Question 1

What is the asking price for 1281 SOMERSET, Spanish Fork?

Accepted Answer

1281 SOMERSET, Spanish Fork is listed at $409,900 ($197/sqft). The original list price was $417,000, representing a reduction of $7,100. This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 1281 SOMERSET, Spanish Fork have?

Accepted Answer

This Residential features 4 bedrooms, 3 bathrooms, 2,084 square feet of living space. It is a 2-story home. The lot is 0.03 acres.

Question 3

When was 1281 SOMERSET, Spanish Fork built?

Accepted Answer

This property was built in 2004, making it 22 years old. Built in the early 2000s, the home benefits from modern construction standards and may have updated systems.

Question 4

What type of property is 1281 SOMERSET, Spanish Fork?

Accepted Answer

1281 SOMERSET, Spanish Fork is a Residential (Twin). The architectural style is Townhouse; Row-end. It is located in the SOMERSET subdivision. Zoning: Single-Family.

Question 5

Does 1281 SOMERSET, Spanish Fork have a garage or parking?

Accepted Answer

Yes, this property includes a 2-car garage and 2 open parking spaces. Total parking capacity: 4 vehicles.

Question 6

Is there an HOA for 1281 SOMERSET, Spanish Fork?

Accepted Answer

Yes, this property is part of a homeowners association. HOA fees are $135 monthly. HOA fees typically cover shared amenities, landscaping, and community maintenance.

Question 7

What are the property taxes for 1281 SOMERSET, Spanish Fork?

Accepted Answer

Annual property taxes for this property are approximately $2,101 (about $175/month). This represents an effective tax rate of approximately 0.51% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 1281 SOMERSET, Spanish Fork?

Accepted Answer

Interior features include: Bath: Primary, Closet: Walk-In, Disposal, Range: Gas, Vaulted Ceilings. Exterior features include: Double Pane Windows, Sliding Glass Doors.    View: Mountain(s).

Question 9

Is 1281 SOMERSET, Spanish Fork a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Growth Market Deal" with a deal score of 70/100. Key deal signals: 7.4% year-over-year market appreciation; 103% LT gross rent coverage of monthly ownership cost.  This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

Has the price been reduced on 1281 SOMERSET, Spanish Fork?

Accepted Answer

Yes, the price has been reduced by 1.7% from the original list price of $417,000 to the current price of $409,900 — a reduction of $7,100. Price reductions can indicate seller motivation or market adjustment.

Question 11

What would the monthly mortgage payment be for 1281 SOMERSET, Spanish Fork?

Accepted Answer

At the current 30-year mortgage rate of 6.36% with 20% down, the estimated monthly principal and interest payment is $2,043. Including estimated taxes and HOA fees, the total monthly cost is approximately $2,353. A 15-year mortgage at 5.71% would be $2,716/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 12

How long has 1281 SOMERSET, Spanish Fork been on the market?

Accepted Answer

This property has been listed for 30 days. The average days on market in Spanish Fork is 76 days, meaning this listing is moving faster than the local average.

Question 13

Is 1281 SOMERSET, Spanish Fork a good investment property?

Accepted Answer

Based on market rental data, this property has an estimated annual rent of $35,680 with a gross rental yield of 8.7%. Net rental yield (after estimated expenses): 5.7%.  Estimated debt service coverage ratio (DSCR): 1.28. Investor score: 72/100. These are estimates based on area comparables.

Question 14

What is the estimated rental income for 1281 SOMERSET, Spanish Fork?

Accepted Answer

Based on area comparables, the estimated monthly rent for this property is $2,973 ($35,676/year). The gross rent multiplier is 11.5x (lower is generally better for investors). Actual rental income will depend on property condition, local demand, and management approach.

Question 15

What lifestyle features does 1281 SOMERSET, Spanish Fork offer?

Accepted Answer

Propaired's AI has identified 1 lifestyle feature for this property: Scenic Views. The primary lifestyle niche is "scenic_views." These tags are derived from MLS data, property features, and location analysis.

Question 16

What recreation is near 1281 SOMERSET, Spanish Fork?

Accepted Answer

This property has a recreation score of 63/100. Nearby recreation includes: Maple Canyon trailhead (3.9 mi); Canyon View Park park (0.6 mi); Spanish Oaks Golf Course (0.4 mi); Utah Lake State Park (13.7 mi). Skiing: Sundance Resort (19.8 mi). Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 17

Are there hiking trails near 1281 SOMERSET, Spanish Fork?

Accepted Answer

Yes, the nearest trailhead is Maple Canyon, just 3.9 miles from the property. Utah Lake State Park is 13.7 miles away. Utah has over 10,000 miles of hiking trails across its diverse terrain, from desert canyons to alpine meadows.

Question 18

What amenities and services are near 1281 SOMERSET, Spanish Fork?

Accepted Answer

This property has an amenity proximity score of 67/100. Nearby services include: Grocery: Walmart Supercenter (3.0 mi); Hospital: University Place (2.9 mi); Pharmacy: Walmart Pharmacy (3.0 mi); Dining: Subway (5.1 mi). Gas station: 4.1 miles. Gym: ARMYGYMNASTICS (3.1 mi).

