Question 1

What is the asking price for 550 STUMP HOLLOW, Garden City?

Accepted Answer

550 STUMP HOLLOW, Garden City is listed at $540,000 ($300/sqft). The original list price was $595,000, representing a reduction of $55,000. This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 550 STUMP HOLLOW, Garden City have?

Accepted Answer

This Residential features 3 bedrooms, 2 bathrooms, 1,800 square feet of living space. It is a 1-story home. The lot is 0.38 acres.

Question 3

When was 550 STUMP HOLLOW, Garden City built?

Accepted Answer

This property was built in 2002, making it 24 years old. Built in the early 2000s, the home benefits from modern construction standards and may have updated systems.

Question 4

What type of property is 550 STUMP HOLLOW, Garden City?

Accepted Answer

550 STUMP HOLLOW, Garden City is a Residential (Single Family Residence). The architectural style is Modular.

Question 5

Does 550 STUMP HOLLOW, Garden City have a garage or parking?

Accepted Answer

Yes, this property includes a 3-car garage. Total parking capacity: 3 vehicles.

Question 6

Is there an HOA for 550 STUMP HOLLOW, Garden City?

Accepted Answer

No, this property is not part of a homeowners association, which means no monthly HOA fees. Homeowners maintain full control over their property without HOA restrictions or assessments.

Question 7

What are the property taxes for 550 STUMP HOLLOW, Garden City?

Accepted Answer

Annual property taxes for this property are approximately $1,833 (about $153/month). This represents an effective tax rate of approximately 0.34% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 550 STUMP HOLLOW, Garden City?

Accepted Answer

Interior features include: Bath: Primary, Closet: Walk-In, Disposal, Kitchen: Updated, Range/Oven: Free Stdng.. Exterior features include: Double Pane Windows, Out Buildings, Lighting, Porch: Open, Skylights.    View: Mountain(s).

Question 9

How long has 550 STUMP HOLLOW, Garden City been on the market?

Accepted Answer

This property has been listed for 300 days. The average days on market in Garden City is 184 days, meaning this listing is taking longer than the local average. Extended time on market may present negotiation opportunities for buyers.

Question 10

What lifestyle features does 550 STUMP HOLLOW, Garden City offer?

Accepted Answer

Propaired's AI has identified 2 lifestyle features for this property: Short-Term Rental Potential, Manufactured Home. The primary lifestyle niche is "manufactured_home." These tags are derived from MLS data, property features, and location analysis.

Question 11

Is 550 STUMP HOLLOW, Garden City near skiing?

Accepted Answer

This property is within reach of skiing. Beaver Mountain Resort is 8.3 miles away. Utah's world-class resorts offer 500+ inches of annual snowfall and "The Greatest Snow on Earth."

Question 12

What recreation is near 550 STUMP HOLLOW, Garden City?

Accepted Answer

This property has a recreation score of 81/100. Nearby recreation includes: Limber Pine Nature trailhead (4.0 mi); Heritage Park park (0.2 mi); Bear Lake Golf Course (2.6 mi); Bear Lake State Park (1.9 mi). Skiing: Beaver Mountain Resort (8.3 mi). Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 13

Are there hiking trails near 550 STUMP HOLLOW, Garden City?

Accepted Answer

Yes, the nearest trailhead is Limber Pine Nature, just 4.0 miles from the property. Bear Lake State Park is 1.9 miles away. Utah has over 10,000 miles of hiking trails across its diverse terrain, from desert canyons to alpine meadows.

Question 14

What amenities and services are near 550 STUMP HOLLOW, Garden City?

Accepted Answer

This property has an amenity proximity score of 95/100. Nearby services include: Grocery: Bear Lake Market (0.8 mi); Hospital: Sterling Urgent Care (SUC) (21.6 mi); Pharmacy: Bear Lake Drug Garden City (0.5 mi); Dining: Bear Lake Pizza (0.5 mi). Gas station: 0.8 miles. Gym: The Shed Fit 365 (1.0 mi).

Question 15

How far is the nearest hospital from 550 STUMP HOLLOW, Garden City?

