Question 1

What is the asking price for 2034 COTTAGE, Garden City?

Accepted Answer

2034 COTTAGE, Garden City is listed at $569,000 ($240/sqft).  This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 2034 COTTAGE, Garden City have?

Accepted Answer

This Residential features 5 bedrooms, 3 bathrooms, 2,366 square feet of living space. It is a 2-story home. The lot is 0.09 acres.

Question 3

When was 2034 COTTAGE, Garden City built?

Accepted Answer

This property was built in 2006, making it 20 years old. Built in the early 2000s, the home benefits from modern construction standards and may have updated systems.

Question 4

What type of property is 2034 COTTAGE, Garden City?

Accepted Answer

2034 COTTAGE, Garden City is a Residential (Single Family Residence). The architectural style is Rambler/Ranch. It is located in the BLUEWATER SUB subdivision. Zoning: Single-Family.

Question 5

Does 2034 COTTAGE, Garden City have a garage or parking?

Accepted Answer

Yes, this property includes a 2-car garage. Total parking capacity: 2 vehicles. The property also accommodates RV parking.

Question 6

Is there an HOA for 2034 COTTAGE, Garden City?

Accepted Answer

Yes, this property is part of a homeowners association. HOA fees are $120 monthly. HOA fees typically cover shared amenities, landscaping, and community maintenance.

Question 7

What are the property taxes for 2034 COTTAGE, Garden City?

Accepted Answer

Annual property taxes for this property are approximately $1,230 (about $103/month). This represents an effective tax rate of approximately 0.22% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 2034 COTTAGE, Garden City?

Accepted Answer

Interior features include: Bath: Primary, Disposal, Gas Log, Great Room, Jetted Tub. Exterior features include: Deck; Covered, Double Pane Windows, Entry (Foyer). The home has 1 fireplace.   View: Mountain(s).

Question 9

Is 2034 COTTAGE, Garden City a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Great Deal (vs Market)" with a deal score of 100/100. Key deal signals: Priced 7% below similar homes; Priced 21% below market median (per-type); 5.4% year-over-year market appreciation. The price is 7% below similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

How does this price compare to similar homes in Garden City?

Accepted Answer

The median price for similar properties in the area is $614,500 (based on 10 homes). At $569,000, this listing is 7% below the median for comparable homes. It ranks #Fair Price among similar listings by value.

Question 11

What would the monthly mortgage payment be for 2034 COTTAGE, Garden City?

Accepted Answer

At the current 30-year mortgage rate of 6.30% with 20% down, the estimated monthly principal and interest payment is $2,818. Including estimated taxes and HOA fees, the total monthly cost is approximately $3,041. A 15-year mortgage at 5.65% would be $3,756/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 12

How long has 2034 COTTAGE, Garden City been on the market?

Accepted Answer

This property has been listed for 179 days. The average days on market in Garden City is 184 days, meaning this listing is moving faster than the local average. Extended time on market may present negotiation opportunities for buyers.

Question 13

What lifestyle features does 2034 COTTAGE, Garden City offer?

Accepted Answer

Propaired's AI has identified 5 lifestyle features for this property: Golf Community, OHV/ATV Trails, RV-Friendly, Hot Tub/Spa, Historic/Character. The primary lifestyle niche is "golf_community." These tags are derived from MLS data, property features, and location analysis.

Question 14

What recreation is near 2034 COTTAGE, Garden City?

Accepted Answer

This property has a recreation score of 70/100. Nearby recreation includes: Limber Pine Nature trailhead (4.5 mi); Ideal Beach Commons park (0.4 mi); Bear Lake Golf Course (0.7 mi); Bear Lake State Park (3.9 mi). Skiing: Beaver Mountain Resort (9.4 mi). Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 15

Are there hiking trails near 2034 COTTAGE, Garden City?

Accepted Answer

Yes, the nearest trailhead is Limber Pine Nature, just 4.5 miles from the property. Bear Lake State Park is 3.9 miles away. Utah has over 10,000 miles of hiking trails across its diverse terrain, from desert canyons to alpine meadows.

Question 16

What amenities and services are near 2034 COTTAGE, Garden City?

Accepted Answer

This property has an amenity proximity score of 75/100. Nearby services include: Grocery: Pickleville Country Store (0.1 mi); Hospital: Sterling Urgent Care (SUC) (21.9 mi); Pharmacy: Bear Lake Drug Garden City (2.5 mi); Dining: Bear Lake Pizza (2.4 mi). Gas station: 2.7 miles. Gym: Bridgerland Adventure Park (2.4 mi).

Question 17

How far is the nearest hospital from 2034 COTTAGE, Garden City?

Accepted Answer

The nearest hospital is Sterling Urgent Care (SUC), approximately 21.9 miles from the property. The nearest fire station is 2.8 miles away. Proximity to emergency services is an important safety factor for homebuyers.

