Question 1

What is the asking price for 982 SPRUCE, Cedar City?

Accepted Answer

982 SPRUCE, Cedar City is listed at $355,000 ($149/sqft).  This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 982 SPRUCE, Cedar City have?

Accepted Answer

This Residential features 4 bedrooms, 2 bathrooms, 2,384 square feet of living space. It is a 1-story home. The lot is 0.25 acres.

Question 3

When was 982 SPRUCE, Cedar City built?

Accepted Answer

This property was built in 1972, making it 54 years old. This established home has character and may feature unique architectural details. A thorough inspection is recommended to assess systems and structure.

Question 4

What type of property is 982 SPRUCE, Cedar City?

Accepted Answer

982 SPRUCE, Cedar City is a Residential (Single Family Residence). The architectural style is Rambler/Ranch. It is located in the VALLEY VIEW SUBD subdivision. Zoning: Single-Family.

Question 5

Does 982 SPRUCE, Cedar City have a garage or parking?

Accepted Answer

Yes, this property includes a 2-car garage. Total parking capacity: 2 vehicles.

Question 6

Is there an HOA for 982 SPRUCE, Cedar City?

Accepted Answer

No, this property is not part of a homeowners association, which means no monthly HOA fees. Homeowners maintain full control over their property without HOA restrictions or assessments.

Question 7

What are the property taxes for 982 SPRUCE, Cedar City?

Accepted Answer

Annual property taxes for this property are approximately $1,614 (about $135/month). This represents an effective tax rate of approximately 0.45% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 982 SPRUCE, Cedar City?

Accepted Answer

Exterior features include: Patio: Open.    View: Mountain(s).

Question 9

Is 982 SPRUCE, Cedar City a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Great Deal (vs Similar)" with a deal score of 100/100. Key deal signals: Priced 34% below similar homes; Priced 9% below market value; 8.2% year-over-year market appreciation. The price is 34% below similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

How does this price compare to similar homes in Cedar City?

Accepted Answer

The median price for similar properties in the area is $539,000 (based on 10 homes). At $355,000, this listing is 34% below the median for comparable homes. It ranks #Deep Discount among similar listings by value.

Question 11

What would the monthly mortgage payment be for 982 SPRUCE, Cedar City?

Accepted Answer

At the current 30-year mortgage rate of 6.36% with 20% down, the estimated monthly principal and interest payment is $1,769. Including estimated taxes, the total monthly cost is approximately $1,904. A 15-year mortgage at 5.71% would be $2,352/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 12

How long has 982 SPRUCE, Cedar City been on the market?

Accepted Answer

This property has been listed for 0 days. The average days on market in Cedar City is 88 days, meaning this listing is moving faster than the local average. This is a fresh listing — act quickly if interested.

Question 13

Is 982 SPRUCE, Cedar City a good investment property?

Accepted Answer

Based on market rental data, this property has an estimated annual rent of $38,668 with a gross rental yield of 10.9%. Net rental yield (after estimated expenses): 7.1%.  Estimated debt service coverage ratio (DSCR): 1.60. Investor score: 80/100. These are estimates based on area comparables.

Question 14

What is the estimated rental income for 982 SPRUCE, Cedar City?

Accepted Answer

Based on area comparables, the estimated monthly rent for this property is $3,222 ($38,664/year). The gross rent multiplier is 9.2x (lower is generally better for investors). Actual rental income will depend on property condition, local demand, and management approach.

Question 15

What lifestyle features does 982 SPRUCE, Cedar City offer?

Accepted Answer

Propaired's AI has identified 3 lifestyle features for this property: Trail/Hiking Access, Fixer-Upper, Historic/Character. The primary lifestyle niche is "fixer_upper." These tags are derived from MLS data, property features, and location analysis.

Question 16

Is 982 SPRUCE, Cedar City a fixer-upper?

Accepted Answer

This property has been identified as a fixer-upper opportunity, meaning it may need renovation or updates but is priced accordingly. At 34% below comparable homes, there is potential upside after improvements. Get a thorough home inspection and renovation estimates before making an offer. An FHA 203(k) or Fannie Mae HomeStyle renovation loan may be applicable.

