Question 1

What is the asking price for 431 MOORING, Saratoga Springs?

Accepted Answer

431 MOORING, Saratoga Springs is listed at $444,900 ($202/sqft). The original list price was $449,900, representing a reduction of $5,000. This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 431 MOORING, Saratoga Springs have?

Accepted Answer

This Residential features 3 bedrooms, 3 bathrooms, 2,205 square feet of living space. It is a 3-story home. The lot is 0.03 acres.

Question 3

When was 431 MOORING, Saratoga Springs built?

Accepted Answer

This property was built in 2023, making it 3 years old. As a newer construction, it likely features modern building codes, energy-efficient systems, and contemporary finishes.

Question 4

What type of property is 431 MOORING, Saratoga Springs?

Accepted Answer

431 MOORING, Saratoga Springs is a Residential (Townhouse). The architectural style is Townhouse; Row-mid. It is located in the NORTHSHORE subdivision. Zoning: Single-Family.

Question 5

Does 431 MOORING, Saratoga Springs have a garage or parking?

Accepted Answer

Yes, this property includes a 2-car garage and 4 open parking spaces. Total parking capacity: 6 vehicles.

Question 6

Is there an HOA for 431 MOORING, Saratoga Springs?

Accepted Answer

Yes, this property is part of a homeowners association. HOA fees are $123 monthly. HOA fees typically cover shared amenities, landscaping, and community maintenance.

Question 7

What are the property taxes for 431 MOORING, Saratoga Springs?

Accepted Answer

Annual property taxes for this property are approximately $1,927 (about $161/month). This represents an effective tax rate of approximately 0.43% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 431 MOORING, Saratoga Springs?

Accepted Answer

Interior features include: Closet: Walk-In, Disposal, Great Room, Oven: Gas, Range: Gas. Exterior features include: Double Pane Windows, Entry (Foyer), Sliding Glass Doors.    View: Mountain(s).

Question 9

Is 431 MOORING, Saratoga Springs a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Standard" with a deal score of 27/100. Key deal signals: Priced 6% below market median (per-type); 5.0% gross rental yield. The price is 6% above similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

How does this price compare to similar homes in Saratoga Springs?

Accepted Answer

The median price for similar properties in the area is $417,900 (based on 10 homes). At $444,900, this listing is 6% above the median for comparable homes. It ranks #Above Similar among similar listings by value.

Question 11

Has the price been reduced on 431 MOORING, Saratoga Springs?

Accepted Answer

Yes, the price has been reduced by 1.1% from the original list price of $449,900 to the current price of $444,900 — a reduction of $5,000. Price reductions can indicate seller motivation or market adjustment.

Question 12

What would the monthly mortgage payment be for 431 MOORING, Saratoga Springs?

Accepted Answer

At the current 30-year mortgage rate of 6.46% with 20% down, the estimated monthly principal and interest payment is $2,240. Including estimated taxes and HOA fees, the total monthly cost is approximately $2,524. A 15-year mortgage at 5.77% would be $2,959/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 13

How long has 431 MOORING, Saratoga Springs been on the market?

Accepted Answer

This property has been listed for 15 days. The average days on market in Saratoga Springs is 88 days, meaning this listing is moving faster than the local average.

Question 14

Is 431 MOORING, Saratoga Springs a good investment property?

Accepted Answer

Based on market rental data, this property has an estimated annual rent of $22,387 with a gross rental yield of 5.0%. Net rental yield (after estimated expenses): 3.3%.  Estimated debt service coverage ratio (DSCR): 0.62. Investor score: 44/100. These are estimates based on area comparables.

Question 15

What is the estimated rental income for 431 MOORING, Saratoga Springs?

Accepted Answer

Based on area comparables, the estimated monthly rent for this property is $1,866 ($22,392/year). The gross rent multiplier is 19.9x (lower is generally better for investors). Actual rental income will depend on property condition, local demand, and management approach.

Question 16

What lifestyle features does 431 MOORING, Saratoga Springs offer?

Accepted Answer

Propaired's AI has identified 1 lifestyle feature for this property: Pool. The primary lifestyle niche is "pool." These tags are derived from MLS data, property features, and location analysis.

Question 17

Does 431 MOORING, Saratoga Springs have a pool?

Accepted Answer

Yes, this property includes a private pool.  Utah summers can reach 100°F+, making a pool a valuable amenity. Consider seasonal maintenance costs of approximately $2,000-$4,000/year for a Utah pool.

Question 18

What recreation is near 431 MOORING, Saratoga Springs?

Accepted Answer

This property has a recreation score of 72/100. Nearby recreation includes: Flight Park trailhead (0.8 mi); Portside Park park (0.1 mi); TalonsCove Golf Course (3.2 mi); Flight Park State Recreation Area (6.0 mi). Skiing: Sundance Resort (15.8 mi). Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 19

Are there hiking trails near 431 MOORING, Saratoga Springs?

