes for this property are approximately $3,167 (about $264/month). This represents an effective tax rate of approximately 0.56% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 1138 ELGIN, Millcreek?

Accepted Answer

Exterior features include: Balcony, Basement Entrance, Walkout. The home has 1 fireplace.

Question 9

Is 1138 ELGIN, Millcreek a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Strong Cash Flow" with a deal score of 72/100. Key deal signals: $525/mo LT net cash flow (+12.8% return on spend). The price is 15% above similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

How does this price compare to similar homes in Millcreek?

Accepted Answer

The median price for similar properties in the area is $495,000 (based on 7 homes). At $570,000, this listing is 15% above the median for comparable homes. It ranks #Premium among similar listings by value.

Question 11

What would the monthly mortgage payment be for 1138 ELGIN, Millcreek?

Accepted Answer

At the current 30-year mortgage rate of 6.36% with 20% down, the estimated monthly principal and interest payment is $2,840. Including estimated taxes and HOA fees, the total monthly cost is approximately $3,354. A 15-year mortgage at 5.71% would be $3,777/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 12

How long has 1138 ELGIN, Millcreek been on the market?

Accepted Answer

This property has been listed for 1 days. The average days on market in Millcreek is 52 days, meaning this listing is moving faster than the local average. This is a fresh listing — act quickly if interested.

Question 13

Is 1138 ELGIN, Millcreek a good investment property?

Accepted Answer

Based on market rental data, this property has an estimated annual rent of $63,268 with a gross rental yield of 11.1%. Net rental yield (after estimated expenses): 7.2%.  Estimated debt service coverage ratio (DSCR): 1.63. Investor score: 43/100. These are estimates based on area comparables.

Question 14

What is the estimated rental income for 1138 ELGIN, Millcreek?

Accepted Answer

Based on area comparables, the estimated monthly rent for this property is $5,272 ($63,264/year). The gross rent multiplier is 9.0x (lower is generally better for investors). Actual rental income will depend on property condition, local demand, and management approach.

Question 15

What lifestyle features does 1138 ELGIN, Millcreek offer?

Accepted Answer

Propaired's AI has identified 1 lifestyle feature for this property: ADU/Multigenerational. The primary lifestyle niche is "adu_multigenerational." These tags are derived from MLS data, property features, and location analysis.

Question 16

What recreation is near 1138 ELGIN, Millcreek?

Accepted Answer

This property has a recreation score of 71/100. Nearby recreation includes: James Madison trailhead (3.3 mi); Millcreek Common park (0.7 mi); Forest Dale Golf Course (0.5 mi); This Is The Place Heritage Park (3.9 mi). Skiing: Snowbird Ski and Summer Resort (14.0 mi). Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 17

Are there hiking trails near 1138 ELGIN, Millcreek?

Accepted Answer

Yes, the nearest trailhead is James Madison, just 3.3 miles from the property. This Is The Place Heritage Park is 3.9 miles away. Utah has over 10,000 miles of hiking trails across its diverse terrain, from desert canyons to alpine meadows.

Question 18

What amenities and services are near 1138 ELGIN, Millcreek?

Accepted Answer

This property has an amenity proximity score of 92/100. Nearby services include: Grocery: Millcreek Olive Oil (0.5 mi); Hospital: Dermatology for Animals - Salt Lake City (0.5 mi); Pharmacy: Walgreens Pharmacy (0.7 mi); Dining: Aubergine Kitchen (1.1 mi). Gas station: 0.5 miles. Gym: Epic Fitness (0.9 mi).

Question 19

How far is the nearest hospital from 1138 ELGIN, Millcreek?

Accepted Answer

The nearest hospital is Dermatology for Animals - Salt Lake City, approximately 0.5 miles from the property. The nearest fire station is 0.7 miles away. Proximity to emergency services is an important safety factor for homebuyers.

Question 20

What schools serve 1138 ELGIN, Millcreek?

Accepted Answer

Assigned schools: Elementary: Rosecrest; Middle: Evergreen; High: Olympus. There are 6 schools within 3 miles of this property. The highest-rated nearby school is Olympus High with a 62% state performance score (2.3 miles away). School district: Granite.

Question 21

What high school is near 1138 ELGIN, Millcreek?

Accepted Answer

The nearest high school is Olympus. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 22

What elementary school is near 1138 ELGIN, Millcreek?

Accepted Answer

The nearest elementary school is Rosecrest (1.2 miles away). State performance score: 58%. District: Granite District. Propaired provides full school ratings and comparison data for all schools in this area.

Question 23

What middle school is near 1138 ELGIN, Millcreek?

Accepted Answer

The nearest middle school is Evergreen.

Question 24

How good are the schools near 1138 ELGIN, Millcreek?