Question 17

What recreation is near 982 SPRUCE, Cedar City?

Accepted Answer

This property has a recreation score of 77/100. Nearby recreation includes: Red Canyon trailhead (1.9 mi); Park Discovery park (1.1 mi); Cedar Ridge Golf Course (2.6 mi); Frontier Homestead SP (1.2 mi); Zion NP — Kolob Canyons (I-15) (10.0 mi). Skiing: Brian Head Resort (11.8 mi). Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 18

Are there hiking trails near 982 SPRUCE, Cedar City?

Accepted Answer

Yes, the nearest trailhead is Red Canyon, just 1.9 miles from the property. Frontier Homestead SP is 1.2 miles away. Utah has over 10,000 miles of hiking trails across its diverse terrain, from desert canyons to alpine meadows.

Question 19

How far is 982 SPRUCE, Cedar City from a national park?

Accepted Answer

Zion NP — Kolob Canyons (I-15) is 10.0 miles from the property. Utah is home to five national parks (the "Mighty Five") — Zion, Bryce Canyon, Capitol Reef, Canyonlands, and Arches — plus numerous national monuments and recreation areas.

Question 20

What amenities and services are near 982 SPRUCE, Cedar City?

Accepted Answer

This property has an amenity proximity score of 58/100. Nearby services include: Grocery: Alvarado Produce (4.5 mi); Hospital: Heart of Dixie Vein and Vascular Center - Cedar City (3.7 mi); Pharmacy: DLPT (5.8 mi); Dining: Little Caesars (1.4 mi). Gas station: 3.7 miles. Gym: Spirit Wellness Club (3.3 mi).

Question 21

How far is the nearest hospital from 982 SPRUCE, Cedar City?

Accepted Answer

The nearest hospital is Heart of Dixie Vein and Vascular Center - Cedar City, approximately 3.7 miles from the property. The nearest fire station is 4.5 miles away. Proximity to emergency services is an important safety factor for homebuyers.

Question 22

What schools serve 982 SPRUCE, Cedar City?

Accepted Answer

Assigned schools: Elementary: East; Middle: Cedar Middle School; High: Cedar. There are 1 schools within 3 miles of this property. The highest-rated nearby school is Cedar Middle with a 53% state performance score (1.3 miles away). School district: Iron.

Question 23

What high school is near 982 SPRUCE, Cedar City?

Accepted Answer

The nearest high school is Cedar. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 24

What elementary school is near 982 SPRUCE, Cedar City?

Accepted Answer

The nearest elementary school is East. Propaired provides full school ratings and comparison data for all schools in this area.

Question 25

What middle school is near 982 SPRUCE, Cedar City?

Accepted Answer

The nearest middle school is Cedar Middle School.

Question 26

What is the internet speed at 982 SPRUCE, Cedar City?

Accepted Answer

This property has a broadband score of 100/100 (Excellent). Best available speed: 2000 Mbps download / 1000 Mbps upload. Fiber internet is available at this address. Available providers: CenturyLink (2000 Mbps, Fiber); CenturyLink (80 Mbps, DSL); HughesNet (50 Mbps, Satellite). Total providers: 10.

Question 27

Is 982 SPRUCE, Cedar City in a flood zone?

Accepted Answer

This property is classified as low.  Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 28

How does this listing compare to the Cedar City market?

Accepted Answer

982 SPRUCE, Cedar City is listed at $355,000, which is below the Cedar City median of $440,000 by $85,000. There are currently 162 active listings in Cedar City. Homes in Cedar City sell in an average of 88 days. The average sale-to-list ratio is 98.3%.

Question 29

What is the Cedar City real estate market like in 2026?

Accepted Answer

In 2026, the median home price in Cedar City is $440,000. There are currently 162 active listings. Homes sell in an average of 88 days. The average sale-to-list ratio is 98.3%. This listing at $355,000 is below the Cedar City 2026 median.

Question 30

Are there other homes for sale in Cedar City?

Accepted Answer

Yes — there are currently 162 active listings in Cedar City. Browse all Cedar City homes for sale at propaired.ai/listings/ut/cedar-city. Prices range around a median of $440,000. Homes in Cedar City are selling in about 88 days on average.

