Question 1

What is the asking price for 3728 2140, Millcreek?

Accepted Answer

3728 2140, Millcreek is listed at $995,000 ($315/sqft).  This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 3728 2140, Millcreek have?

Accepted Answer

This Residential features 5 bedrooms, 3 bathrooms, 3,157 square feet of living space. It is a 2-story home. The lot is 0.3 acres.

Question 3

When was 3728 2140, Millcreek built?

Accepted Answer

This property was built in 1960, making it 66 years old. This established home has character and may feature unique architectural details. A thorough inspection is recommended to assess systems and structure.

Question 4

What type of property is 3728 2140, Millcreek?

Accepted Answer

3728 2140, Millcreek is a Residential (Single Family Residence). The architectural style is Rambler/Ranch. It is located in the LOUISE GARDENS subdivision. Zoning: Single-Family.

Question 5

Does 3728 2140, Millcreek have a garage or parking?

Accepted Answer

Yes, this property includes a 4-car garage and 1 open parking space. Total parking capacity: 5 vehicles.

Question 6

Is there an HOA for 3728 2140, Millcreek?

Accepted Answer

No, this property is not part of a homeowners association, which means no monthly HOA fees. Homeowners maintain full control over their property without HOA restrictions or assessments.

Question 7

What are the property taxes for 3728 2140, Millcreek?

Accepted Answer

Annual property taxes for this property are approximately $4,365 (about $364/month). This represents an effective tax rate of approximately 0.44% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 3728 2140, Millcreek?

Accepted Answer

Interior features include: Bar: Dry, Bath: Primary, Disposal, Floor Drains, Gas Log. Exterior features include: Awning(s), Basement Entrance, Double Pane Windows, Entry (Foyer), Lighting. The home has 2 fireplaces.   View: Mountain(s).

Question 9

Is 3728 2140, Millcreek a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Standard" with a deal score of 4/100. The price is 16% above similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

How does this price compare to similar homes in Millcreek?

Accepted Answer

The median price for similar properties in the area is $860,000 (based on 10 homes). At $995,000, this listing is 16% above the median for comparable homes. It ranks #Premium among similar listings by value.

Question 11

What would the monthly mortgage payment be for 3728 2140, Millcreek?

Accepted Answer

At the current 30-year mortgage rate of 6.46% with 20% down, the estimated monthly principal and interest payment is $5,010. Including estimated taxes, the total monthly cost is approximately $5,374. A 15-year mortgage at 5.77% would be $6,619/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 12

How long has 3728 2140, Millcreek been on the market?

Accepted Answer

This property has been listed for 7 days. The average days on market in Millcreek is 60 days, meaning this listing is moving faster than the local average. This is a fresh listing — act quickly if interested.

Question 13

Is 3728 2140, Millcreek a good investment property?

Accepted Answer

Based on market rental data, this property has an estimated annual rent of $25,431 with a gross rental yield of 2.6%. Net rental yield (after estimated expenses): 1.7%.  Estimated debt service coverage ratio (DSCR): 0.32. Investor score: 21/100. These are estimates based on area comparables.

Question 14

What is the estimated rental income for 3728 2140, Millcreek?

Accepted Answer

Based on area comparables, the estimated monthly rent for this property is $2,119 ($25,428/year). The gross rent multiplier is 39.1x (lower is generally better for investors). Actual rental income will depend on property condition, local demand, and management approach.

Question 15

What lifestyle features does 3728 2140, Millcreek offer?

Accepted Answer

Propaired's AI has identified 1 lifestyle feature for this property: Hot Tub/Spa. The primary lifestyle niche is "hot_tub_spa." These tags are derived from MLS data, property features, and location analysis.

Question 16

What schools serve 3728 2140, Millcreek?

Accepted Answer

Assigned schools: Elementary: William Penn; Middle: Evergreen; High: Olympus.   School district: Granite.

Question 17

What is the internet speed at 3728 2140, Millcreek?

Accepted Answer

This property has a broadband score of 100/100 (Excellent). Best available speed: 8000 Mbps download / 8000 Mbps upload. Fiber internet is available at this address. Available providers: AT&T (100 Mbps, Fixed Wireless); CenturyLink (1000 Mbps, Fiber); CenturyLink (140 Mbps, DSL). Total providers: 12.

Question 18

Is 3728 2140, Millcreek in a flood zone?

Accepted Answer

This property is classified as low.  Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 19

How does this listing compare to the Millcreek market?

Accepted Answer

3728 2140, Millcreek is listed at $995,000, which is above the Millcreek median of $599,999 by $395,001. There are currently 79 active listings in Millcreek. Homes in Millcreek sell in an average of 60 days. The average sale-to-list ratio is 98.8%.

Question 20

How does this price compare to the Utah state average?

Accepted Answer

At $995,000, this property is above the Utah state median of $510,000 by $485,000. Millcreek prices are 18% above the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 21

What is the Propaired intelligence score for 3728 2140, Millcreek?

Accepted Answer

This property has a Propaired intelligence score of 11/100, combining deal value (4), recreation access (N/A), amenity proximity (N/A), broadband quality (100), and lifestyle features (1 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 22

What heating and cooling systems does 3728 2140, Millcreek have?

Accepted Answer

Heating: Forced Air,Gas: Central,Wall Furnace. Cooling: Central Air. Given the age of this home, it may be worth requesting a professional HVAC inspection to assess system efficiency and remaining lifespan. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 23

What type of roof does 3728 2140, Millcreek have?

Accepted Answer

The roof material is Asphalt,Pitched. Asphalt shingles typically last 20-30 years in Utah's climate. With a 66-year-old home, reviewing recent roof inspections is recommended.