Accepted Answer

Of the 6 schools within 3 miles, 6 have state performance data with an average score of 58%.  School quality is a key factor in home values — properties near top-rated schools typically command a 5-10% premium. Visit each school's detail page on Propaired for full performance breakdowns.

Question 25

What is the internet speed at 1138 ELGIN, Millcreek?

Accepted Answer

This property has a broadband score of 100/100 (Excellent). Best available speed: 8000 Mbps download / 8000 Mbps upload. Fiber internet is available at this address. Available providers: AT&T (100 Mbps, Fixed Wireless); CenturyLink (1000 Mbps, Fiber); CenturyLink (140 Mbps, DSL). Total providers: 12.

Question 26

Is 1138 ELGIN, Millcreek in a flood zone?

Accepted Answer

This property is classified as low. FEMA flood zone: X (AREA OF MINIMAL FLOOD HAZARD). Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 27

How does this listing compare to the Millcreek market?

Accepted Answer

1138 ELGIN, Millcreek is listed at $570,000, which is below the Millcreek median of $632,700 by $62,700. There are currently 105 active listings in Millcreek. Homes in Millcreek sell in an average of 52 days. The average sale-to-list ratio is 98.9%.

Question 28

What is the Millcreek real estate market like in 2026?

Accepted Answer

In 2026, the median home price in Millcreek is $632,700. There are currently 105 active listings. Homes sell in an average of 52 days. The average sale-to-list ratio is 98.9%. This listing at $570,000 is below the Millcreek 2026 median.

Question 29

Are there other homes for sale in Millcreek?

Accepted Answer

Yes — there are currently 105 active listings in Millcreek. Browse all Millcreek homes for sale at propaired.ai/listings/ut/millcreek. Prices range around a median of $632,700. Homes in Millcreek are selling in about 52 days on average.

Question 30

How does this price compare to the Utah state average?

Accepted Answer

At $570,000, this property is above the Utah state median of $518,888 by $51,112. Millcreek prices are 22% above the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 31

What is the Propaired intelligence score for 1138 ELGIN, Millcreek?

Accepted Answer

This property has a Propaired intelligence score of 60/100, combining deal value (72), recreation access (71), amenity proximity (92), broadband quality (100), and lifestyle features (1 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 32

What heating and cooling systems does 1138 ELGIN, Millcreek have?

Accepted Answer

Heating: Gas: Central. Cooling: Central Air. Given the age of this home, it may be worth requesting a professional HVAC inspection to assess system efficiency and remaining lifespan. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 33

What type of roof does 1138 ELGIN, Millcreek have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 27-year-old home, reviewing recent roof inspections is recommended.

Question 34

Does 1138 ELGIN, Millcreek have a basement?

Accepted Answer

Yes, the basement is described as: Entrance,Full. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 35

What is 1138 ELGIN, Millcreek constructed from?

Accepted Answer

Construction materials include: Stucco. The construction type affects long-term maintenance requirements and insurance costs.

Question 36

What type of flooring does 1138 ELGIN, Millcreek have?

Accepted Answer

Flooring types include: Carpet,Vinyl.   Carpeted areas provide warmth and comfort, especially in bedrooms. Luxury vinyl/LVP is waterproof, durable, and increasingly popular in Utah homes.

Question 37

What are the water and sewer connections for 1138 ELGIN, Millcreek?

Accepted Answer

Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public.  Municipal sewer service means no septic maintenance costs. Water is a critical consideration in Utah's arid climate.

Question 38

What shopping and dining is near 1138 ELGIN, Millcreek?

Accepted Answer

The nearest restaurant is Aubergine Kitchen (1.1 miles away) and the nearest grocery store is Millcreek Olive Oil (0.5 miles). Coffee: Higher Ground Coffee (1.5 mi). Banking: Canyon View Credit Union (0.4 mi). Overall amenity proximity score: 92/100.

Question 39

What would homeowner's insurance cost for 1138 ELGIN, Millcreek?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $570,000, expect approximately $1,710-$2,850/year ($143-$238/month).   Get multiple quotes — rates vary significantly by insurer.

Question 40

What are the estimated closing costs for 1138 ELGIN, Millcreek?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $570,000, expect approximately $11,400-$28,500 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 41

How does the property tax compare to the list price at 1138 ELGIN, Millcreek?

Accepted Answer

The annual property tax of $3,167 represents an effective rate of 0.56% relative to the list price of $570,000. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 42

What are the total estimated monthly costs for 1138 ELGIN, Millcreek?

Accepted Answer

Estimated total monthly housing cost: $3,544. This includes principal & interest ($2,840 at 6.36% with 20% down), property tax ($264/mo), HOA ($250/mo), and estimated insurance (~$190/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 43

Is 1138 ELGIN, Millcreek eligible for FHA or VA financing?

Accepted Answer

At $570,000, this property may exceed standard FHA loan limits and could require a conventional or jumbo loan. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 44

What is the estimated cap rate for 1138 ELGIN, Millcreek?

