Question 1

What is the asking price for 3648 MONARCH, Cedar City?

Accepted Answer

3648 MONARCH, Cedar City is listed at $515,000 ($287/sqft). The original list price was $525,000, representing a reduction of $10,000. This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 3648 MONARCH, Cedar City have?

Accepted Answer

This Residential features 3 bedrooms, 2 bathrooms, 1,794 square feet of living space. It is a 1-story home. The lot is 0.29 acres.

Question 3

When was 3648 MONARCH, Cedar City built?

Accepted Answer

This property was built in 2023, making it 3 years old. As a newer construction, it likely features modern building codes, energy-efficient systems, and contemporary finishes.

Question 4

What type of property is 3648 MONARCH, Cedar City?

Accepted Answer

3648 MONARCH, Cedar City is a Residential (Single Family Residence). The architectural style is Rambler/Ranch. It is located in the MONARCH MEADOWS SUBDIVISION subdivision. Zoning: Single-Family.

Question 5

Does 3648 MONARCH, Cedar City have a garage or parking?

Accepted Answer

Yes, this property includes a 3-car garage. Total parking capacity: 3 vehicles.

Question 6

Is there an HOA for 3648 MONARCH, Cedar City?

Accepted Answer

No, this property is not part of a homeowners association, which means no monthly HOA fees. Homeowners maintain full control over their property without HOA restrictions or assessments.

Question 7

What are the property taxes for 3648 MONARCH, Cedar City?

Accepted Answer

Annual property taxes for this property are approximately $1,769 (about $147/month). This represents an effective tax rate of approximately 0.34% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 3648 MONARCH, Cedar City?

Accepted Answer

Interior features include: Bath: Sep. Tub/Shower, Disposal, Range/Oven: Free Stdng., Granite Countertops. Exterior features include: Double Pane Windows, Patio: Covered.

Question 9

Is 3648 MONARCH, Cedar City a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Standard" with a deal score of 65/100. Key deal signals: Priced 6% below market median (per-type). The price is 5% below similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

How does this price compare to similar homes in Cedar City?

Accepted Answer

The median price for similar properties in the area is $541,500 (based on 10 homes). At $515,000, this listing is 5% below the median for comparable homes. It ranks #Fair Price among similar listings by value.

Question 11

Has the price been reduced on 3648 MONARCH, Cedar City?

Accepted Answer

Yes, the price has been reduced by 1.9% from the original list price of $525,000 to the current price of $515,000 — a reduction of $10,000. Price reductions can indicate seller motivation or market adjustment.

Question 12

What would the monthly mortgage payment be for 3648 MONARCH, Cedar City?

Accepted Answer

At the current 30-year mortgage rate of 6.30% with 20% down, the estimated monthly principal and interest payment is $2,550. Including estimated taxes, the total monthly cost is approximately $2,697. A 15-year mortgage at 5.65% would be $3,399/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 13

How long has 3648 MONARCH, Cedar City been on the market?

Accepted Answer

This property has been listed for 29 days. The average days on market in Cedar City is 90 days, meaning this listing is moving faster than the local average.

Question 14

Is 3648 MONARCH, Cedar City a good investment property?

Accepted Answer

Based on market rental data, this property has an estimated annual rent of $21,390 with a gross rental yield of 4.2%. Net rental yield (after estimated expenses): 2.7%.  Estimated debt service coverage ratio (DSCR): 0.62. Investor score: 49/100. These are estimates based on area comparables.

Question 15

What is the estimated rental income for 3648 MONARCH, Cedar City?

Accepted Answer

Based on area comparables, the estimated monthly rent for this property is $1,782 ($21,384/year). The gross rent multiplier is 24.1x (lower is generally better for investors). Actual rental income will depend on property condition, local demand, and management approach.

Question 16

What lifestyle features does 3648 MONARCH, Cedar City offer?

Accepted Answer

Propaired's AI has identified 1 lifestyle feature for this property: Scenic Views. The primary lifestyle niche is "scenic_views." These tags are derived from MLS data, property features, and location analysis.

Question 17

What recreation is near 3648 MONARCH, Cedar City?