Accepted Answer

The nearest hospital is Sterling Urgent Care (SUC), approximately 21.6 miles from the property. The nearest fire station is 0.8 miles away. Proximity to emergency services is an important safety factor for homebuyers.

Question 16

What schools serve 550 STUMP HOLLOW, Garden City?

Accepted Answer

Assigned schools: Elementary: South Rich; Middle: Rich; High: Rich.   School district: Rich.

Question 17

What high school is near 550 STUMP HOLLOW, Garden City?

Accepted Answer

The nearest high school is Rich. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 18

What elementary school is near 550 STUMP HOLLOW, Garden City?

Accepted Answer

The nearest elementary school is South Rich. Propaired provides full school ratings and comparison data for all schools in this area.

Question 19

What middle school is near 550 STUMP HOLLOW, Garden City?

Accepted Answer

The nearest middle school is Rich.

Question 20

What is the internet speed at 550 STUMP HOLLOW, Garden City?

Accepted Answer

This property has a broadband score of 100/100 (Excellent). Best available speed: 1000 Mbps download / 1000 Mbps upload. Fiber internet is available at this address. Available providers: AT&T (25 Mbps, Fixed Wireless); CentraCom (1000 Mbps, Fiber); CentraCom (500 Mbps, Fixed Wireless). Total providers: 6.

Question 21

Is 550 STUMP HOLLOW, Garden City in a flood zone?

Accepted Answer

This property is classified as low.  Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 22

How does this listing compare to the Garden City market?

Accepted Answer

550 STUMP HOLLOW, Garden City is listed at $540,000, which is below the Garden City median of $635,000 by $95,000. There are currently 148 active listings in Garden City. Homes in Garden City sell in an average of 184 days. The average sale-to-list ratio is 97.2%.

Question 23

What is the Garden City real estate market like in 2026?

Accepted Answer

In 2026, the median home price in Garden City is $635,000. There are currently 148 active listings. Homes sell in an average of 184 days. The average sale-to-list ratio is 97.2%. This listing at $540,000 is below the Garden City 2026 median.

Question 24

Are there other homes for sale in Garden City?

Accepted Answer

Yes — there are currently 148 active listings in Garden City. Browse all Garden City homes for sale at propaired.ai/listings/ut/garden-city. Prices range around a median of $635,000. Homes in Garden City are selling in about 184 days on average.

Question 25

How does this price compare to the Utah state average?

Accepted Answer

At $540,000, this property is above the Utah state median of $510,000 by $30,000. Garden City prices are 25% above the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 26

What is the Propaired intelligence score for 550 STUMP HOLLOW, Garden City?

Accepted Answer

This property has a Propaired intelligence score of 46/100, combining deal value (N/A), recreation access (81), amenity proximity (95), broadband quality (100), and lifestyle features (2 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 27

What heating and cooling systems does 550 STUMP HOLLOW, Garden City have?

Accepted Answer

Heating: Forced Air,Propane. Cooling: Central Air. Modern HVAC systems typically last 15-20 years with proper maintenance. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 28

What type of roof does 550 STUMP HOLLOW, Garden City have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 24-year-old home, reviewing recent roof inspections is recommended.

Question 29

Does 550 STUMP HOLLOW, Garden City have a basement?

Accepted Answer

Yes, the basement is described as: None. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 30

What is 550 STUMP HOLLOW, Garden City constructed from?

Accepted Answer

Construction materials include: Aluminum. The construction type affects long-term maintenance requirements and insurance costs.

Question 31

What type of flooring does 550 STUMP HOLLOW, Garden City have?

Accepted Answer

Flooring types include: Carpet.   Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 32

What are the water and sewer connections for 550 STUMP HOLLOW, Garden City?

Accepted Answer

Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public.  Municipal sewer service means no septic maintenance costs. Water is a critical consideration in Utah's arid climate.

Question 33

What shopping and dining is near 550 STUMP HOLLOW, Garden City?

Accepted Answer

The nearest restaurant is Bear Lake Pizza (0.5 miles away) and the nearest grocery store is Bear Lake Market (0.8 miles). Coffee: Moose Buns (0.7 mi). Banking: Zions Bank (1.4 mi). Overall amenity proximity score: 95/100.