Question 18

What schools serve 2034 COTTAGE, Garden City?

Accepted Answer

Assigned schools: Elementary: North Rich; Middle: Rich; High: Rich.   School district: Rich.

Question 19

What high school is near 2034 COTTAGE, Garden City?

Accepted Answer

The nearest high school is Rich. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 20

What elementary school is near 2034 COTTAGE, Garden City?

Accepted Answer

The nearest elementary school is North Rich. Propaired provides full school ratings and comparison data for all schools in this area.

Question 21

What middle school is near 2034 COTTAGE, Garden City?

Accepted Answer

The nearest middle school is Rich.

Question 22

What is the internet speed at 2034 COTTAGE, Garden City?

Accepted Answer

This property has a broadband score of 100/100 (Excellent). Best available speed: 1000 Mbps download / 1000 Mbps upload. Fiber internet is available at this address. Available providers: AT&T (25 Mbps, Fixed Wireless); CentraCom (1000 Mbps, Fiber); CentraCom (500 Mbps, Fixed Wireless). Total providers: 6.

Question 23

Is 2034 COTTAGE, Garden City in a flood zone?

Accepted Answer

This property is classified as low.  Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 24

How does this listing compare to the Garden City market?

Accepted Answer

2034 COTTAGE, Garden City is listed at $569,000, which is below the Garden City median of $635,000 by $66,000. There are currently 148 active listings in Garden City. Homes in Garden City sell in an average of 184 days. The average sale-to-list ratio is 97.2%.

Question 25

What is the Garden City real estate market like in 2026?

Accepted Answer

In 2026, the median home price in Garden City is $635,000. There are currently 148 active listings. Homes sell in an average of 184 days. The average sale-to-list ratio is 97.2%. This listing at $569,000 is below the Garden City 2026 median.

Question 26

Are there other homes for sale in Garden City?

Accepted Answer

Yes — there are currently 148 active listings in Garden City. Browse all Garden City homes for sale at propaired.ai/listings/ut/garden-city. Prices range around a median of $635,000. Homes in Garden City are selling in about 184 days on average.

Question 27

How does this price compare to the Utah state average?

Accepted Answer

At $569,000, this property is above the Utah state median of $510,000 by $59,000. Garden City prices are 25% above the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 28

What is the Propaired intelligence score for 2034 COTTAGE, Garden City?

Accepted Answer

This property has a Propaired intelligence score of 77/100, combining deal value (100), recreation access (70), amenity proximity (75), broadband quality (100), and lifestyle features (5 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 29

What heating and cooling systems does 2034 COTTAGE, Garden City have?

Accepted Answer

Heating: Forced Air,Propane. Cooling: Central Air,Natural Ventilation. Modern HVAC systems typically last 15-20 years with proper maintenance. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 30

What type of roof does 2034 COTTAGE, Garden City have?

Accepted Answer

The roof material is Asphalt,Pitched. Asphalt shingles typically last 20-30 years in Utah's climate. With a 20-year-old home, reviewing recent roof inspections is recommended.

Question 31

Does 2034 COTTAGE, Garden City have a basement?

Accepted Answer

Yes, the basement is described as: Full. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 32

What is 2034 COTTAGE, Garden City constructed from?

Accepted Answer

Construction materials include: Asphalt,Stone,Stucco. Stone construction provides exceptional durability and a premium aesthetic.

Question 33

What type of flooring does 2034 COTTAGE, Garden City have?

Accepted Answer

Flooring types include: Carpet,Tile.  Tile flooring is durable and ideal for high-traffic areas and bathrooms. Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 34

What are the water and sewer connections for 2034 COTTAGE, Garden City?

Accepted Answer

Water source: Culinary. Sewer: Sewer: Connected.   Water is a critical consideration in Utah's arid climate.

Question 35

What shopping and dining is near 2034 COTTAGE, Garden City?

Accepted Answer

The nearest restaurant is Bear Lake Pizza (2.4 miles away) and the nearest grocery store is Pickleville Country Store (0.1 miles). Coffee: Moose Buns (2.7 mi). Banking: Zions Bank (3.4 mi). Overall amenity proximity score: 75/100.

Question 36

What would homeowner's insurance cost for 2034 COTTAGE, Garden City?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $569,000, expect approximately $1,707-$2,845/year ($142-$237/month).   Get multiple quotes — rates vary significantly by insurer.

Question 37

What are the estimated closing costs for 2034 COTTAGE, Garden City?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $569,000, expect approximately $11,380-$28,450 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 38

How does the property tax compare to the list price at 2034 COTTAGE, Garden City?

Accepted Answer

The annual property tax of $1,230 represents an effective rate of 0.22% relative to the list price of $569,000. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 39

What are the total estimated monthly costs for 2034 COTTAGE, Garden City?

