Question 1

What is the asking price for 475 BANNOCK, Malad City?

Accepted Answer

475 BANNOCK, Malad City is listed at $275,000 ($142/sqft).  This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 475 BANNOCK, Malad City have?

Accepted Answer

This Residential features 2 bedrooms, 1 bathroom, 1,938 square feet of living space. It is a 3-story home. The lot is 0.48 acres.

Question 3

When was 475 BANNOCK, Malad City built?

Accepted Answer

This property was built in 1900, making it 126 years old. This established home has character and may feature unique architectural details. A thorough inspection is recommended to assess systems and structure.

Question 4

What type of property is 475 BANNOCK, Malad City?

Accepted Answer

475 BANNOCK, Malad City is a Residential (Single Family Residence). The architectural style is Stories: 2.

Question 5

Does 475 BANNOCK, Malad City have a garage or parking?

Accepted Answer

Yes, this property includes a carport. Total parking capacity: 1 vehicles.

Question 6

Is there an HOA for 475 BANNOCK, Malad City?

Accepted Answer

No, this property is not part of a homeowners association, which means no monthly HOA fees. Homeowners maintain full control over their property without HOA restrictions or assessments.

Question 7

What are the property taxes for 475 BANNOCK, Malad City?

Accepted Answer

Annual property taxes for this property are approximately $2,125 (about $177/month). This represents an effective tax rate of approximately 0.77% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 475 BANNOCK, Malad City?

Accepted Answer

Interior features include: Range/Oven: Free Stdng..     View: Mountain(s),Valley.

Question 9

Is 475 BANNOCK, Malad City a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Great Deal (vs Market)" with a deal score of 92/100. Key deal signals: Priced 20% below market value.  This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

What would the monthly mortgage payment be for 475 BANNOCK, Malad City?

Accepted Answer

At the current 30-year mortgage rate of 6.58% with 20% down, the estimated monthly principal and interest payment is $1,402. Including estimated taxes, the total monthly cost is approximately $1,579. A 15-year mortgage at 5.96% would be $1,852/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 11

How long has 475 BANNOCK, Malad City been on the market?

Accepted Answer

This property has been listed for 56 days. The average days on market in Malad City is 57 days, meaning this listing is moving faster than the local average.

Question 12

What lifestyle features does 475 BANNOCK, Malad City offer?

Accepted Answer

Propaired's AI has identified 1 lifestyle feature for this property: Fixer-Upper. The primary lifestyle niche is "fixer_upper." These tags are derived from MLS data, property features, and location analysis.

Question 13

Is 475 BANNOCK, Malad City a fixer-upper?

Accepted Answer

This property has been identified as a fixer-upper opportunity, meaning it may need renovation or updates but is priced accordingly.  Get a thorough home inspection and renovation estimates before making an offer. An FHA 203(k) or Fannie Mae HomeStyle renovation loan may be applicable.

Question 14

What schools serve 475 BANNOCK, Malad City?

Accepted Answer

Assigned schools: Elementary: Malad; Middle: Malad; High: Malad.   School district: ONEIDA COUNTY.

Question 15

What high school is near 475 BANNOCK, Malad City?

Accepted Answer

The nearest high school is Malad. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 16

What elementary school is near 475 BANNOCK, Malad City?

Accepted Answer

The nearest elementary school is Malad. Propaired provides full school ratings and comparison data for all schools in this area.

Question 17

What middle school is near 475 BANNOCK, Malad City?

Accepted Answer

The nearest middle school is Malad.

Question 18

Is 475 BANNOCK, Malad City in a flood zone?

Accepted Answer

This property is classified as low.  Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 19

How does this listing compare to the Malad City market?

Accepted Answer

475 BANNOCK, Malad City is listed at $275,000, which is below the Malad City median of $320,000 by $45,000. There are currently 23 active listings in Malad City. Homes in Malad City sell in an average of 57 days. The average sale-to-list ratio is 97.6%.

Question 20

What is the Malad City real estate market like in 2026?

Accepted Answer

In 2026, the median home price in Malad City is $320,000. There are currently 23 active listings. Homes sell in an average of 57 days. The average sale-to-list ratio is 97.6%. This listing at $275,000 is below the Malad City 2026 median.

Question 21

Are there other homes for sale in Malad City?

Accepted Answer

Yes — there are currently 23 active listings in Malad City. Browse all Malad City homes for sale at propaired.ai/listings/id/malad-city. Prices range around a median of $320,000. Homes in Malad City are selling in about 57 days on average.

Question 22

How does this price compare to the Utah state average?

Accepted Answer

At $275,000, this property is below the Utah state median of $525,000 by $250,000. Malad City prices are 39% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 23

What is the Propaired intelligence score for 475 BANNOCK, Malad City?