Question 34

What would homeowner's insurance cost for 550 STUMP HOLLOW, Garden City?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $540,000, expect approximately $1,620-$2,700/year ($135-$225/month).   Get multiple quotes — rates vary significantly by insurer.

Question 35

What are the estimated closing costs for 550 STUMP HOLLOW, Garden City?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $540,000, expect approximately $10,800-$27,000 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 36

How does the property tax compare to the list price at 550 STUMP HOLLOW, Garden City?

Accepted Answer

The annual property tax of $1,833 represents an effective rate of 0.34% relative to the list price of $540,000. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 37

Is 550 STUMP HOLLOW, Garden City eligible for FHA or VA financing?

Accepted Answer

At $540,000, this property may exceed standard FHA loan limits and could require a conventional or jumbo loan. VA loans have no price cap but require VA eligibility.   Manufactured homes have specific FHA requirements including permanent foundation certification. Consult a mortgage lender for personalized eligibility.

Question 38

Could 550 STUMP HOLLOW, Garden City be a 1031 exchange property?

Accepted Answer

Yes, 550 STUMP HOLLOW, Garden City could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 39

What is the price trend in Garden City?

Accepted Answer

Garden City's median price has increased 24.5% month-over-month. Current median: $635,000. Days on market have increased by 184.7% month-over-month. Homes are selling at 97.2% of list price on average. Monitor these trends to time your offer strategically.

Question 40

What school district is 550 STUMP HOLLOW, Garden City in?

Accepted Answer

This property is in the Rich school district. Assigned elementary: South Rich. Assigned middle: Rich. Assigned high: Rich. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 41

What parks are near 550 STUMP HOLLOW, Garden City?

Accepted Answer

The nearest local park is Heritage Park (0.2 miles away). The nearest state park is Bear Lake State Park (1.9 miles).  Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 42

Is there a golf course near 550 STUMP HOLLOW, Garden City?

Accepted Answer

The nearest golf course is Bear Lake Golf Course, 2.6 miles from the property. Utah has over 80 golf courses statewide with a season running from March through November in most areas. Close proximity to a golf course is a desirable feature that can enhance property value.

Question 43

What water activities are near 550 STUMP HOLLOW, Garden City?

Accepted Answer

Water recreation near this property includes: Bear Lake (4.2 mi); boat ramp at Bear Lake State Park (2.0 mi).  Utah offers diverse water recreation from mountain reservoirs to desert lakes. Popular activities include boating, kayaking, paddle boarding, and fishing — a Utah fishing license is required for anglers.

Question 44

Is 550 STUMP HOLLOW, Garden City move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 45

What updates might 550 STUMP HOLLOW, Garden City need?

Accepted Answer

At 24 years old, common updates to consider include: HVAC system update. Current roof: Asphalt. Current heating: Forced Air,Propane. These are general guidelines based on typical component lifespans — the actual condition depends on maintenance history. Always get a professional inspection and ask the seller for maintenance records and any recent upgrades.

Question 46

Does 550 STUMP HOLLOW, Garden City come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 47

What is the lot like at 550 STUMP HOLLOW, Garden City?

Accepted Answer

The lot is 0.38 acres. Lot features: Cul-De-Sac,Road: Paved,View: Mountain. Terrain: Cul-de-Sac, Road: Paved, Terrain, Flat, View: Mountain. Views: Mountain(s).  Lot characteristics affect usability, privacy, and future improvement potential.

Question 48

What utilities are available at 550 STUMP HOLLOW, Garden City?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Sewer: Public,Water Connected. Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 49

Is there EV charging near 550 STUMP HOLLOW, Garden City?

Accepted Answer

The nearest EV charging station is ChargePoint Charging Station, approximately 0.7 miles from the property. With a 3-car garage, installing a home Level 2 EV charger is straightforward — most installations cost $500-$2,000 including the charger. Utah offers a growing EV charging network along major corridors and in urban centers. Convenient public charging is available nearby for supplemental needs.

550 STUMP HOLLOW, Garden City, UT 84028

550 S STUMP HOLLOW RD, Garden City, UT 84028

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