Accepted Answer

Estimated total monthly housing cost: $3,231. This includes principal & interest ($2,818 at 6.30% with 20% down), property tax ($103/mo), HOA ($120/mo), and estimated insurance (~$190/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 40

Is 2034 COTTAGE, Garden City eligible for FHA or VA financing?

Accepted Answer

At $569,000, this property may exceed standard FHA loan limits and could require a conventional or jumbo loan. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 41

Could 2034 COTTAGE, Garden City be a 1031 exchange property?

Accepted Answer

Yes, 2034 COTTAGE, Garden City could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 42

How does 2034 COTTAGE, Garden City compare to recently sold homes nearby?

Accepted Answer

Based on 10 comparable properties, the median sold price in this area is $614,500. This listing is 7% below the comparable median. It ranks Fair Price among similar listings by value. The median for this property type specifically is $724,984. Comparable analysis is based on similar size, age, and location.

Question 43

Is the Garden City neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 5.4% over the past year. The current Zillow Home Value Index for this area is $612,957. This listing is priced at 93% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 44

What is the price trend in Garden City?

Accepted Answer

Garden City's median price has increased 24.5% month-over-month. Current median: $635,000. Days on market have increased by 184.7% month-over-month. Homes are selling at 97.2% of list price on average. Monitor these trends to time your offer strategically.

Question 45

Is 2034 COTTAGE, Garden City overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Great Deal (vs Market)." At 7% below comparable homes, this property appears competitively priced. Deal score: 100/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 46

What school district is 2034 COTTAGE, Garden City in?

Accepted Answer

This property is in the Rich school district. Assigned elementary: North Rich. Assigned middle: Rich. Assigned high: Rich. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 47

What parks are near 2034 COTTAGE, Garden City?

Accepted Answer

The nearest local park is Ideal Beach Commons (0.4 miles away). The nearest state park is Bear Lake State Park (3.9 miles).  Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 48

Is there a golf course near 2034 COTTAGE, Garden City?

Accepted Answer

The nearest golf course is Bear Lake Golf Course, 0.7 miles from the property. This property is located within a golf community, which may include membership benefits and golf course views. Close proximity to a golf course is a desirable feature that can enhance property value.

Question 49

What water activities are near 2034 COTTAGE, Garden City?

Accepted Answer

Water recreation near this property includes: Bear Lake (4.7 mi); boat ramp at Bear Lake State Park (4.0 mi).  Utah offers diverse water recreation from mountain reservoirs to desert lakes. Popular activities include boating, kayaking, paddle boarding, and fishing — a Utah fishing license is required for anglers.

Question 50

Is 2034 COTTAGE, Garden City move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 51

Does 2034 COTTAGE, Garden City come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 52

What is the lot like at 2034 COTTAGE, Garden City?

Accepted Answer

The lot is 0.09 acres. Lot features: Road: Paved,Sidewalks,Sprinkler: Auto-Full,View: Mountain. Terrain: Road: Paved, Sidewalks, Sprinkler: Auto-Full, Terrain, Flat, View: Mountain. Views: Mountain(s).  Lot characteristics affect usability, privacy, and future improvement potential.

Question 53

What utilities are available at 2034 COTTAGE, Garden City?

Accepted Answer

Available utilities include: Electricity Connected,Sewer Connected,Water Connected. Water source: Culinary. Sewer: Sewer: Connected. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 54

Is there EV charging near 2034 COTTAGE, Garden City?

Accepted Answer

The nearest EV charging station is ChargePoint Charging Station, approximately 2.7 miles from the property. With a 2-car garage, installing a home Level 2 EV charger is straightforward — most installations cost $500-$2,000 including the charger. Utah offers a growing EV charging network along major corridors and in urban centers. Convenient public charging is available nearby for supplemental needs.

Question 55

Is 2034 COTTAGE, Garden City a historic or character home?

Accepted Answer

This property has been identified as a historic or character home, meaning it features distinctive architectural details, craftsmanship, or historical significance. Built in 2006, it represents mid-century design elements. Architectural style: Rambler/Ranch. Historic homes may qualify for preservation tax credits. Consider potential limitations on exterior modifications if in a historic district.

Question 56

Can I park an RV or boat at 2034 COTTAGE, Garden City?

Accepted Answer

Yes, this property is tagged as RV-friendly, accommodating RV, boat, or trailer parking. The 0.09-acre lot provides ample space. In addition to the 2-car garage, there is space for large vehicle storage. RV parking capability is a sought-after feature in Utah given the state's proximity to national parks, lakes, and outdoor recreation. Verify any HOA restrictions on RV/boat parking if applicable.

2034 COTTAGE, Garden City, UT 84028

2034 S COTTAGE LN, Garden City, UT 84028

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