Accepted Answer

This property has a recreation score of 56/100. Nearby recreation includes: Three Peaks trailhead (4.4 mi); Cottonwood Park park (1.1 mi); Cedar Ridge Golf Course (3.9 mi); Frontier Homestead SP (5.2 mi); Zion NP — Kolob Canyons (I-15) (16.1 mi). Skiing: Brian Head Resort (13.8 mi). Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 18

Are there hiking trails near 3648 MONARCH, Cedar City?

Accepted Answer

Yes, the nearest trailhead is Three Peaks, just 4.4 miles from the property. Frontier Homestead SP is 5.2 miles away. Utah has over 10,000 miles of hiking trails across its diverse terrain, from desert canyons to alpine meadows.

Question 19

How far is 3648 MONARCH, Cedar City from a national park?

Accepted Answer

Zion NP — Kolob Canyons (I-15) is 16.1 miles from the property. Utah is home to five national parks (the "Mighty Five") — Zion, Bryce Canyon, Capitol Reef, Canyonlands, and Arches — plus numerous national monuments and recreation areas.

Question 20

What amenities and services are near 3648 MONARCH, Cedar City?

Accepted Answer

This property has an amenity proximity score of 71/100. Nearby services include: Grocery: Alvarado Produce (1.9 mi); Hospital: Heart of Dixie Vein and Vascular Center - Cedar City (2.9 mi); Pharmacy: DLPT (5.9 mi); Dining: Glover's Cast Iron Grill (2.0 mi). Gas station: 2.1 miles. Gym: Cedar City Strength and Conditioning (1.8 mi).

Question 21

How far is the nearest hospital from 3648 MONARCH, Cedar City?

Accepted Answer

The nearest hospital is Heart of Dixie Vein and Vascular Center - Cedar City, approximately 2.9 miles from the property. The nearest fire station is 2.1 miles away. Proximity to emergency services is an important safety factor for homebuyers.

Question 22

What schools serve 3648 MONARCH, Cedar City?

Accepted Answer

Assigned schools: Elementary: None/Other; Middle: None/Other; High: None/Other. There are 1 schools within 3 miles of this property. The highest-rated nearby school is Canyon View High with a 57% state performance score (2.4 miles away). School district: Washington.

Question 23

What high school is near 3648 MONARCH, Cedar City?

Accepted Answer

The nearest high school is None/Other. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 24

What elementary school is near 3648 MONARCH, Cedar City?

Accepted Answer

The nearest elementary school is None/Other. Propaired provides full school ratings and comparison data for all schools in this area.

Question 25

What middle school is near 3648 MONARCH, Cedar City?

Accepted Answer

The nearest middle school is None/Other.

Question 26

What is the internet speed at 3648 MONARCH, Cedar City?

Accepted Answer

This property has a broadband score of 100/100 (Excellent). Best available speed: 1000 Mbps download / 1000 Mbps upload. Fiber internet is available at this address. Available providers: AT&T (25 Mbps, Fixed Wireless); CenturyLink (100 Mbps, DSL); HughesNet (50 Mbps, Satellite). Total providers: 9.

Question 27

Is 3648 MONARCH, Cedar City in a flood zone?

Accepted Answer

This property is classified as low.  Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 28

How does this listing compare to the Cedar City market?

Accepted Answer

3648 MONARCH, Cedar City is listed at $515,000, which is above the Cedar City median of $423,000 by $92,000. There are currently 140 active listings in Cedar City. Homes in Cedar City sell in an average of 90 days. The average sale-to-list ratio is 98.9%.

Question 29

What is the Cedar City real estate market like in 2026?

Accepted Answer

In 2026, the median home price in Cedar City is $423,000. There are currently 140 active listings. Homes sell in an average of 90 days. The average sale-to-list ratio is 98.9%. This listing at $515,000 is above the Cedar City 2026 median.

Question 30

Are there other homes for sale in Cedar City?

Accepted Answer

Yes — there are currently 140 active listings in Cedar City. Browse all Cedar City homes for sale at propaired.ai/listings/ut/cedar-city. Prices range around a median of $423,000. Homes in Cedar City are selling in about 90 days on average.

Question 31

What is the Cedar City neighborhood like?

