4459 500, Millcreek, UT 84107
3BD/—BA Residential in Millcreek, UT 84107. 1,599 sqft. Built 2026. Listed at $521,500. MLS #2135576.
3BD/—BA Residential in Millcreek, UT 84107. 1,599 sqft. Built 2026. Listed at $521,500. MLS #2135576.
$521,500
Towns at 45th & 5th. Ask about the amazing financing option that allows for 3% DOWN PAYMENT WITH NO MORTGAGE INSURANCE, ( pending buyer qualifications with preferred lenders, call for details ) This unit is under construction and will be ready by the end of June 2026. Enjoy modern living just minutes from dining, shopping, skiing, hiking & downtown SLC. This quality built home features quartz countertops, custom soft close cabinetry, open concept kitchen/great room, 9 ft ceilings, tankless water heater & a huge 2 car garage. Top that off with access to the community pool, clubhouse, gym, BBQ, fire-pit, playground, picnic area and more. All this in a central location of Millcreek. Other units available!. **Photos are of previous model**. ( Buyer to verify all information and square footage. )
Property Type
Residential
Property Style
Townhouse
Architectural Style
Townhouse; Row-mid
Stories
3
Subdivision
TOWNS AT 45TH & 5TH
County
Salt Lake
Zoning
Multi-Family
Construction
Brick,Stucco,Cement Siding
Lot Size
0.01 sq ft
Above Grade Area
1,599 sq ft
MLS #
2135576
Property Type
Residential
Property Style
Townhouse
Architectural Style
Townhouse; Row-mid
Stories
3
Subdivision
TOWNS AT 45TH & 5TH
County
Salt Lake
Zoning
Multi-Family
Construction
Brick,Stucco,Cement Siding
Lot Size
0.01 sq ft
Above Grade Area
1,599 sq ft
MLS #
2135576
List Price
$521,500
Original Price
$519,000
HOA Fees
$280 / Monthly
Annual Taxes
$2,500
Home Warranty
Yes
List Price
$521,500
Original Price
$519,000
HOA Fees
$280 / Monthly
Annual Taxes
$2,500
Home Warranty
Yes
Heating
Gas: Central
Cooling
Central Air
Roof
Flat
Flooring
Carpet
Basement
None
Materials
Brick,Stucco,Cement Siding
Appliances
Portable Dishwasher,Microwave
Patio & Porch
Porch: Open
Water Source
Culinary
Sewer
Sewer: Connected,Sewer: Private
Heating
Gas: Central
Cooling
Central Air
Roof
Flat
Flooring
Carpet
Basement
None
Materials
Brick,Stucco,Cement Siding
Appliances
Portable Dishwasher,Microwave
Patio & Porch
Porch: Open
Water Source
Culinary
Sewer
Sewer: Connected,Sewer: Private
Garage Spaces
2
Covered Spaces
2
Total Parking
2
Garage Spaces
2
Covered Spaces
2
Total Parking
2
Classification
Standard
Deal Score
30/100
vs Similar Homes
3% above
vs Market Median
1% above
Area Growth (YoY)
2.5%
Deal Score Breakdown
30/100
Priced 3% above the median of similar listings
Priced 1% above the per-subtype city median
2.5% year-over-year ZHVI growth in this area
LT net cashflow -$1,459/mo (-38.2% return on ownership cost) · STR net cashflow -$1,798/mo (-47.0% return). Uses the better of LT or STR against total monthly ownership cost (P&I, tax, insurance, HOA, maintenance).
No price reduction from original list
Ensemble scoring: the best single signal sets the floor, secondary qualifying signals (≥60) each add 5 points up to +20. A home that strongly wins on one dimension is already a great deal — it doesn't need to tick every box.
Monthly Rent
$2,686/mo
Range: $2,315 – $3,057
Net Monthly Cash Flow
−$1,459 /mo (−$17,513/yr)
Monthly rental income
Monthly ownership cost
Coverage
70%
Net /mo
−$1,459
DSCR
0.90
Est. Annual Revenue
$34,723/yr
$395/night · 39% occupancy · $131/bedroom · $0.43/sqft
Net Monthly Cash Flow
−$1,798 /mo (−$21,574/yr)
Monthly STR income
Monthly ownership cost
Coverage
76%
Net /mo
−$1,798
DSCR
0.77
Best Download
10 Gbps
Best Upload
10 Gbps
Fiber Available
Yes
Providers
15
Available Providers
$632,700
-18% vs median
51 days
110
$230,000 – $5,295,000
$2,500
$280/monthly
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