890 YARROW, Garden City, UT 84028
5BD/—BA Residential in Garden City, UT 84028. 1,904 sqft. Built 2001. Listed at $595,000. MLS #2137551.
5BD/—BA Residential in Garden City, UT 84028. 1,904 sqft. Built 2001. Listed at $595,000. MLS #2137551.
Sunrise Views, Family Memories & Year-Round Bear Lake Living Wake up to golden sunrises over Bear Lake and spend your days making the kind of memories families return to year after year. Located in the beloved Swan Creek community, this 5-bedroom, 3-bath home is designed for gathering; whether it's summer lake days, holiday weekends, or multi-generation family reunions. With five true bedrooms, there's room for kids, cousins, guests, and grandparents - no air mattresses required. The open, functional layout makes it easy to be together while still giving everyone space to unwind. An over-sized garage offers plenty of room for boats, paddle-boards, beach gear, snowmobiles, and all the toys that make Bear Lake living unforgettable. Step outside and you'll regularly spot deer, wild turkey, and even moose; a reminder that you're tucked into nature without feeling remote. The home's eastern exposure fills the interior with natural morning light and delivers stunning sunrise views over the lake. Enjoy everything Bear Lake is known for: boating, fishing, swimming, and beach days in the summer, plus snowmobiling, sledding, and winter recreation when the snow falls. Swan Creek provides easy year-round access, making this an ideal second home or full-time residence. Recent renovations mean the big updates are done, with a few minor paint touch-ups remaining, a chance to personalize the space and add instant equity. Whether you're looking for a family cabin, a year-round home, or a legacy property to pass down for generations, this is a rare opportunity to own a slice of Bear Lake at an exceptional value. Propane heat. Tank is rented but can easily be transferred to new owner. There is a ramp on the side of the home to assist to accessing the main floor. Buyer to verify if it it wheel chair accessible.
Property Type
Residential
Property Style
Single Family Residence
Architectural Style
Cabin
Stories
2
Subdivision
SWAN CREEK VILLAGE
County
Rich
Zoning
Single-Family
Construction
Log
Lot Size
0.14 sq ft
Above Grade Area
1,192 sq ft
Condition
Blt./Standing
MLS #
2137551
Property Type
Residential
Property Style
Single Family Residence
Architectural Style
Cabin
Stories
2
Subdivision
SWAN CREEK VILLAGE
County
Rich
Zoning
Single-Family
Construction
Log
Lot Size
0.14 sq ft
Above Grade Area
1,192 sq ft
Condition
Blt./Standing
MLS #
2137551
List Price
$595,000
HOA Fees
$700 / Annually
Annual Taxes
$1,101
Home Warranty
No
List Price
$595,000
HOA Fees
$700 / Annually
Annual Taxes
$1,101
Home Warranty
No
Heating
Gas: Central,Propane,Wood
Roof
Aluminum
Flooring
Carpet,Laminate,Linoleum
Basement
Full,Walk-Out Access
Materials
Log
Appliances
Dryer,Gas Grill/BBQ,Microwave,Refrigerator,Washer
Laundry
Gas Dryer Hookup
Patio & Porch
Covered
Water Source
Culinary,Private
Sewer
Sewer: Connected
View
Lake,Mountain(s)
Heating
Gas: Central,Propane,Wood
Roof
Aluminum
Flooring
Carpet,Laminate,Linoleum
Basement
Full,Walk-Out Access
Materials
Log
Appliances
Dryer,Gas Grill/BBQ,Microwave,Refrigerator,Washer
Laundry
Gas Dryer Hookup
Patio & Porch
Covered
Water Source
Culinary,Private
Sewer
Sewer: Connected
View
Lake,Mountain(s)
Garage Spaces
2
Covered Spaces
2
Total Parking
10
Garage Spaces
2
Covered Spaces
2
Total Parking
10
Why this is a deal
Classification
Great Deal (vs Market)
Deal Score
92/100
vs Similar Homes
0% below
vs Market Median
23% below
Area Growth (YoY)
4.3%
Deal Score Breakdown
92/100 · 1 qualifying signal
Priced 23% below the per-subtype city median
Priced 0% below the median of similar listings
4.3% year-over-year ZHVI growth in this area
LT net cashflow -$1,654/mo (-41.8% return on ownership cost) · STR net cashflow -$2,447/mo (-61.8% return). Uses the better of LT or STR against total monthly ownership cost (P&I, tax, insurance, HOA, maintenance).
No price reduction from original list
Ensemble scoring: the best single signal sets the floor, secondary qualifying signals (≥60) each add 5 points up to +20. A home that strongly wins on one dimension is already a great deal — it doesn't need to tick every box.
Why this classification
Monthly Rent
$2,619/mo
Range: $1,724 – $3,514
Net Monthly Cash Flow
−$1,653 /mo (−$19,840/yr)
Monthly rental income
Monthly ownership cost
Coverage
66%
Net /mo
−$1,654
DSCR
0.76
Est. Annual Revenue
$25,903/yr
$883/night · 39% occupancy · $150/bedroom · $0.25/sqft
Net Monthly Cash Flow
−$2,448 /mo (−$29,373/yr)
Monthly STR income
Monthly ownership cost
Coverage
55%
Net /mo
−$2,447
DSCR
0.50
Best Download
500 Mbps
Best Upload
100 Mbps
Fiber Available
No
Providers
3
Available Providers
$699,000
-15% vs median
128 days
182
$72,150 – $4,400,000
$1,101
$700/annually
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