Accepted Answer

High desert community. Gateway to Cedar Breaks and red rock hiking. Outdoor recreation, good schools, affordable, small-town feel with amenities. Cedar City is known for: high-desert, outdoor-recreation, affordable, red-rock. Population: approximately 33,000. Explore the full Cedar City market data and community guide on Propaired.

Question 32

How does this price compare to the Utah state average?

Accepted Answer

At $515,000, this property is above the Utah state median of $510,000 by $5,000. Cedar City prices are 17% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 33

What is the Propaired intelligence score for 3648 MONARCH, Cedar City?

Accepted Answer

This property has a Propaired intelligence score of 52/100, combining deal value (65), recreation access (56), amenity proximity (71), broadband quality (100), and lifestyle features (1 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 34

What heating and cooling systems does 3648 MONARCH, Cedar City have?

Accepted Answer

Heating: Gas: Central. Cooling: Central Air. Modern HVAC systems typically last 15-20 years with proper maintenance. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 35

What type of roof does 3648 MONARCH, Cedar City have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 3-year-old home, reviewing recent roof inspections is recommended.

Question 36

Does 3648 MONARCH, Cedar City have a basement?

Accepted Answer

Yes, the basement is described as: None. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 37

What is 3648 MONARCH, Cedar City constructed from?

Accepted Answer

Construction materials include: Concrete,Stone,Stucco. Stone construction provides exceptional durability and a premium aesthetic.

Question 38

What type of flooring does 3648 MONARCH, Cedar City have?

Accepted Answer

Flooring types include: Carpet.   Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 39

What are the water and sewer connections for 3648 MONARCH, Cedar City?

Accepted Answer

Water source: Culinary. Sewer: Sewer: Available.   Water is a critical consideration in Utah's arid climate.

Question 40

What is the commute like from 3648 MONARCH, Cedar City?

Accepted Answer

3648 MONARCH, Cedar City is located in Cedar City, in the Southern Utah region of Utah. With a population of approximately 33,000, Cedar City offers a residential setting. Commute times vary by destination — most Wasatch Front cities are within 30-60 minutes of downtown Salt Lake City via I-15. Consider rush-hour traffic patterns when evaluating this location.

Question 41

What shopping and dining is near 3648 MONARCH, Cedar City?

Accepted Answer

The nearest restaurant is Glover's Cast Iron Grill (2.0 miles away) and the nearest grocery store is Alvarado Produce (1.9 miles). Coffee: Starbucks (2.6 mi). Banking: Mountain America Credit Union (4.5 mi). Overall amenity proximity score: 71/100.

Question 42

What is the Cedar City community like?

Accepted Answer

Cedar City is known for: high-desert, outdoor-recreation, affordable, red-rock, hiking. The city has approximately 33,000 residents. The median home price in Cedar City is $350,000. Explore the full Cedar City community profile on Propaired for detailed neighborhood insights.

Question 43

What would homeowner's insurance cost for 3648 MONARCH, Cedar City?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $515,000, expect approximately $1,545-$2,575/year ($129-$215/month).   Get multiple quotes — rates vary significantly by insurer.

Question 44

What are the estimated closing costs for 3648 MONARCH, Cedar City?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $515,000, expect approximately $10,300-$25,750 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 45

How does the property tax compare to the list price at 3648 MONARCH, Cedar City?

Accepted Answer

The annual property tax of $1,769 represents an effective rate of 0.34% relative to the list price of $515,000. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 46

What are the total estimated monthly costs for 3648 MONARCH, Cedar City?

Accepted Answer

Estimated total monthly housing cost: $2,869. This includes principal & interest ($2,550 at 6.30% with 20% down), property tax ($147/mo), and estimated insurance (~$172/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 47

Is 3648 MONARCH, Cedar City eligible for FHA or VA financing?

Accepted Answer

At $515,000, this property is likely within FHA loan limits for most Utah counties. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 48

What is the estimated cap rate for 3648 MONARCH, Cedar City?

Accepted Answer

The estimated cap rate (net rental yield) for this property is 2.7%, based on estimated annual rent of $21,390 and a purchase price of $515,000. Lower cap rates often indicate appreciation-focused markets where property values are expected to rise.