Question 31

What is the Cedar City neighborhood like?

Accepted Answer

High desert community. Gateway to Cedar Breaks and red rock hiking. Outdoor recreation, good schools, affordable, small-town feel with amenities. Cedar City is known for: high-desert, outdoor-recreation, affordable, red-rock. Population: approximately 33,000. Explore the full Cedar City market data and community guide on Propaired.

Question 32

How does this price compare to the Utah state average?

Accepted Answer

At $355,000, this property is below the Utah state median of $517,990 by $162,990. Cedar City prices are 15% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 33

What is the Propaired intelligence score for 982 SPRUCE, Cedar City?

Accepted Answer

This property has a Propaired intelligence score of 75/100, combining deal value (100), recreation access (77), amenity proximity (58), broadband quality (100), and lifestyle features (3 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 34

Does 982 SPRUCE, Cedar City have a basement?

Accepted Answer

Yes, the basement is described as: None. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 35

What are the water and sewer connections for 982 SPRUCE, Cedar City?

Accepted Answer

Water source: Culinary. Sewer: Sewer: Connected.   Water is a critical consideration in Utah's arid climate.

Question 36

What is the commute like from 982 SPRUCE, Cedar City?

Accepted Answer

982 SPRUCE, Cedar City is located in Cedar City, in the Southern Utah region of Utah. With a population of approximately 33,000, Cedar City offers a residential setting. Commute times vary by destination — most Wasatch Front cities are within 30-60 minutes of downtown Salt Lake City via I-15. Consider rush-hour traffic patterns when evaluating this location.

Question 37

What shopping and dining is near 982 SPRUCE, Cedar City?

Accepted Answer

The nearest restaurant is Little Caesars (1.4 miles away) and the nearest grocery store is Alvarado Produce (4.5 miles). Coffee: 21eleven Coffee House and Event Center (4.0 mi). Banking: State Bank of Southern Utah (18.3 mi). Overall amenity proximity score: 58/100.

Question 38

What is the Cedar City community like?

Accepted Answer

Cedar City is known for: high-desert, outdoor-recreation, affordable, red-rock, hiking. The city has approximately 33,000 residents. The median home price in Cedar City is $350,000. Explore the full Cedar City community profile on Propaired for detailed neighborhood insights.

Question 39

What would homeowner's insurance cost for 982 SPRUCE, Cedar City?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $355,000, expect approximately $1,065-$1,775/year ($89-$148/month).  Older homes may see higher premiums due to outdated electrical or plumbing systems. Get multiple quotes — rates vary significantly by insurer.

Question 40

What are the estimated closing costs for 982 SPRUCE, Cedar City?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $355,000, expect approximately $7,100-$17,750 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 41

How does the property tax compare to the list price at 982 SPRUCE, Cedar City?

Accepted Answer

The annual property tax of $1,614 represents an effective rate of 0.45% relative to the list price of $355,000. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 42

What are the total estimated monthly costs for 982 SPRUCE, Cedar City?

Accepted Answer

Estimated total monthly housing cost: $2,022. This includes principal & interest ($1,769 at 6.36% with 20% down), property tax ($135/mo), and estimated insurance (~$118/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 43

Is 982 SPRUCE, Cedar City eligible for FHA or VA financing?

Accepted Answer

At $355,000, this property is likely within FHA loan limits for most Utah counties. VA loans have no price cap but require VA eligibility.  FHA 203(k) renovation loans may be an option for this property.  Consult a mortgage lender for personalized eligibility.

Question 44

What is the estimated cap rate for 982 SPRUCE, Cedar City?

Accepted Answer

The estimated cap rate (net rental yield) for this property is 7.1%, based on estimated annual rent of $38,668 and a purchase price of $355,000. A cap rate above 6% is generally considered strong for residential investment.

Question 45

Is Cedar City a good rental market?

Accepted Answer

Estimated monthly rent in Cedar City is approximately $3,004. Homes in Cedar City sell in an average of 88 days, indicating moderate demand in this market. There are 162 active listings currently. Gross rental yield in this area: 10.9%. Utah's steady population growth continues to drive rental demand.

Question 46

Could 982 SPRUCE, Cedar City be a 1031 exchange property?