Accepted Answer

The estimated cap rate (net rental yield) for this property is 7.2%, based on estimated annual rent of $63,268 and a purchase price of $570,000. A cap rate above 6% is generally considered strong for residential investment.

Question 45

Is Millcreek a good rental market?

Accepted Answer

Estimated monthly rent in Millcreek is approximately $3,852. Homes in Millcreek sell in an average of 52 days, indicating healthy demand in this market. There are 105 active listings currently. Gross rental yield in this area: 11.1%. Utah's steady population growth continues to drive rental demand.

Question 46

Could 1138 ELGIN, Millcreek be a 1031 exchange property?

Accepted Answer

Yes, 1138 ELGIN, Millcreek could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 47

How does 1138 ELGIN, Millcreek compare to recently sold homes nearby?

Accepted Answer

Based on 7 comparable properties, the median sold price in this area is $495,000. This listing is 15% above the comparable median. It ranks Premium among similar listings by value. The median for this property type specifically is $534,900. Comparable analysis is based on similar size, age, and location.

Question 48

Is the Millcreek neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 0.9% over the past year. The current Zillow Home Value Index for this area is $367,568. This listing is priced at 155% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 49

What is the price trend in Millcreek?

Accepted Answer

Millcreek's median price has decreased 1.5% month-over-month. Current median: $632,700. Days on market have decreased by 32.4% month-over-month. Homes are selling at 98.9% of list price on average. Monitor these trends to time your offer strategically.

Question 50

Is 1138 ELGIN, Millcreek overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Strong Cash Flow." At 15% above comparable homes, the asking price is above the local median. Verify that premium features justify the price difference. Deal score: 72/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 51

What school district is 1138 ELGIN, Millcreek in?

Accepted Answer

This property is in the Granite school district. Assigned elementary: Rosecrest. Assigned middle: Evergreen. Assigned high: Olympus. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 52

How do nearby schools rank statewide?

Accepted Answer

Of the 6 nearby schools with state rankings, the highest-ranked is Rosecrest School at #151 statewide (59% performance score). Other ranked nearby schools include William Penn School (#191) and Olympus High (#229). Utah has approximately 1,000+ public schools, so a top-200 ranking indicates a strong-performing school.

Question 53

What parks are near 1138 ELGIN, Millcreek?

Accepted Answer

The nearest local park is Millcreek Common (0.7 miles away). The nearest state park is This Is The Place Heritage Park (3.9 miles).  Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 54

Is there a golf course near 1138 ELGIN, Millcreek?

Accepted Answer

The nearest golf course is Forest Dale Golf Course, 0.5 miles from the property. Utah has over 80 golf courses statewide with a season running from March through November in most areas. Close proximity to a golf course is a desirable feature that can enhance property value.

Question 55

What water activities are near 1138 ELGIN, Millcreek?

Accepted Answer

Water recreation near this property includes: Jordanelle Reservoir (24.3 mi).  Utah offers diverse water recreation from mountain reservoirs to desert lakes. Popular activities include boating, kayaking, paddle boarding, and fishing — a Utah fishing license is required for anglers.

Question 56

Is 1138 ELGIN, Millcreek move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 57

What updates might 1138 ELGIN, Millcreek need?

Accepted Answer

At 27 years old, common updates to consider include: roof replacement (if original), HVAC system update, water heater replacement. Current roof: Asphalt. Current heating: Gas: Central. These are general guidelines based on typical component lifespans — the actual condition depends on maintenance history. Always get a professional inspection and ask the seller for maintenance records and any recent upgrades.

Question 58

Does 1138 ELGIN, Millcreek come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 59

What is the lot like at 1138 ELGIN, Millcreek?

Accepted Answer

The lot is 0.01 acres.     Lot characteristics affect usability, privacy, and future improvement potential.

Question 60

What utilities are available at 1138 ELGIN, Millcreek?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Sewer: Public,Water Connected. Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 61

Does 1138 ELGIN, Millcreek have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Gas: Central. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating. The cooling system (Central Air) operates separately. Natural gas availability also supports gas ranges, water heaters, and fireplaces.

Question 62

Is there EV charging near 1138 ELGIN, Millcreek?

Accepted Answer

The nearest EV charging station is Powerpump Charging Station, approximately 0.6 miles from the property. With a 2-car garage, installing a home Level 2 EV charger is straightforward — most installations cost $500-$2,000 including the charger. Utah offers a growing EV charging network along major corridors and in urban centers. Convenient public charging is available nearby for supplemental needs.

1138 ELGIN, Millcreek, UT 84106

1138 E ELGIN AVE, Millcreek, UT 84106

About This Property

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Recreation NearbyScore: 71/100

Amenities NearbyScore: 92/100

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