Question 1

What is the asking price for 40 CHRISTA, Garden City?

Accepted Answer

40 CHRISTA, Garden City is listed at $2,999,999.  This listing is currently active and available for showings.

Question 2

When was 40 CHRISTA, Garden City built?

Accepted Answer

This property was built in 2003, making it 23 years old. Built in the early 2000s, the home benefits from modern construction standards and may have updated systems.

Question 3

What type of property is 40 CHRISTA, Garden City?

Accepted Answer

40 CHRISTA, Garden City is a Commercial Sale (Hotel/Motel).  It is located in the FOOTHILL ESTATE subdivision. Zoning: Commercial.

Question 4

Is there an HOA for 40 CHRISTA, Garden City?

Accepted Answer

No, this property is not part of a homeowners association, which means no monthly HOA fees. Homeowners maintain full control over their property without HOA restrictions or assessments.

Question 5

What are the property taxes for 40 CHRISTA, Garden City?

Accepted Answer

Annual property taxes for this property are approximately $6,481 (about $540/month). This represents an effective tax rate of approximately 0.22% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 6

How long has 40 CHRISTA, Garden City been on the market?

Accepted Answer

This property has been listed for 175 days. The average days on market in Garden City is 150 days, meaning this listing is taking longer than the local average. Extended time on market may present negotiation opportunities for buyers.

Question 7

How does this listing compare to the Garden City market?

Accepted Answer

40 CHRISTA, Garden City is listed at $2,999,999, which is above the Garden City median of $670,000 by $2,329,999. There are currently 168 active listings in Garden City. Homes in Garden City sell in an average of 150 days. The average sale-to-list ratio is 97.1%.

Question 8

What is the Garden City real estate market like in 2026?

Accepted Answer

In 2026, the median home price in Garden City is $670,000. There are currently 168 active listings. Homes sell in an average of 150 days. The average sale-to-list ratio is 97.1%. This listing at $2,999,999 is above the Garden City 2026 median.

Question 9

Are there other homes for sale in Garden City?

Accepted Answer

Yes — there are currently 168 active listings in Garden City. Browse all Garden City homes for sale at propaired.ai/listings/ut/garden-city. Prices range around a median of $670,000. Homes in Garden City are selling in about 150 days on average.

Question 10

How does this price compare to the Utah state average?

Accepted Answer

At $2,999,999, this property is above the Utah state median of $517,990 by $2,482,009. Garden City prices are 29% above the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 11

What would homeowner's insurance cost for 40 CHRISTA, Garden City?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $2,999,999, expect approximately $9,000-$15,000/year ($750-$1,250/month).   Get multiple quotes — rates vary significantly by insurer.

Question 12

What are the estimated closing costs for 40 CHRISTA, Garden City?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $2,999,999, expect approximately $60,000-$150,000 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 13

How does the property tax compare to the list price at 40 CHRISTA, Garden City?

Accepted Answer

The annual property tax of $6,481 represents an effective rate of 0.22% relative to the list price of $2,999,999. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 14

Is 40 CHRISTA, Garden City eligible for FHA or VA financing?

Accepted Answer

At $2,999,999, this property may exceed standard FHA loan limits and could require a conventional or jumbo loan. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 15

Could 40 CHRISTA, Garden City be a 1031 exchange property?

Accepted Answer

Yes, 40 CHRISTA, Garden City could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 16

What is the price trend in Garden City?

Accepted Answer

Garden City's median price has decreased 4.2% month-over-month. Current median: $670,000. Days on market have increased by 50.4% month-over-month. Homes are selling at 97.1% of list price on average. Monitor these trends to time your offer strategically.

Question 17

Is 40 CHRISTA, Garden City move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 18

What updates might 40 CHRISTA, Garden City need?

Accepted Answer

At 23 years old, common updates to consider include: HVAC system update.   These are general guidelines based on typical component lifespans — the actual condition depends on maintenance history. Always get a professional inspection and ask the seller for maintenance records and any recent upgrades.

Question 19

Does 40 CHRISTA, Garden City come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 20

What is the lot like at 40 CHRISTA, Garden City?

Accepted Answer

The lot is 2.04 acres.     Lot characteristics affect usability, privacy, and future improvement potential.

40 CHRISTA, Garden City, UT 84028

40 N CHRISTA CIR, Garden City, UT 84028

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