Accepted Answer

Yes, the nearest trailhead is Flight Park, just 0.8 miles from the property. Flight Park State Recreation Area is 6.0 miles away. Utah has over 10,000 miles of hiking trails across its diverse terrain, from desert canyons to alpine meadows.

Question 20

What amenities and services are near 431 MOORING, Saratoga Springs?

Accepted Answer

This property has an amenity proximity score of 84/100. Nearby services include: Grocery: 7-Eleven (1.1 mi); Hospital: Mountain Ridge Healthcare (1.2 mi); Pharmacy: Walgreens (1.8 mi); Dining: MOD Pizza (1.4 mi). Gas station: 1.4 miles. Gym: RC Helicopter Park (0.7 mi).

Question 21

How far is the nearest hospital from 431 MOORING, Saratoga Springs?

Accepted Answer

The nearest hospital is Mountain Ridge Healthcare, approximately 1.2 miles from the property. The nearest fire station is 2.5 miles away. Proximity to emergency services is an important safety factor for homebuyers.

Question 22

What schools serve 431 MOORING, Saratoga Springs?

Accepted Answer

Assigned schools: Elementary: Dry Creek; Middle: Lehi; High: Lehi. There are 5 schools within 3 miles of this property. The highest-rated nearby school is Riverview School with a 64% state performance score (2.3 miles away). School district: Alpine.

Question 23

How good are the schools near 431 MOORING, Saratoga Springs?

Accepted Answer

Of the 5 schools within 3 miles, 5 have state performance data with an average score of 60%.  School quality is a key factor in home values — properties near top-rated schools typically command a 5-10% premium. Visit each school's detail page on Propaired for full performance breakdowns.

Question 24

What is the internet speed at 431 MOORING, Saratoga Springs?

Accepted Answer

This property has a broadband score of 100/100 (Excellent). Best available speed: 10000 Mbps download / 10000 Mbps upload. Fiber internet is available at this address. Available providers: Beehive Broadband (1000 Mbps, Fiber); CenturyLink (1000 Mbps, Fiber); CenturyLink (100 Mbps, DSL). Total providers: 14.

Question 25

Is 431 MOORING, Saratoga Springs in a flood zone?

Accepted Answer

Yes, this property is in a FEMA Special Flood Hazard Area (SFHA). FEMA flood zone: AH. Flood insurance IS required for this property by most lenders. Base flood elevation: 4496 ft. Always verify current FEMA maps as they are periodically updated.

Question 26

How does this listing compare to the Saratoga Springs market?

Accepted Answer

431 MOORING, Saratoga Springs is listed at $444,900, which is below the Saratoga Springs median of $490,000 by $45,100. There are currently 439 active listings in Saratoga Springs. Homes in Saratoga Springs sell in an average of 88 days. The average sale-to-list ratio is 98.9%.

Question 27

How does this price compare to the Utah state average?

Accepted Answer

At $444,900, this property is below the Utah state median of $510,000 by $65,100. Saratoga Springs prices are 4% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 28

What is the Propaired intelligence score for 431 MOORING, Saratoga Springs?

Accepted Answer

This property has a Propaired intelligence score of 43/100, combining deal value (27), recreation access (72), amenity proximity (84), broadband quality (100), and lifestyle features (1 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 29

What heating and cooling systems does 431 MOORING, Saratoga Springs have?

Accepted Answer

Heating: Forced Air. Cooling: Central Air. Modern HVAC systems typically last 15-20 years with proper maintenance. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 30

What type of roof does 431 MOORING, Saratoga Springs have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 3-year-old home, reviewing recent roof inspections is recommended.

Question 31

Does 431 MOORING, Saratoga Springs have a basement?

Accepted Answer

Yes, the basement is described as: Full. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 32

What type of flooring does 431 MOORING, Saratoga Springs have?

Accepted Answer

Flooring types include: Carpet,Laminate.   Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 33

What are the water and sewer connections for 431 MOORING, Saratoga Springs?

Accepted Answer

Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public.  Municipal sewer service means no septic maintenance costs. Water is a critical consideration in Utah's arid climate.

Question 34

What shopping and dining is near 431 MOORING, Saratoga Springs?

Accepted Answer

The nearest restaurant is MOD Pizza (1.4 miles away) and the nearest grocery store is 7-Eleven (1.1 miles). Coffee: Starbucks (1.5 mi). Banking: Bank of America (1.5 mi). Overall amenity proximity score: 84/100.

Question 35

What would homeowner's insurance cost for 431 MOORING, Saratoga Springs?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $444,900, expect approximately $1,335-$2,225/year ($111-$185/month). Flood insurance is also required for this property, adding approximately $500-$2,000/year.  Get multiple quotes — rates vary significantly by insurer.

Question 36

What are the estimated closing costs for 431 MOORING, Saratoga Springs?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $444,900, expect approximately $8,898-$22,245 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 37

How does the property tax compare to the list price at 431 MOORING, Saratoga Springs?

Accepted Answer

The annual property tax of $1,927 represents an effective rate of 0.43% relative to the list price of $444,900. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 38

What are the total estimated monthly costs for 431 MOORING, Saratoga Springs?

