1495 HIGHWAY 89, Fish Haven, ID 83287
4BD/—BA Residential in Fish Haven, ID 83287. 3,573 sqft. Built 1952. Listed at $1,100,000. MLS #2141863.
4BD/—BA Residential in Fish Haven, ID 83287. 3,573 sqft. Built 1952. Listed at $1,100,000. MLS #2141863.
Highly sought after Fish Haven Bear Lake home with an amazing unobstructed view! No HOA or restrictions, state land across the street allowing private beach access anytime you want! This home could be used as a primary residence, vacation rental, or a fantastic family recreational area. 4 bed 2.5 bath, huge yard with mature trees, private master suite with deck overlooking Bear Lake. Lots of parking for cars and trailers, 2 detached shops (one 30 X 36 with paved floor and wood stove, other 40 X 60 could be an enclosed pickle ball court or adu unit). Brand new furnances/AC units, and plumbing lines ran, low maintenance exterior.
Property Type
Residential
Property Style
Single Family Residence
Architectural Style
Stories: 2
Stories
3
County
Bear Lake
Zoning
Single-Family, Short Term Rental Allowed
Construction
Other
Lot Size
1.29 sq ft
Above Grade Area
3,069 sq ft
Condition
Blt./Standing
MLS #
2141863
Property Type
Residential
Property Style
Single Family Residence
Architectural Style
Stories: 2
Stories
3
County
Bear Lake
Zoning
Single-Family, Short Term Rental Allowed
Construction
Other
Lot Size
1.29 sq ft
Above Grade Area
3,069 sq ft
Condition
Blt./Standing
MLS #
2141863
List Price
$1,100,000
Annual Taxes
$1,046
Home Warranty
No
List Price
$1,100,000
Annual Taxes
$1,046
Home Warranty
No
Heating
Forced Air,Gas: Stove,Propane,Wood,>= 95% efficiency
Cooling
Central Air
Roof
Metal
Basement
Partial
Materials
Other
Laundry
Electric Dryer Hookup
Patio & Porch
Covered
Water Source
Culinary
Sewer
Sewer: Connected
View
Lake,Mountain(s)
Heating
Forced Air,Gas: Stove,Propane,Wood,>= 95% efficiency
Cooling
Central Air
Roof
Metal
Basement
Partial
Materials
Other
Laundry
Electric Dryer Hookup
Patio & Porch
Covered
Water Source
Culinary
Sewer
Sewer: Connected
View
Lake,Mountain(s)
Garage Spaces
10
Covered Spaces
11
Total Parking
21
Garage Spaces
10
Covered Spaces
11
Total Parking
21
Classification
Standard
Deal Score
30/100
vs Similar Homes
60% above
vs Market Median
5% above
Deal Score Breakdown
30/100
Priced 5% above the per-subtype city median
Priced 60% above the median of similar listings
STR net cashflow -$4,866/mo (-68.3% return). Uses the better of LT or STR against total monthly ownership cost (P&I, tax, insurance, HOA, maintenance).
No price reduction from original list
Area growth data unavailable
Ensemble scoring: the best single signal sets the floor, secondary qualifying signals (≥60) each add 5 points up to +20. A home that strongly wins on one dimension is already a great deal — it doesn't need to tick every box.
Est. Annual Revenue
$38,771/yr
$249/night · 44% occupancy · $103/bedroom · $0.18/sqft
Net Monthly Cash Flow
−$4,867 /mo (−$58,400/yr)
Monthly STR income
Monthly ownership cost
Coverage
45%
Net /mo
−$4,866
DSCR
0.41
$622,500
+77% vs median
147 days
26
$449,000 – $3,750,000
$1,046
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