Question 49

Is Cedar City a good rental market?

Accepted Answer

Estimated monthly rent in Cedar City is approximately $1,920. Homes in Cedar City sell in an average of 90 days, indicating moderate demand in this market. There are 140 active listings currently. Gross rental yield in this area: 4.2%. Utah's steady population growth continues to drive rental demand.

Question 50

Could 3648 MONARCH, Cedar City be a 1031 exchange property?

Accepted Answer

Yes, 3648 MONARCH, Cedar City could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 51

How does 3648 MONARCH, Cedar City compare to recently sold homes nearby?

Accepted Answer

Based on 10 comparable properties, the median sold price in this area is $541,500. This listing is 5% below the comparable median. It ranks Fair Price among similar listings by value. The median for this property type specifically is $549,950. Comparable analysis is based on similar size, age, and location.

Question 52

Is the Cedar City neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 2.8% over the past year. The current Zillow Home Value Index for this area is $393,884. This listing is priced at 131% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 53

What is the price trend in Cedar City?

Accepted Answer

Cedar City's median price has increased 37.1% month-over-month. Current median: $423,000. Days on market have decreased by 0.0% month-over-month. Homes are selling at 98.9% of list price on average. Monitor these trends to time your offer strategically.

Question 54

Is 3648 MONARCH, Cedar City overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Standard." The asking price is within 5% of the comparable median, indicating market-appropriate pricing. Deal score: 65/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 55

What school district is 3648 MONARCH, Cedar City in?

Accepted Answer

This property is in the Washington school district. Assigned elementary: None/Other. Assigned middle: None/Other. Assigned high: None/Other. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 56

What parks are near 3648 MONARCH, Cedar City?

Accepted Answer

The nearest local park is Cottonwood Park (1.1 miles away). The nearest state park is Frontier Homestead SP (5.2 miles). Nearest national park: Zion NP — Kolob Canyons (I-15) (16.1 miles). Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 57

Is there a golf course near 3648 MONARCH, Cedar City?

Accepted Answer

The nearest golf course is Cedar Ridge Golf Course, 3.9 miles from the property. Utah has over 80 golf courses statewide with a season running from March through November in most areas.

Question 58

What water activities are near 3648 MONARCH, Cedar City?

Accepted Answer

Water recreation near this property includes: boat ramp at Yankee Meadows (17.1 mi).  Utah offers diverse water recreation from mountain reservoirs to desert lakes. Popular activities include boating, kayaking, paddle boarding, and fishing — a Utah fishing license is required for anglers.

Question 59

Is 3648 MONARCH, Cedar City move-in ready?

Accepted Answer

As new construction, this home is expected to be move-in ready with modern finishes and warranties.

Question 60

Does 3648 MONARCH, Cedar City come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 61

What is the lot like at 3648 MONARCH, Cedar City?

Accepted Answer

The lot is 0.29 acres. Lot features: Curb & Gutter,Fenced: Full,Road: Paved,Sprinkler: Auto-Full. Terrain: Curb & Gutter, Fenced: Full, Road: Paved, Sprinkler: Auto-Full, Terrain, Flat.   Lot characteristics affect usability, privacy, and future improvement potential.

Question 62

What utilities are available at 3648 MONARCH, Cedar City?

Accepted Answer

Available utilities include: Natural Gas Available,Electricity Available,Sewer Available,Water Available. Water source: Culinary. Sewer: Sewer: Available. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 63

Does 3648 MONARCH, Cedar City have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Gas: Central. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating. The cooling system (Central Air) operates separately. Natural gas availability also supports gas ranges, water heaters, and fireplaces.

Question 64

Is there EV charging near 3648 MONARCH, Cedar City?

Accepted Answer

The nearest EV charging station is Tesla Supercharger, approximately 6.2 miles from the property. With a 3-car garage, installing a home Level 2 EV charger is straightforward — most installations cost $500-$2,000 including the charger. Utah offers a growing EV charging network along major corridors and in urban centers. Convenient public charging is available nearby for supplemental needs.

3648 MONARCH, Cedar City, UT 84721

3648 N MONARCH DR, Cedar City, UT 84721

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