Question 19

How far is the nearest hospital from 1281 SOMERSET, Spanish Fork?

Accepted Answer

The nearest hospital is University Place, approximately 2.9 miles from the property. The nearest fire station is 4.6 miles away. Proximity to emergency services is an important safety factor for homebuyers.

Question 20

What schools serve 1281 SOMERSET, Spanish Fork?

Accepted Answer

Assigned schools: Elementary: Spanish Oaks; Middle: Spanish Fork Jr; High: Spanish Fork. There are 1 schools within 3 miles of this property. The highest-rated nearby school is Maple Ridge School with a 62% state performance score (2.1 miles away). School district: Nebo.

Question 21

What high school is near 1281 SOMERSET, Spanish Fork?

Accepted Answer

The nearest high school is Spanish Fork. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 22

What elementary school is near 1281 SOMERSET, Spanish Fork?

Accepted Answer

The nearest elementary school is Spanish Oaks (2.1 miles away). State performance score: 62%. District: Nebo District. Propaired provides full school ratings and comparison data for all schools in this area.

Question 23

What middle school is near 1281 SOMERSET, Spanish Fork?

Accepted Answer

The nearest middle school is Spanish Fork Jr.

Question 24

What is the internet speed at 1281 SOMERSET, Spanish Fork?

Accepted Answer

This property has a broadband score of 100/100 (Excellent). Best available speed: 10000 Mbps download / 10000 Mbps upload. Fiber internet is available at this address. Available providers: AT&T (25 Mbps, Fixed Wireless); CenturyLink (100 Mbps, DSL); HughesNet (100 Mbps, Satellite). Total providers: 11.

Question 25

Is 1281 SOMERSET, Spanish Fork in a flood zone?

Accepted Answer

This property is classified as low. FEMA flood zone: X (AREA OF MINIMAL FLOOD HAZARD). Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 26

How does this listing compare to the Spanish Fork market?

Accepted Answer

1281 SOMERSET, Spanish Fork is listed at $409,900, which is below the Spanish Fork median of $500,000 by $90,100. There are currently 201 active listings in Spanish Fork. Homes in Spanish Fork sell in an average of 76 days. The average sale-to-list ratio is 99.9%.

Question 27

What is the Spanish Fork real estate market like in 2026?

Accepted Answer

In 2026, the median home price in Spanish Fork is $500,000. There are currently 201 active listings. Homes sell in an average of 76 days. The average sale-to-list ratio is 99.9%. This listing at $409,900 is below the Spanish Fork 2026 median.

Question 28

Are there other homes for sale in Spanish Fork?

Accepted Answer

Yes — there are currently 201 active listings in Spanish Fork. Browse all Spanish Fork homes for sale at propaired.ai/listings/ut/spanish-fork. Prices range around a median of $500,000. Homes in Spanish Fork are selling in about 76 days on average.

Question 29

How does this price compare to the Utah state average?

Accepted Answer

At $409,900, this property is below the Utah state median of $517,990 by $108,090. Spanish Fork prices are 3% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 30

What is the Propaired intelligence score for 1281 SOMERSET, Spanish Fork?

Accepted Answer

This property has a Propaired intelligence score of 54/100, combining deal value (70), recreation access (63), amenity proximity (67), broadband quality (100), and lifestyle features (1 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 31

What heating and cooling systems does 1281 SOMERSET, Spanish Fork have?

Accepted Answer

Heating: Forced Air,Gas: Central. Cooling: Central Air. Modern HVAC systems typically last 15-20 years with proper maintenance. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 32

What type of roof does 1281 SOMERSET, Spanish Fork have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 22-year-old home, reviewing recent roof inspections is recommended.

Question 33

Does 1281 SOMERSET, Spanish Fork have a basement?

Accepted Answer

Yes, the basement is described as: Partial. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 34

What is 1281 SOMERSET, Spanish Fork constructed from?

Accepted Answer

Construction materials include: Stucco. The construction type affects long-term maintenance requirements and insurance costs.

Question 35

What type of flooring does 1281 SOMERSET, Spanish Fork have?

Accepted Answer

Flooring types include: Laminate,Tile.  Tile flooring is durable and ideal for high-traffic areas and bathrooms.

Question 36

What are the water and sewer connections for 1281 SOMERSET, Spanish Fork?

Accepted Answer

Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public.  Municipal sewer service means no septic maintenance costs. Water is a critical consideration in Utah's arid climate.

Question 37

What shopping and dining is near 1281 SOMERSET, Spanish Fork?

Accepted Answer

The nearest restaurant is Subway (5.1 miles away) and the nearest grocery store is Walmart Supercenter (3.0 miles). Coffee: Beans & Brews Coffee House (3.1 mi). Banking: Bank of America (with Drive-thru ATM) (3.1 mi). Overall amenity proximity score: 67/100.

Question 38

What would homeowner's insurance cost for 1281 SOMERSET, Spanish Fork?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $409,900, expect approximately $1,230-$2,050/year ($103-$171/month).   Get multiple quotes — rates vary significantly by insurer.