Accepted Answer

Yes, 982 SPRUCE, Cedar City could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 47

How does 982 SPRUCE, Cedar City compare to recently sold homes nearby?

Accepted Answer

Based on 10 comparable properties, the median sold price in this area is $539,000. This listing is 34% below the comparable median. It ranks Deep Discount among similar listings by value. The median for this property type specifically is $599,900. Comparable analysis is based on similar size, age, and location.

Question 48

Is the Cedar City neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 8.2% over the past year. The current Zillow Home Value Index for this area is $281,845. This listing is priced at 126% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 49

What is the price trend in Cedar City?

Accepted Answer

Cedar City's median price has increased 8.6% month-over-month. Current median: $440,000. Days on market have increased by 8.4% month-over-month. Homes are selling at 98.3% of list price on average. Monitor these trends to time your offer strategically.

Question 50

Is 982 SPRUCE, Cedar City overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Great Deal (vs Similar)." At 34% below comparable homes, this property appears competitively priced. Deal score: 100/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 51

What school district is 982 SPRUCE, Cedar City in?

Accepted Answer

This property is in the Iron school district. Assigned elementary: East. Assigned middle: Cedar Middle School. Assigned high: Cedar. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 52

What parks are near 982 SPRUCE, Cedar City?

Accepted Answer

The nearest local park is Park Discovery (1.1 miles away). The nearest state park is Frontier Homestead SP (1.2 miles). Nearest national park: Zion NP — Kolob Canyons (I-15) (10.0 miles). Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 53

Is there a golf course near 982 SPRUCE, Cedar City?

Accepted Answer

The nearest golf course is Cedar Ridge Golf Course, 2.6 miles from the property. Utah has over 80 golf courses statewide with a season running from March through November in most areas. Close proximity to a golf course is a desirable feature that can enhance property value.

Question 54

What water activities are near 982 SPRUCE, Cedar City?

Accepted Answer

Water recreation near this property includes: boat ramp at Yankee Meadows (17.0 mi).  Utah offers diverse water recreation from mountain reservoirs to desert lakes. Popular activities include boating, kayaking, paddle boarding, and fishing — a Utah fishing license is required for anglers.

Question 55

Is 982 SPRUCE, Cedar City move-in ready?

Accepted Answer

This property has been identified as a fixer-upper and likely requires renovation before occupying.

Question 56

What updates might 982 SPRUCE, Cedar City need?

Accepted Answer

At 54 years old, common updates to consider include: roof replacement (if original), HVAC system update, electrical panel upgrade, water heater replacement.   These are general guidelines based on typical component lifespans — the actual condition depends on maintenance history. Always get a professional inspection and ask the seller for maintenance records and any recent upgrades.

Question 57

Does 982 SPRUCE, Cedar City come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 58

What is the lot like at 982 SPRUCE, Cedar City?

Accepted Answer

The lot is 0.25 acres. Lot features: View: Mountain. Terrain: View: Mountain. Views: Mountain(s).  Lot characteristics affect usability, privacy, and future improvement potential.

Question 59

What utilities are available at 982 SPRUCE, Cedar City?

Accepted Answer

Available utilities include: Electricity Connected,Sewer Connected,Water Connected. Water source: Culinary. Sewer: Sewer: Connected. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 60

Is there EV charging near 982 SPRUCE, Cedar City?

Accepted Answer

The nearest EV charging station is Tesla Supercharger, approximately 6.3 miles from the property. With a 2-car garage, installing a home Level 2 EV charger is straightforward — most installations cost $500-$2,000 including the charger. Utah offers a growing EV charging network along major corridors and in urban centers.

Question 61

Is 982 SPRUCE, Cedar City a historic or character home?

Accepted Answer

This property has been identified as a historic or character home, meaning it features distinctive architectural details, craftsmanship, or historical significance. Built in 1972, it represents mid-century design elements. Architectural style: Rambler/Ranch. Historic homes may qualify for preservation tax credits. Consider potential limitations on exterior modifications if in a historic district.

982 SPRUCE, Cedar City, UT 84720

982 SPRUCE ST, Cedar City, UT 84720

About This Property

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Amenities NearbyScore: 58/100

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