4459 500, Millcreek, UT 84107
3BD/—BA Residential in Millcreek, UT 84107. 1,599 sqft. Built 2026. Listed at $521,500. MLS #2135576.
3BD/—BA Residential in Millcreek, UT 84107. 1,599 sqft. Built 2026. Listed at $521,500. MLS #2135576.
Towns at 45th & 5th. Ask about the amazing financing option that allows for 3% DOWN PAYMENT WITH NO MORTGAGE INSURANCE plus a 2-1 Rate Buy Down, and $12,500 builder incentive on this unit! This unit is under construction and will be ready by the end of June 2026. Enjoy modern living just minutes from dining, shopping, skiing, hiking & downtown SLC. This quality built home features quartz countertops, custom soft close cabinetry, open concept kitchen/great room, 9 ft ceilings, tankless water heater & a huge 2 car garage. Top that off with access to the community pool, clubhouse, gym, BBQ, fire-pit, playground, picnic area and more. All this in a central location of Millcreek. Other units available!. **Photos are of previous model**. ( Buyer to verify all information and square footage. )
Property Type
Residential
Property Style
Townhouse
Architectural Style
Townhouse; Row-mid
Stories
3
Subdivision
TOWNS AT 45TH & 5TH
County
Salt Lake
Zoning
Multi-Family
Construction
Brick,Stucco,Cement Siding
Lot Size
0.01 sq ft
Above Grade Area
1,599 sq ft
MLS #
2135576
Property Type
Residential
Property Style
Townhouse
Architectural Style
Townhouse; Row-mid
Stories
3
Subdivision
TOWNS AT 45TH & 5TH
County
Salt Lake
Zoning
Multi-Family
Construction
Brick,Stucco,Cement Siding
Lot Size
0.01 sq ft
Above Grade Area
1,599 sq ft
MLS #
2135576
List Price
$521,500
Original Price
$519,000
HOA Fees
$280 / Monthly
Annual Taxes
$2,500
Home Warranty
Yes
List Price
$521,500
Original Price
$519,000
HOA Fees
$280 / Monthly
Annual Taxes
$2,500
Home Warranty
Yes
Heating
Gas: Central
Cooling
Central Air
Roof
Flat
Flooring
Carpet
Basement
None
Materials
Brick,Stucco,Cement Siding
Appliances
Portable Dishwasher,Microwave
Patio & Porch
Porch: Open
Water Source
Culinary
Sewer
Sewer: Connected,Sewer: Private
Heating
Gas: Central
Cooling
Central Air
Roof
Flat
Flooring
Carpet
Basement
None
Materials
Brick,Stucco,Cement Siding
Appliances
Portable Dishwasher,Microwave
Patio & Porch
Porch: Open
Water Source
Culinary
Sewer
Sewer: Connected,Sewer: Private
Garage Spaces
2
Covered Spaces
2
Total Parking
2
Garage Spaces
2
Covered Spaces
2
Total Parking
2
Classification
Standard
Deal Score
30/100
vs Similar Homes
0% above
vs Market Median
0% above
Area Growth (YoY)
2.2%
Deal Score Breakdown
30/100
Priced 0% above the median of similar listings
Priced 0% above the per-subtype city median
2.2% year-over-year ZHVI growth in this area
LT net cashflow -$1,642/mo (-43.2% return on ownership cost) · STR net cashflow -$1,824/mo (-48.0% return). Uses the better of LT or STR against total monthly ownership cost (P&I, tax, insurance, HOA, maintenance).
No price reduction from original list
Ensemble scoring: the best single signal sets the floor, secondary qualifying signals (≥60) each add 5 points up to +20. A home that strongly wins on one dimension is already a great deal — it doesn't need to tick every box.
Monthly Rent
$2,454/mo
Range: $2,068 – $2,841
Net Monthly Cash Flow
−$1,642 /mo (−$19,710/yr)
Monthly rental income
Monthly ownership cost
Coverage
65%
Net /mo
−$1,642
DSCR
0.83
Est. Annual Revenue
$33,905/yr
$389/night · 39% occupancy · $132/bedroom · $0.42/sqft
Net Monthly Cash Flow
−$1,824 /mo (−$21,889/yr)
Monthly STR income
Monthly ownership cost
Coverage
74%
Net /mo
−$1,824
DSCR
0.76
Elementary
James E. MossMiddle School
BonnevilleHigh School
CottonwoodSchool District
Granite
Best Download
10 Gbps
Best Upload
10 Gbps
Fiber Available
Yes
Providers
15
Available Providers
$650,000
-20% vs median
38 days
118
$214,000 – $4,495,000
$2,500
$280/monthly
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