1343 TRAPPER, Garden City, UT 84028
6BD/—BA Residential in Garden City, UT 84028. 4,296 sqft. Built 2022. Listed at $135,000. MLS #2115645.
6BD/—BA Residential in Garden City, UT 84028. 4,296 sqft. Built 2022. Listed at $135,000. MLS #2115645.
$135,000
Originally listed at $159,000
Swan Creek Village A Fractional Ownership Lakeside Retreat. Experience the Benefits of 1/8 Fractional Ownership at Swan Creek, Where 45 Nights a Year are Yours to Enjoy at this Stunning 6-Bedroom, 4-Bathroom Home in the Heart of Bear Lake Valley. Set in a Gated Community, this 4,296 Square-Foot Retreat, Offers Sweeping Views of Bear Lake and Provides the Perfect Setting for Relaxation and Family Fun. Built-in 2022, this Vacation Home Features Modern Finishes, Vaulted Ceilings, and an Expansive Deck Where You Can Take in the Beauty of the Lake. With Exclusive Ownership Access, You'll Enjoy a Private Hot Tub, Game Tables, and Plenty of Space for Making Lasting Family Memories-All While Sharing Costs and Responsibilities with Fellow Owners. Summer Weeks Are Still Available in 2025 for June & July. Multiple Families Can Own a 1/8th Fraction. Seller Will Finance Up To $30,000. The Remaining Balance Will Need to Be Cash. Annual Dues Approximately $400/mo for 2026.
Property Type
Residential
Property Style
Single Family Residence
Architectural Style
Rambler/Ranch
Stories
2
Subdivision
SWAN CREEK VILLAGE
County
Rich
Zoning
Single-Family
Construction
Asphalt,Composition,Cement Siding
Lot Size
0.33 sq ft
Above Grade Area
2,148 sq ft
Condition
Blt./Standing
MLS #
2115645
Property Type
Residential
Property Style
Single Family Residence
Architectural Style
Rambler/Ranch
Stories
2
Subdivision
SWAN CREEK VILLAGE
County
Rich
Zoning
Single-Family
Construction
Asphalt,Composition,Cement Siding
Lot Size
0.33 sq ft
Above Grade Area
2,148 sq ft
Condition
Blt./Standing
MLS #
2115645
List Price
$135,000
Original Price
$159,000
HOA Fees
$700 / Annually
Annual Taxes
$3,230
Home Warranty
No
List Price
$135,000
Original Price
$159,000
HOA Fees
$700 / Annually
Annual Taxes
$3,230
Home Warranty
No
Heating
Forced Air,Gas: Central,Propane
Cooling
Central Air
Roof
Asphalt
Flooring
Carpet,Laminate
Basement
Daylight,Full,Walk-Out Access
Materials
Asphalt,Composition,Cement Siding
Appliances
Ceiling Fan,Dryer,Microwave,Refrigerator,Washer
Laundry
Electric Dryer Hookup
Water Source
Culinary
Sewer
Sewer: Connected,Sewer: Public
View
Lake,Mountain(s)
Heating
Forced Air,Gas: Central,Propane
Cooling
Central Air
Roof
Asphalt
Flooring
Carpet,Laminate
Basement
Daylight,Full,Walk-Out Access
Materials
Asphalt,Composition,Cement Siding
Appliances
Ceiling Fan,Dryer,Microwave,Refrigerator,Washer
Laundry
Electric Dryer Hookup
Water Source
Culinary
Sewer
Sewer: Connected,Sewer: Public
View
Lake,Mountain(s)
Garage Spaces
2
Covered Spaces
2
Total Parking
10
Garage Spaces
2
Covered Spaces
2
Total Parking
10
Why this is a deal
Classification
Exceptional DealDeal Score
100/100
vs Similar Homes
83% below
vs Market Median
84% below
Price Reduced
15.1%
Area Growth (YoY)
4.3%
Deal Score Breakdown
100/100 · 4 qualifying signals
LT net cashflow +$4,545/mo (+381.4% return on ownership cost) · STR net cashflow +$760/mo (+63.8% return). Uses the better of LT or STR against total monthly ownership cost (P&I, tax, insurance, HOA, maintenance).
Priced 83% below the median of similar listings
Priced 84% below the per-subtype city median
15% price reduction from original list — seller may be motivated
4.3% year-over-year ZHVI growth in this area
Ensemble scoring: the best single signal sets the floor, secondary qualifying signals (≥60) each add 5 points up to +20. A home that strongly wins on one dimension is already a great deal — it doesn't need to tick every box.
Why this classification
Monthly Rent
$6,519/mo
Range: $4,291 – $8,748
Net Monthly Cash Flow
+$4,545 /mo (+$54,545/yr)
Monthly rental income
Monthly ownership cost
Coverage
547%
Net /mo
+$4,545
DSCR
8.39
Est. Annual Revenue
$33,455/yr
$285/night · 53% occupancy · $81/bedroom · $0.14/sqft
Net Monthly Cash Flow
+$760 /mo (+$9,124/yr)
Monthly STR income
Monthly ownership cost
Coverage
234%
Net /mo
+$760
DSCR
2.85
Best Download
500 Mbps
Best Upload
100 Mbps
Fiber Available
No
Providers
5
Available Providers
$699,000
-81% vs median
128 days
182
$72,150 – $4,400,000
$3,230
$700/annually
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