Question 1

What is the asking price for 289 MAIN, Loa?

Accepted Answer

289 MAIN, Loa is listed at $679,900. The original list price was $735,000, representing a reduction of $55,100. This listing is currently active and available for showings.

Question 2

When was 289 MAIN, Loa built?

Accepted Answer

This property was built in 1963, making it 63 years old. This established home has character and may feature unique architectural details. A thorough inspection is recommended to assess systems and structure.

Question 3

What type of property is 289 MAIN, Loa?

Accepted Answer

289 MAIN, Loa is a Commercial Sale (Retail).   Zoning: Commercial.

Question 4

Is there an HOA for 289 MAIN, Loa?

Accepted Answer

No, this property is not part of a homeowners association, which means no monthly HOA fees. Homeowners maintain full control over their property without HOA restrictions or assessments.

Question 5

What are the property taxes for 289 MAIN, Loa?

Accepted Answer

Annual property taxes for this property are approximately $1,112 (about $93/month). This represents an effective tax rate of approximately 0.16% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 6

What are the key features of 289 MAIN, Loa?

Accepted Answer

Interior features include: Kitchen, Laundry: Central, Refrigerator, Restroom: Public, Video Camera(s). Exterior features include: Out Buildings.

Question 7

How long has 289 MAIN, Loa been on the market?

Accepted Answer

This property has been listed for 54 days.

Question 8

Is 289 MAIN, Loa suitable for horses?

Accepted Answer

Yes, this property is tagged as equestrian-friendly. The MLS listing confirms horse keeping is permitted. The 0.47-acre lot provides space for pasture and facilities. Check with the local municipality for any animal keeping permits required.

Question 9

What schools serve 289 MAIN, Loa?

Accepted Answer

There are 1 schools within 3 miles of this property. The highest-rated nearby school is Loa School with a 48% state performance score (0.4 miles away).

Question 10

What elementary school is near 289 MAIN, Loa?

Accepted Answer

The nearest elementary school is Loa School (0.4 miles away). State performance score: 48%. District: Wayne District. Propaired provides full school ratings and comparison data for all schools in this area.

Question 11

What heating and cooling systems does 289 MAIN, Loa have?

Accepted Answer

Heating: Electric,Space Heater. Cooling: Central Air,Evap. Cooler Roof. Given the age of this home, it may be worth requesting a professional HVAC inspection to assess system efficiency and remaining lifespan. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 12

What type of roof does 289 MAIN, Loa have?

Accepted Answer

The roof material is Flat. Ask the listing agent about the roof's age and any recent repairs. With a 63-year-old home, reviewing recent roof inspections is recommended.

Question 13

What type of flooring does 289 MAIN, Loa have?

Accepted Answer

Flooring types include: Tile,Concrete.  Tile flooring is durable and ideal for high-traffic areas and bathrooms.

Question 14

What would homeowner's insurance cost for 289 MAIN, Loa?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $679,900, expect approximately $2,040-$3,400/year ($170-$283/month).  Older homes may see higher premiums due to outdated electrical or plumbing systems. Get multiple quotes — rates vary significantly by insurer.

Question 15

What are the estimated closing costs for 289 MAIN, Loa?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $679,900, expect approximately $13,598-$33,995 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 16

How does the property tax compare to the list price at 289 MAIN, Loa?

Accepted Answer

The annual property tax of $1,112 represents an effective rate of 0.16% relative to the list price of $679,900. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 17

Is 289 MAIN, Loa eligible for FHA or VA financing?

Accepted Answer

At $679,900, this property may exceed standard FHA loan limits and could require a conventional or jumbo loan. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 18

Could 289 MAIN, Loa be a 1031 exchange property?

Accepted Answer

Yes, 289 MAIN, Loa could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 19

Is 289 MAIN, Loa move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 20

What updates might 289 MAIN, Loa need?

Accepted Answer

At 63 years old, common updates to consider include: roof replacement (if original), HVAC system update, electrical panel upgrade, water heater replacement. Current roof: Flat. Current heating: Electric,Space Heater. These are general guidelines based on typical component lifespans — the actual condition depends on maintenance history. Always get a professional inspection and ask the seller for maintenance records and any recent upgrades.

Question 21

Does 289 MAIN, Loa come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 22

What is the lot like at 289 MAIN, Loa?

Accepted Answer

The lot is 0.47 acres.     Lot characteristics affect usability, privacy, and future improvement potential.

Question 23

What utilities are available at 289 MAIN, Loa?

Accepted Answer

Available utilities include: Gas: Propane.   Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

289 MAIN, Loa, UT 84747

289 N MAIN ST, Loa, UT 84747

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