Accepted Answer

Estimated total monthly housing cost: $2,672. This includes principal & interest ($2,240 at 6.46% with 20% down), property tax ($161/mo), HOA ($123/mo), and estimated insurance (~$148/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 39

Is 431 MOORING, Saratoga Springs eligible for FHA or VA financing?

Accepted Answer

At $444,900, this property is likely within FHA loan limits for most Utah counties. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 40

What is the estimated cap rate for 431 MOORING, Saratoga Springs?

Accepted Answer

The estimated cap rate (net rental yield) for this property is 3.3%, based on estimated annual rent of $22,387 and a purchase price of $444,900. Lower cap rates often indicate appreciation-focused markets where property values are expected to rise.

Question 41

Is Saratoga Springs a good rental market?

Accepted Answer

Estimated monthly rent in Saratoga Springs is approximately $2,097. Homes in Saratoga Springs sell in an average of 88 days, indicating moderate demand in this market. There are 439 active listings currently. Gross rental yield in this area: 5.0%. Utah's steady population growth continues to drive rental demand.

Question 42

Could 431 MOORING, Saratoga Springs be a 1031 exchange property?

Accepted Answer

Yes, 431 MOORING, Saratoga Springs could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 43

How does 431 MOORING, Saratoga Springs compare to recently sold homes nearby?

Accepted Answer

Based on 10 comparable properties, the median sold price in this area is $417,900. This listing is 6% above the comparable median. It ranks Above Similar among similar listings by value. The median for this property type specifically is $472,000. Comparable analysis is based on similar size, age, and location.

Question 44

Is the Saratoga Springs neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 1.4% over the past year. The current Zillow Home Value Index for this area is $556,802. This listing is priced at 80% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 45

What is the price trend in Saratoga Springs?

Accepted Answer

Saratoga Springs's median price has decreased 2.3% month-over-month. Current median: $490,000. Days on market have increased by 25.0% month-over-month. Homes are selling at 98.9% of list price on average. Monitor these trends to time your offer strategically.

Question 46

Is 431 MOORING, Saratoga Springs overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Standard." At 6% above comparable homes, the asking price is above the local median. Verify that premium features justify the price difference. Deal score: 27/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 47

What school district is 431 MOORING, Saratoga Springs in?

Accepted Answer

This property is in the Alpine school district. Assigned elementary: Dry Creek. Assigned middle: Lehi. Assigned high: Lehi. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 48

How do nearby schools rank statewide?

Accepted Answer

Of the 5 nearby schools with state rankings, the highest-ranked is Willowcreek Middle at #156 statewide (54% performance score). Other ranked nearby schools include Riverview School (#160) and Saratoga Shores School (#161). Utah has approximately 1,000+ public schools, so a top-200 ranking indicates a strong-performing school.

Question 49

What parks are near 431 MOORING, Saratoga Springs?

Accepted Answer

The nearest local park is Portside Park (0.1 miles away). The nearest state park is Flight Park State Recreation Area (6.0 miles).  Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 50

Is there a golf course near 431 MOORING, Saratoga Springs?

Accepted Answer

The nearest golf course is TalonsCove Golf Course, 3.2 miles from the property. Utah has over 80 golf courses statewide with a season running from March through November in most areas.

Question 51

What water activities are near 431 MOORING, Saratoga Springs?

Accepted Answer

Water recreation near this property includes: Utah Lake (11.9 mi); boat ramp at Saratoga Springs (1.6 mi); fishing at Provo River (16.6 mi).  Utah offers diverse water recreation from mountain reservoirs to desert lakes. Popular activities include boating, kayaking, paddle boarding, and fishing — a Utah fishing license is required for anglers.

Question 52

Is 431 MOORING, Saratoga Springs move-in ready?

Accepted Answer

As new construction, this home is expected to be move-in ready with modern finishes and warranties.

Question 53

Does 431 MOORING, Saratoga Springs come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 54

What is the lot like at 431 MOORING, Saratoga Springs?

Accepted Answer

The lot is 0.03 acres. Lot features: Fenced: Full,Secluded,Sidewalks,Sprinkler: Auto-Full,View: Mountain. Terrain: Fenced: Full, Secluded Yard, Sidewalks, Sprinkler: Auto-Full, Terrain, Flat, View: Mountain. Views: Mountain(s).  Lot characteristics affect usability, privacy, and future improvement potential.

Question 55

What utilities are available at 431 MOORING, Saratoga Springs?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Sewer: Public,Water Connected. Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 56

Is there EV charging near 431 MOORING, Saratoga Springs?

Accepted Answer

The nearest EV charging station is EV Charger, approximately 2.2 miles from the property. With a 2-car garage, installing a home Level 2 EV charger is straightforward — most installations cost $500-$2,000 including the charger. Utah offers a growing EV charging network along major corridors and in urban centers. Convenient public charging is available nearby for supplemental needs.

431 MOORING, Saratoga Springs, UT 84045

431 N MOORING LN, Saratoga Springs, UT 84045

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