Question 39

What are the estimated closing costs for 1281 SOMERSET, Spanish Fork?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $409,900, expect approximately $8,198-$20,495 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 40

How does the property tax compare to the list price at 1281 SOMERSET, Spanish Fork?

Accepted Answer

The annual property tax of $2,101 represents an effective rate of 0.51% relative to the list price of $409,900. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 41

What are the total estimated monthly costs for 1281 SOMERSET, Spanish Fork?

Accepted Answer

Estimated total monthly housing cost: $2,490. This includes principal & interest ($2,043 at 6.36% with 20% down), property tax ($175/mo), HOA ($135/mo), and estimated insurance (~$137/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 42

Is 1281 SOMERSET, Spanish Fork eligible for FHA or VA financing?

Accepted Answer

At $409,900, this property is likely within FHA loan limits for most Utah counties. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 43

What is the estimated cap rate for 1281 SOMERSET, Spanish Fork?

Accepted Answer

The estimated cap rate (net rental yield) for this property is 5.7%, based on estimated annual rent of $35,680 and a purchase price of $409,900. A cap rate of 4-6% is typical for residential properties in growing Utah markets.

Question 44

Is Spanish Fork a good rental market?

Accepted Answer

Estimated monthly rent in Spanish Fork is approximately $2,688. Homes in Spanish Fork sell in an average of 76 days, indicating moderate demand in this market. There are 201 active listings currently. Gross rental yield in this area: 8.7%. Utah's steady population growth continues to drive rental demand.

Question 45

Could 1281 SOMERSET, Spanish Fork be a 1031 exchange property?

Accepted Answer

Yes, 1281 SOMERSET, Spanish Fork could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 46

Is the Spanish Fork neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 7.4% over the past year. The current Zillow Home Value Index for this area is $244,872. This listing is priced at 167% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 47

What is the price trend in Spanish Fork?

Accepted Answer

Spanish Fork's median price has decreased 23.1% month-over-month. Current median: $500,000. Days on market have decreased by 2.7% month-over-month. Homes are selling at 99.9% of list price on average. Monitor these trends to time your offer strategically.

Question 48

What school district is 1281 SOMERSET, Spanish Fork in?

Accepted Answer

This property is in the Nebo school district. Assigned elementary: Spanish Oaks. Assigned middle: Spanish Fork Jr. Assigned high: Spanish Fork. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 49

What parks are near 1281 SOMERSET, Spanish Fork?

Accepted Answer

The nearest local park is Canyon View Park (0.6 miles away). The nearest state park is Utah Lake State Park (13.7 miles).  Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 50

Is there a golf course near 1281 SOMERSET, Spanish Fork?

Accepted Answer

The nearest golf course is Spanish Oaks Golf Course, 0.4 miles from the property. Utah has over 80 golf courses statewide with a season running from March through November in most areas. Close proximity to a golf course is a desirable feature that can enhance property value.

Question 51

What water activities are near 1281 SOMERSET, Spanish Fork?

Accepted Answer

Water recreation near this property includes: Utah Lake (12.9 mi); boat ramp at Millrace south (8.1 mi); fishing at Provo River (15.6 mi).  Utah offers diverse water recreation from mountain reservoirs to desert lakes. Popular activities include boating, kayaking, paddle boarding, and fishing — a Utah fishing license is required for anglers.

Question 52

Is 1281 SOMERSET, Spanish Fork move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 53

What updates might 1281 SOMERSET, Spanish Fork need?

Accepted Answer

At 22 years old, common updates to consider include: HVAC system update. Current roof: Asphalt. Current heating: Forced Air,Gas: Central. These are general guidelines based on typical component lifespans — the actual condition depends on maintenance history. Always get a professional inspection and ask the seller for maintenance records and any recent upgrades.

Question 54

Does 1281 SOMERSET, Spanish Fork come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 55

What is the lot like at 1281 SOMERSET, Spanish Fork?

Accepted Answer

The lot is 0.03 acres. Lot features: Curb & Gutter,Fenced: Full,Sprinkler: Auto-Full,View: Mountain. Terrain: Curb & Gutter, Fenced: Full, Sprinkler: Auto-Full, Terrain, Flat, View: Mountain. Views: Mountain(s).  Lot characteristics affect usability, privacy, and future improvement potential.

Question 56

What utilities are available at 1281 SOMERSET, Spanish Fork?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Sewer: Public,Water Available. Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 57

Does 1281 SOMERSET, Spanish Fork have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Forced Air,Gas: Central. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating. The cooling system (Central Air) operates separately. Natural gas availability also supports gas ranges, water heaters, and fireplaces.

Question 58

Is there EV charging near 1281 SOMERSET, Spanish Fork?

Accepted Answer

The nearest EV charging station is Electrify America Charging Station, approximately 3.0 miles from the property. With a 2-car garage, installing a home Level 2 EV charger is straightforward — most installations cost $500-$2,000 including the charger. Utah offers a growing EV charging network along major corridors and in urban centers. Convenient public charging is available nearby for supplemental needs.

1281 SOMERSET, Spanish Fork, UT 84660

1281 S SOMERSET DR, Spanish Fork, UT 84660

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