Question 24

Does 3728 2140, Millcreek have a basement?

Accepted Answer

Yes, the basement is described as: Entrance,Full,Walk-Out Access. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 25

What is 3728 2140, Millcreek constructed from?

Accepted Answer

Construction materials include: Aluminum,Brick. Brick construction is durable and low-maintenance, offering excellent insulation and fire resistance.

Question 26

What type of flooring does 3728 2140, Millcreek have?

Accepted Answer

Flooring types include: Carpet,Hardwood,Tile. Hardwood floors are a premium feature that adds lasting value and can be refinished multiple times. Tile flooring is durable and ideal for high-traffic areas and bathrooms. Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 27

What are the water and sewer connections for 3728 2140, Millcreek?

Accepted Answer

Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public.  Municipal sewer service means no septic maintenance costs. Water is a critical consideration in Utah's arid climate.

Question 28

What would homeowner's insurance cost for 3728 2140, Millcreek?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $995,000, expect approximately $2,985-$4,975/year ($249-$415/month).  Older homes may see higher premiums due to outdated electrical or plumbing systems. Get multiple quotes — rates vary significantly by insurer.

Question 29

What are the estimated closing costs for 3728 2140, Millcreek?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $995,000, expect approximately $19,900-$49,750 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 30

How does the property tax compare to the list price at 3728 2140, Millcreek?

Accepted Answer

The annual property tax of $4,365 represents an effective rate of 0.44% relative to the list price of $995,000. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 31

What are the total estimated monthly costs for 3728 2140, Millcreek?

Accepted Answer

Estimated total monthly housing cost: $5,706. This includes principal & interest ($5,010 at 6.46% with 20% down), property tax ($364/mo), and estimated insurance (~$332/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 32

Is 3728 2140, Millcreek eligible for FHA or VA financing?

Accepted Answer

At $995,000, this property may exceed standard FHA loan limits and could require a conventional or jumbo loan. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 33

What is the estimated cap rate for 3728 2140, Millcreek?

Accepted Answer

The estimated cap rate (net rental yield) for this property is 1.7%, based on estimated annual rent of $25,431 and a purchase price of $995,000. Lower cap rates often indicate appreciation-focused markets where property values are expected to rise.

Question 34

Is Millcreek a good rental market?

Accepted Answer

Estimated monthly rent in Millcreek is approximately $2,016. Homes in Millcreek sell in an average of 60 days, indicating healthy demand in this market. There are 79 active listings currently. Gross rental yield in this area: 2.6%. Utah's steady population growth continues to drive rental demand.

Question 35

Could 3728 2140, Millcreek be a 1031 exchange property?

Accepted Answer

Yes, 3728 2140, Millcreek could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 36

How does 3728 2140, Millcreek compare to recently sold homes nearby?

Accepted Answer

Based on 10 comparable properties, the median sold price in this area is $860,000. This listing is 16% above the comparable median. It ranks Premium among similar listings by value. The median for this property type specifically is $850,000. Comparable analysis is based on similar size, age, and location.

Question 37

Is the Millcreek neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 2.6% over the past year. The current Zillow Home Value Index for this area is $621,390. This listing is priced at 160% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 38

What is the price trend in Millcreek?

Accepted Answer

Millcreek's median price has decreased 11.0% month-over-month. Current median: $599,999. Days on market have increased by 15.4% month-over-month. Homes are selling at 98.8% of list price on average. Monitor these trends to time your offer strategically.

Question 39

Is 3728 2140, Millcreek overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Standard." At 16% above comparable homes, the asking price is above the local median. Verify that premium features justify the price difference. Deal score: 4/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 40

What school district is 3728 2140, Millcreek in?

Accepted Answer

This property is in the Granite school district. Assigned elementary: William Penn. Assigned middle: Evergreen. Assigned high: Olympus. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 41

Is 3728 2140, Millcreek move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 42

What updates might 3728 2140, Millcreek need?

Accepted Answer

At 66 years old, common updates to consider include: roof replacement (if original), HVAC system update, electrical panel upgrade, water heater replacement. Current roof: Asphalt,Pitched. Current heating: Forced Air,Gas: Central,Wall Furnace. These are general guidelines based on typical component lifespans — the actual condition depends on maintenance history. Always get a professional inspection and ask the seller for maintenance records and any recent upgrades.

Question 43

Does 3728 2140, Millcreek come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 44

What is the lot like at 3728 2140, Millcreek?

Accepted Answer

The lot is 0.3 acres. Lot features: Corner Lot,Curb & Gutter,Fenced: Full,Road: Paved,Sprinkler: Auto-Full,View: Mountain. Terrain: Corner Lot, Curb & Gutter, Fenced: Full, Road: Paved, Sprinkler: Auto-Full, Terrain, Flat, View: Mountain. Views: Mountain(s).  Lot characteristics affect usability, privacy, and future improvement potential.

Question 45

What utilities are available at 3728 2140, Millcreek?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Sewer: Public,Water Connected. Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 46

Does 3728 2140, Millcreek have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Forced Air,Gas: Central,Wall Furnace. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating. The cooling system (Central Air) operates separately. Natural gas availability also supports gas ranges, water heaters, and fireplaces.

3728 2140, Millcreek, UT 84109

3728 S 2140 E, Millcreek, UT 84109

About This Property

Features & Amenities

Property Info

Financial

Structure & Systems

Parking

Schools

Property Intelligence

All Property Details

Millcreek Market Context

Location

Connect with a Buyer's Agent

Similar Homes

$950,000

$800,000

$1,389,900

$934,900

$825,000

Find Your Dream Home

Frequently Asked Questions

Discover