Accepted Answer

This property has a Propaired intelligence score of 42/100, combining deal value (92), recreation access (N/A), amenity proximity (N/A), broadband quality (N/A), and lifestyle features (1 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 24

What heating and cooling systems does 475 BANNOCK, Malad City have?

Accepted Answer

Heating: Forced Air,Propane. Cooling: Natural Ventilation. Given the age of this home, it may be worth requesting a professional HVAC inspection to assess system efficiency and remaining lifespan. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 25

What type of roof does 475 BANNOCK, Malad City have?

Accepted Answer

The roof material is Asphalt,Pitched. Asphalt shingles typically last 20-30 years in Utah's climate. With a 126-year-old home, reviewing recent roof inspections is recommended.

Question 26

Does 475 BANNOCK, Malad City have a basement?

Accepted Answer

Yes, the basement is described as: Partial. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 27

What is 475 BANNOCK, Malad City constructed from?

Accepted Answer

Construction materials include: Other. The construction type affects long-term maintenance requirements and insurance costs.

Question 28

What type of flooring does 475 BANNOCK, Malad City have?

Accepted Answer

Flooring types include: Carpet,Laminate,Tile.  Tile flooring is durable and ideal for high-traffic areas and bathrooms. Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 29

What are the water and sewer connections for 475 BANNOCK, Malad City?

Accepted Answer

Water source: Culinary. Sewer: Sewer: Connected.   Water is a critical consideration in Utah's arid climate.

Question 30

What would homeowner's insurance cost for 475 BANNOCK, Malad City?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $275,000, expect approximately $825-$1,375/year ($69-$115/month).  Older homes may see higher premiums due to outdated electrical or plumbing systems. Get multiple quotes — rates vary significantly by insurer.

Question 31

What are the estimated closing costs for 475 BANNOCK, Malad City?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $275,000, expect approximately $5,500-$13,750 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 32

How does the property tax compare to the list price at 475 BANNOCK, Malad City?

Accepted Answer

The annual property tax of $2,125 represents an effective rate of 0.77% relative to the list price of $275,000. This is near the Utah average effective rate of approximately 0.58%. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 33

What are the total estimated monthly costs for 475 BANNOCK, Malad City?

Accepted Answer

Estimated total monthly housing cost: $1,671. This includes principal & interest ($1,402 at 6.58% with 20% down), property tax ($177/mo), and estimated insurance (~$92/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 34

Is 475 BANNOCK, Malad City eligible for FHA or VA financing?

Accepted Answer

At $275,000, this property is likely within FHA loan limits for most Utah counties. VA loans have no price cap but require VA eligibility.  FHA 203(k) renovation loans may be an option for this property.  Consult a mortgage lender for personalized eligibility.

Question 35

Could 475 BANNOCK, Malad City be a 1031 exchange property?

Accepted Answer

Yes, 475 BANNOCK, Malad City could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 36

What is the price trend in Malad City?

Accepted Answer

Malad City's median price has increased 15.7% month-over-month. Current median: $320,000. Days on market have decreased by 36.1% month-over-month. Homes are selling at 97.6% of list price on average. Monitor these trends to time your offer strategically.

Question 37

What school district is 475 BANNOCK, Malad City in?

Accepted Answer

This property is in the ONEIDA COUNTY school district. Assigned elementary: Malad. Assigned middle: Malad. Assigned high: Malad. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 38

Is 475 BANNOCK, Malad City move-in ready?

Accepted Answer

This property has been identified as a fixer-upper and likely requires renovation before occupying.

Question 39

What updates might 475 BANNOCK, Malad City need?

Accepted Answer

At 126 years old, common updates to consider include: roof replacement (if original), HVAC system update, electrical panel upgrade, water heater replacement. Current roof: Asphalt,Pitched. Current heating: Forced Air,Propane. These are general guidelines based on typical component lifespans — the actual condition depends on maintenance history. Always get a professional inspection and ask the seller for maintenance records and any recent upgrades.

Question 40

Does 475 BANNOCK, Malad City come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 41

What is the lot like at 475 BANNOCK, Malad City?

Accepted Answer

The lot is 0.48 acres. Lot features: Fenced: Part,View: Mountain,View: Valley. Terrain: Fenced: Part, Terrain, Flat, View: Mountain, View: Valley. Views: Mountain(s),Valley.  Lot characteristics affect usability, privacy, and future improvement potential.

Question 42

What utilities are available at 475 BANNOCK, Malad City?

Accepted Answer

Available utilities include: Electricity Connected,Sewer Connected,Water Connected. Water source: Culinary. Sewer: Sewer: Connected. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

475 BANNOCK, Malad City, ID 83252

475 N BANNOCK, Malad City, ID 83252

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